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Bankrate Editorial Team

Get to know our award-winning team of reporters and editors, who take pride in bringing you the most relevant news, insights and analysis for your financial journey.

Reporters and Editors

Money news from a team you can trust

Since 1976, Bankrate has been the source of truth for all things personal finance. That tradition continues today with our dedicated team of reporters and editors. Their breadth of experience and depth of knowledge makes them uniquely qualified to bring you news and insights you can trust.
We don’t stop there, either. We care so deeply about accuracy and relevancy that we created our financial review board of industry experts who review our content for an extra layer of trust and authority

Bankrate reporters and editors

Aaron Broverman Arrow Right Personal Finance Writer
Aaron Broverman has been covering personal finance for over a decade for Bankrate and, starting with its former sister site Canada. His personal
Aaron Hurd Arrow Right Expert Contributor
Aaron Hurd has written hundreds of articles as an expert contributor, covering miles, points, travel, credit card rewards and personal finance for publications like The Points
Aja McClanahan Arrow Right Personal Finance Writer
Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of “How a Mother Should Talk About Money with Her
Alex Gailey is a journalist who weaves together data and narratives to help consumers better understand the important decisions that go into managing money effectively.
Allie Johnson Arrow Right Personal Finance Writer
Allie has written about personal finance and covered credit cards extensively for more than 10 years. Allie covers avoiding credit card debt, choosing credit cards wisely and
Amelia Buckley is an insurance editor, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making
Amy Lieu Arrow Right Editor, Branded Content
Amy Lieu leads branded content strategy and execution across Bankrate and
Amy Sims Arrow Right Managing Editor
Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content.
Ana Cvetkovic Arrow Right Personal Finance Writer
Ana’s interest in finance developed out of her own entrepreneurial journey. As a business owner, she has first-hand experience with the topics she covers for Bankrate. As a
Ana Staples Arrow Right Former Contributor
Ana Staples is a former reporter for Bankrate and an expert on all things credit basics and personal finance for the younger generation.
Andy Shuman is a contributing writer to Bankrate. He is a New York-based freelance writer with strong expertise in consumer credit and travel loyalty programs.
Angelica Leicht is an insurance editor on the Bankrate team. She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to
Antonio Ruiz-Camacho Arrow Right Former Senior Director of Content
Antonio Ruiz-Camacho is senior director of content for and Bankrate Credit Cards. He has more than 20 years of international experience leading content teams,
Ariana Arghandewal Arrow Right Travel rewards writer
Ariana Arghandewal is a personal finance expert specializing in credit cards and travel rewards. She is passionate about helping people leverage credit card rewards to realize
Ashley Parks Arrow Right Credit Cards Editor
As a Bankrate credit cards editor, Ashley Parks is fascinated by the ways people can make credit cards work for them when armed with the right knowledge.
Aylea Wilkins Arrow Right Loans Editor, Former Insurance Editor
Aylea Wilkins is an editor specializing in student loans. She has previously worked for Bankrate editing content about personal and home equity loans and auto, home and life
This article was generated using automation technology and thoroughly edited and fact-checked by an editor on our editorial staff.
Barri Segal Arrow Right Credit Cards Reporter
Barri has written in the personal finance vertical—including credit cards—for more than 20 years. She currently identifies and reports on news and top trends in the credit
Barry Bridges Arrow Right Senior credit cards editor
Former Senior Editor Barry Bridges has been writing about credit cards, personal loans, mortgages and other personal finance products since 2017. Before joining Bankrate, he was
Beth Braverman Arrow Right Personal Finance Expert Contributor
Beth Braverman is an award-winning freelance journalist and content producer, writing mostly about personal finance, parenting and careers.
Bankrate senior editor for mortgages Bill McGuire has been writing and editing for more than four decades at major newspapers, magazines and websites.
Brady Porche Arrow Right Editorial Director
Brady Porche is an editorial director for Bankrate Credit Cards and He has two decades of professional experience as a writer and editor.
Brendan Dyer Arrow Right Credit Cards Editor
Brendan Dyer holds a Master of Fine Arts in Journalism from Western Connecticut State University and worked previously as a content editor for Regional News Network, a hyper-local
Brian Baker covers investing and retirement for Bankrate. He is a CFA Charterholder and previously worked as an industry analyst at a buyside investment firm. Baker is passionate
Brian Beers is the managing editor for the Wealth team at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.
Caitlin Ritchie is a Bankrate contributor and a writer for Bankrate sister site Caitlin has been covering home energy, residential solar power and energy
Carol Pope Arrow Right Insurance Writer
Carol Pope is an insurance writer for Bankrate and prior to joining the team, she spent 12 years as an auto insurance agent. During this time, she sold, serviced and underwrote
Cate Deventer Arrow Right Insurance Writer & Editor
Cate Deventer is a writer, editor and insurance professional with over a decade of experience in the insurance industry as a licensed insurance agent.
Cathleen’s stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie
Chanelle Gibson is a former contributor at Bankrate. She has wide variety of experience ranging from pop culture to software engineering and possess expertise in finance,
Chelsea Wing Arrow Right Student loans editor
Chelsea has been with Bankrate since early 2020. She is invested in helping students navigate the high costs of college and breaking down the complexities of student loans.
Christopher Murray is a personal finance writer for a number of reputable sites including Bankrate. Six years ago, Christopher started as the single staff writer for a budding
Claire Dickey is a product editor for Bankrate, and To Her Credit. Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications
Constance Sommer Arrow Right Credit And Money Management Expert Contributor
Courtney Mihocik Arrow Right Credit Cards Editor
Courtney Mihocik is an editor at Bankrate Credit Cards and specializing in credit card news and personal finance advice. Previously, she led insurance content at
Dan Miller Arrow Right Points and Miles Expert Contributor
Dan Miller is a former contributing writer for Bankrate. Dan covered loans, home equity and debt management in his work.
David Schepp is a wealth editor for Bankrate, focusing on deposits and consumer banking content.
Highlights Investigative and political journalism Delivered on-the-ground news Newscast Production Experience Dignelly is an Associate Editor
Emily Maracle is a small business loans editor for She is passionate about creating high-quality content to help educate and make complex topics accessible to all
Emily Sherman Arrow Right Senior Editor, Credit Card Product News
Emily Sherman is a senior editor for and Bankrate Credit Cards, specializing in product news and recommendations. She has worked as a writer and editor in the
Erica Sandberg Arrow Right Credit And Money Management Expert Contributor
Erica Sandberg is a credit and money management expert who began her career at Consumer Credit Counseling Service (CCCS). There, she helped individuals and families overcome their
Faith Foushee is a Bankrate contributor and a writer for Bankrate’s corporate partner,, covering energy-efficient products, renewables and other energy topics.
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card,
Bankrate reporter Georgina Tzanetos covers investing and retirement.
Gillian Totaro writes about insurance and credit cards and enjoys helping people learn more about how to manage their financial assets. She has over five years of writing
Graciela Zarate Rolon is a former Bankrate editor and recent graduate of Wake Forest University with a degree in Politics and International Affairs.
Greg McBride, CFA Arrow Right Chief financial analyst
Greg McBride, CFA, is Senior Vice President, Chief Financial Analyst, for He leads a team responsible for researching financial products, providing analysis, and
Hannah Hillson is a contributing editor for Bankrate. With a decade of experience in the home services and energy industries, she aims to answer consumer questions in a digestible
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best
Hanneh Bareham Arrow Right Student loans reporter
Hanneh Bareham specializes in everything related to personal and student loans and helping you finance your next endeavor. She aims to help others reach their collegiate and
Heather Grey is a freelance writer who has been covering health and wellness-related topics since 2013. Her work has appeared in a variety of publications, including Healthline,
Heidi Rivera is a student loans writer for Bankrate. She began her journey in the personal finance space in 2018 and is passionate about collecting data and creating content
Helen Wilbers started editing for Bankrate in late 2022. He values clear reporting that helps readers confidently land deals and make the best choices for their finances. He
India Davis is an editor specializing in credit cards and updates. She believes in putting the reader first and carrying out a brand’s voice to its fullest potential. She has
Ivana Pino joined the and Bankrate Credit Cards team in 2021. She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a
Jacqueline DeMarco Arrow Right Personal Finance Writer
Jacqueline is a contributor for Bankrate and has worked with more than a dozen financial brands, including LendingTree, Credit Karma, Fundera, Chime, MagnifyMoney, Student Loan
James Royal Arrow Right Principal writer, investing and wealth management
Bankrate principal writer James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and more.
Jason Steele Arrow Right Travel Rewards Expert Contributor
Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points
Jeanine Skowronski Arrow Right Credit Card Expert & Analyst
Jeanine Skowronski is a credit card expert, analyst, and multimedia journalist with over 10 years of experience covering business and personal finance.
Jeff Ostrowski Arrow Right Senior mortgage reporter
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he wrote about real estate and the economy for the Palm Beach Post and the South Florida
Jenna Flannigan Arrow Right Credit Cards Editor
Jenna Flannigan is an editor for Bankrate with more than 10 years of professional experience in writing, editing, and digital media. In her previous role, she was a managing
Joey Robinson Arrow Right Credit cards contributor
Joey Robinson is a credit cards contributor for Bankrate and upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at “Big Four” (Ernst and Young)
John Egan Arrow Right Contributing reporter
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He is a contributor for Bankrate and specializes in content focusing on personal finance, real
Jordan Bishop Arrow Right Personal finance writer
Jordan Bishop is a former contributor for Bankrate. He discovered the power of credit cards at a young age. His first splash into travel hacking came with the wildly viral launch
June Sham Arrow Right Insurance Writer
June Sham is a former insurance writer for Bankrate. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and
Experience: Kaitlyn Tang is an editor at specializing in product news and recommendations. Prior to joining the financial services space, she worked as
Karen Bennett Arrow Right Consumer banking reporter
Karen Bennett is a consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and other
Karen Haywood Queen Arrow Right Personal Finance Expert Contributor
Kayla Leng Arrow Right Senior Branded Content Editor
Kayla Leng is a senior editor on the branded content team, which works closely with the Integrated Marketing team and partners to create custom content that informs readers of
Kelli Pate Arrow Right Personal Finance Writer
Kelli Pate is a former contributor to Bankrate and a freelance writer and copy editor living in Kansas City, though she’s a Jersey girl at heart. When she’s not
Kendall Little is a personal finance writer who previously covered credit card news and advice at Bankrate. Kendall currently is a staff writer for NextAdvisor. She is originally
Lance Davis is the Vice President of Content for Bankrate. Lance leads a team responsible for creating educational content that guides people through the pivotal steps in their
Lane Gillespie is a writer for Bankrate, specializing in writing well-rounded financial content that answers readers’ questions, regardless of where they are in their
Laura Gariepy is the owner of Every Day by the Lake, LLC, a written content creation company that helps brands stay top of mind with their target market. She specializes in
Leeron is a New York-based journalist and writer with experience covering finance, fintech and real estate. She has also reported on topics ranging from daily news, arts and
Liliana is an editor and journalist with a background in feature writing on the Bankrate Credit Cards team.
Liz Bingler Arrow Right Associate Editor
Liz Bingler is an Associate Editor for and Bankrate, where she focuses on product news and reviews. As an editor, her goal is to produce content that will help
Liz Hund Arrow Right Creative producer
Liz Hund is a social producer at Bankrate and occasionally writes special features on-site with a social-first angle. Her writing has been featured on MSN, Business Insider and in
Lizzie Nealon Arrow Right Insurance Contributor
Lizzie Nealon is an insurance contributor for Bankrate and enjoys making home, auto and life insurance digestible for readers so they can prepare for the future.
Lori Zaino is a contributor to Bankrate who is a freelance editor, writer and travel expert quoted in publications like Travel & Leisure and Time. Bilingual in Spanish,
Maggie Kempken is an insurance editor for Bankrate. She helps manage the creation of insurance content that meets the highest quality standards for accuracy and clarity to help
Marcos Cabello is a banking writer at Bankrate, where he’s dedicated to helping readers make the best decisions about their finances. Previously, Marcos wrote about money for
Margaret Drummond is a personal finance expert focused on creating content that helps consumers increase financial wellness, wherever they are in their individual journey.
Margaret Wack Arrow Right Personal Finance Expert Contributor
Margaret has written for Money Under 30, MoneyGeek, The Simple Dollar,, and Fiscal Tiger, among other publications. She writes about subjects
Mariah Ackary is a personal finance editor who joined the Bankrate team in 2019, excited to help people make good decisions with their money. Send your questions to
Mariah Posey is an auto and homeowners insurance writer and editor for She aims to make the insurance journey as convenient as possible by keeping the reader at the
Mark Hamrick Arrow Right Washington Bureau Chief
Mark Hamrick is Washington Bureau Chief for Bankrate. He is a national award-winning business and financial news journalist.
Marlese Lessing Arrow Right Branded Content Writer
Marlese Lessing is a writer for Bankrate’s branded content team, which works to build hand-tailored content on behalf of Bankrate’s partners to inform readers of partner
Mary Wisniewski is a banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses.  
Matthew Goldberg Arrow Right Consumer banking reporter
Matthew Goldberg is a consumer banking reporter at Bankrate. Matthew has been in financial services for more than a decade, in banking and insurance.
Mercedes Barba Arrow Right Senior investing editor
Mercedes Barba is a seasoned editorial leader and video producer, with an Emmy nomination to her credit. Presently, she is the senior investing editor at Bankrate, leading the
Meredith Hoffman Arrow Right Credit Cards Reporter
Meredith Hoffman is a personal finance writer covering credit card news and advice at Bankrate. She is originally from Columbia, S.C., and received her bachelor’s degree
Micah Murray began writing about personal finance as a side hustle in 2018. By 2019 he quit his full-time job and dove head first into his new passion: helping others build their
Michele Petry Arrow Right Senior real estate editor
Michele Petry is a senior editor for Bankrate, leading the site’s real estate content.
Morgan Chelsea Lanier has been an insurance editor for Bankrate since 2020. Using her eight years of experience in market research and data analysis, she works hard to understand
Natalie Todoroff is an insurance writer for Bankrate, prior to which she wrote for a popular insurance comparison shopping app. After graduating with a B.A. in English, she
Nell McPherson is the banking editor at Bankrate, where she leads a team of reporters dedicated to helping readers make the best decisions about their savings and checking
Nicole Dieker Arrow Right Personal Finance Contributor
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance,
Nina Semczuk is a wealth editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The Muse.
Nouri Zarrugh Arrow Right Credit Cards Editor
Nouri Zarrugh is a writer and editor for and Bankrate,  focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards
Poonkulali Thangavelu is a senior writer and columnist at and Bankrate, addressing debt and credit card-related legal and regulatory issues.
Raija Haughn is an associate writer for Bankrate specializing in student loans. She is passionate about helping people make financial decisions that will benefit them long term.
Raychelle Heath Arrow Right Personal Finance Contributor
Re’Dreyona Walker is an editor for Bankrate and, focusing on product guides and reviews. As a personal finance expert, she is dedicated to providing honest
Reagan Homan is an insurance writer with a focus in auto and home insurance. She writes about insurance to help educate readers on how to better safeguard their assets.
Rebecca Betterton is the auto loans reporter for Bankrate. She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car.
Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Rebekah holds a bachelor’s degree with a
Rebekah Personius is an insurance editor for Bankrate. She coordinates the creation of educational insurance content that helps people make informed insurance decisions. Rebekah
René Bennett is a writer for Bankrate, reporting on banking products and personal finance.
Rhys Subitch Arrow Right Auto loans editor
Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing clear,
Most recently before joining Bankrate, Robert worked as an editor and writer at The Ascent by The Motley Fool, covering a number of personal finance topics, including credit
Ronda Sunderhaus Arrow Right Senior compliance associate, Bankrate
Ronda Sunderhaus has been a licensed insurance agent since 2013 and is a senior compliance associate in the insurance field.
Ruben Çağınalp is an associate writer for Bankrate, focusing on mortgage topics.
Ryan Noonan is a former writer for Bankrate and and is a graduate of the School of Journalism at Ohio State University. 
Sabrina Karl Arrow Right Personal Finance Data Expert Contributor
Sabrina Karl loves telling – and especially showing – stories that are conveyed with numbers. Whether it’s data on the nation’s credit card debt or the financial struggles
Sally Herigstad Arrow Right Personal Finance Writer
Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a column called “To Her Credit” for 10 years, answering readers’
Sarah Brodsky Arrow Right Personal Finance Expert Contributor
Sarah Brodsky is a freelance writer specializing in personal finance and economics. She has more than 12 years of experience writing about credit, consumer banking and investing.
As a staff writer for Bankrate and, Sarah offers sound advice that will improve your financial life and help simplify topics like travel hacking and credit card
Sarah Foster Arrow Right U.S. economy reporter
Sarah Foster covers the Federal Reserve, the U.S. economy and economic policy. She previously worked for Bloomberg News, the Chicago Tribune and the Chicago Daily Herald.
Sarah Gage is a senior editor on the Bankrate team. She is passionate about providing clear, concise information that helps people take control of their personal finances, and her
Sarah George is a Bankrate writer who is passionate about helping small business owners understand the complexities of business loans. She has been featured in publications such
Shannon Martin is a licensed insurance agent and content writer for Bankrate. With a Bachelor of Science from the University of Louisiana at Lafayette and 15 years in the
Siobhan Neile Arrow Right Personal Finance Contributor
Stephanie Zito Arrow Right Travel Rewards Expert Contributor
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand
Steve Bucci Arrow Right Credit and Debt Expert Contributor
Steve Bucci has been helping people decode and master personal finance issues for more than 20 years. He is the author of “Credit Management Kit For Dummies,” “Credit Repair
Suzanne De Vita is the mortgage editor for Bankrate, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.
Tamara E. Holmes Arrow Right Personal Finance Writer
Tamara E. Holmes is a Washington, DC-based writer and editor. She has written extensively about personal finance topics such as credit cards, homeownership, saving and investing
Ted Rossman Arrow Right Credit Card Senior Industry Analyst
Ted Rossman is a senior industry analyst at He focuses on the credit card industry and helps consumers maximize rewards, get out of debt and improve their credit
Theresa Stevens is a contributor at Bankrate.
Tim is a freelance personal finance writer and blogger with a particular focus on credit cards and consumer lending. In 2002, he stumbled upon a copy of “The Millionaire
Tori Rubloff is an editor at Bankrate, where she manages and creates data-driven, timely content that empowers readers to make informed financial decisions.
Tracy Stewart Arrow Right Senior Credit Cards Editor
Tracy Stewart is a personal finance writer specializing in credit card loyalty programs, travel benefits, and consumer protections.
Troy Segal Arrow Right Senior homeownership editor
Troy Segal is Bankrate’s Senior Homeownership Editor, focusing on everything from upkeep and maintenance to building equity and enhancing value.
Will is a contributor at Bankrate and a lifelong aviation fanatic. He is interested in helping folks discover the world and fostering new communities on a budget using credit card
Zach Wichter Arrow Right Mortgage reporter
Zach Wichter is a former mortgage reporter at Bankrate. He previously worked on the Business desk at The New York Times where he won a Loeb Award for breaking news, and covered

Our editorial integrity

Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

Key principles

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Editorial independence

Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
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Meet our expert contributors

Beyond our dedicated team of reporters and editors, Bankrate employs a vast network of personal finance contributors.
They use their connections and subject matter expertise to add depth and authority to our coverage.

Bankrate contributors

Dan Rafter Arrow Right Personal Finance Expert Contributor
Dana Dratch Arrow Right Personal Finance Writer
David McMillin Arrow Right Contributing writer
Dawn Allcot Arrow Right Personal Finance Expert Contributor
Deborah Baldwin Arrow Right Contributing writer
Dima Williams Arrow Right Contributing writer
Elaine Pofeldt Arrow Right Small Business Expert and Author of "Your Business Credit" Column
Libby Wells Arrow Right Contributing writer
Lisa Melillo Arrow Right Personal Finance Writer
Malcolm Ethridge Arrow Right Fiduciary financial advisor, CIC Wealth Management
Malik S. Lee Arrow Right Founder of Felton & Peel Wealth Management
Mark Cussen Arrow Right Contributing writer
Mark Friedlander Arrow Right Director of corporate communications, Insurance Information Institute
Sara Coleman Arrow Right Insurance Contributor
Sarah Li Cain Arrow Right Insurance Contributor
Sarah Sharkey Arrow Right Contributing Writer
Sean Jackson Arrow Right Contributing Writer
Stephanie Zito Arrow Right Travel Rewards Expert Contributor
Steve Ellis, CPCU, AIC, MBA Arrow Right Assistant Vice President & Claims Field Manager
Susan J. Wells Arrow Right Insurance Contributor
Suzanne Hollander Arrow Right Director of Real Estate and Asset Management, City of Miami; Professor of Real Estate Law, Florida International University
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Keeping your financial journey in mind

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.

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