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Bankrate Editorial Team

Get to know our award-winning team of reporters and editors, who take pride in bringing you the most relevant news, insights and analysis for your financial journey.

Reporters and Editors

Money news from a team you can trust

Since 1976, Bankrate has been the source of truth for all things personal finance. That tradition continues today with our dedicated team of reporters and editors. Their breadth of experience and depth of knowledge makes them uniquely qualified to bring you news and insights you can trust.
 
We don’t stop there, either. We care so deeply about accuracy and relevancy that we created our financial review board of industry experts who review our content for an extra layer of trust and authority

Bankrate reporters and editors

Aaron Broverman Arrow Right Personal Finance Writer
Aaron Broverman has been covering personal finance for over a decade for Bankrate and Creditcards.com, starting with its former sister site Creditcards.com Canada. His personal
Aaron Hurd Arrow Right Contributor, Personal Finance
Aaron Hurd has written hundreds of articles as an expert contributor, covering miles, points, travel, credit card rewards and personal finance for publications like The Points
Aja McClanahan Arrow Right Former Personal Finance Writer, Credit Cards
Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of "How a Mother Should Talk About Money with Her Daughter."
Alex Gailey Arrow Right Lead Data Reporter, Personal Finance
As a lead data reporter at Bankrate, Alex Gailey writes about the numbers behind consumer finance and economic trends.
Alice Lesperance is an editor on the Bankrate team. Alice has more than 9 years of professional writing and editing experience, and she is passionate about helping people at all
Allie Johnson Arrow Right Personal Finance Writer
Allie has written about personal finance and covered credit cards extensively for more than 10 years. Allie covers avoiding credit card debt, choosing credit cards wisely and
Amelia Buckley is an insurance editor for Bankrate, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in
Amy Lieu Arrow Right Former Editor, Branded Content
Amy Lieu lead branded content strategy and execution across Bankrate and CreditCards.com.
Amy Sims Arrow Right Editorial Director, Personal Finance
Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content.
Ana Cvetkovic Arrow Right Contributor, Credit Cards
Ana’s interest in finance developed out of her own entrepreneurial journey. As a business owner, she has first-hand experience with the topics she covers for Bankrate. As a
Ana Staples Arrow Right Lead Writer, Credit Cards
Ana Staples is a lead writer, credit cards for Bankrate and an expert on all things credit basics and personal finance for the younger generation.
Andrew Dehan Arrow Right Writer, Home lending
Andrew Dehan writes about real estate and personal finance. His work has been published by Rocket Mortgage, Forbes Advisor and Business Insider. He’s also a poet, musician and
Andy Shuman Arrow Right Contributor, Credit Cards
Andy Shuman is a contributing writer to Bankrate. He is a New York-based freelance writer with strong expertise in consumer credit and travel loyalty programs.
Angelica Leicht Arrow Right Editor, Credit Cards
Angelica Leicht is an editor across Bankrate and CreditCards.com. She has over a decade of experience as a writer and editor, with a specific emphasis on personal finance content
Anna N'Jie-Konte Arrow Right Expert Reviewer, MBA, CFP®
Anna N’Jie-Konte, MBA, CFP® is the President and Director of Financial Planning for Re-Envision Wealth. As President, Anna manages the firm's financial planning, advisory, and
Antonio Ruiz-Camacho Arrow Right Former Senior Director of Content
Antonio Ruiz-Camacho is the former senior director of content for CreditCards.com and Bankrate Credit Cards. He has more than 20 years of international experience leading content
Ariana Arghandewal Arrow Right Contributor, Personal Finance
Ariana Arghandewal is a personal finance expert specializing in credit cards and travel rewards. She is passionate about helping people leverage credit card rewards to realize
Ashley Onadele Arrow Right Contributor, Credit Cards
Ashley Onadele has been engrossed in the world of credit card points and miles and travel rewards for more than a decade.
Ashley Parks Arrow Right Former Editor, Credit cards
As a Bankrate credit cards editor, Ashley Parks is fascinated by the ways people can make credit cards work for them when armed with the right knowledge.
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and
Aylea Wilkins has been at Bankrate since 2019, editing content in student, personal and home equity loans and auto, home and life insurance before taking on editing content in a
This article was generated using automation technology and thoroughly edited and fact-checked by an editor on our editorial staff.
Barri Segal Arrow Right Former Reporter, Credit Cards
Barri has written in the personal finance vertical—including credit cards—for more than 20 years. She currently identifies and reports on news and top trends in the credit
Barry Bridges Arrow Right Former Senior editor, credit cards
Former Senior Editor Barry Bridges has been writing about credit cards, personal loans, mortgages and other personal finance products since 2017. Before joining Bankrate, he was
Beth Braverman Arrow Right Personal Finance Expert Contributor
Beth Braverman is an award-winning freelance journalist and content producer, writing mostly about personal finance, parenting and careers.
Bill McGuire Arrow Right Former Editor, homes
Bankrate senior editor for mortgages Bill McGuire has been writing and editing for more than four decades at major newspapers, magazines and websites.
Brady Porche Arrow Right Former Editorial Director, Credit cards
Brady Porche is a former editorial director for Bankrate Credit Cards and CreditCards.com. He has two decades of professional experience as a writer and editor.
Brendan Dyer Arrow Right Associate Editor, Credit Cards
Brendan Dyer holds a Master of Fine Arts in Journalism from Western Connecticut State University and worked previously as a content editor for Regional News Network, a hyper-local
Brian Baker, CFA Arrow Right Senior writer, investing and retirement
Brian Baker covers investing and retirement for Bankrate. He is a CFA Charterholder and previously worked in equity research at a buyside investment firm. Baker is passionate
Brian Beers is the managing editor for the Wealth team at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.
Brooklyn Lowery Arrow Right Senior Editor, Credit Cards
Brooklyn Lowery is a Senior Editor on the Bankrate credit cards education team where she focuses on helping everyday consumers leverage credit cards as powerful tools in their
Caitlin Ritchie is a Bankrate contributor and a writer for Bankrate sister site SaveOnEnergy.com. Caitlin has been covering home energy, residential solar power and energy
Carol Pope Arrow Right Former Writer, Insurance
Carol Pope is a former insurance writer for Bankrate and prior to joining the team, she spent 12 years as an auto insurance agent. During this time, she sold, serviced and
Cate Deventer Arrow Right Former Writer & Editor, Insurance
Cate Deventer is a writer, editor and insurance professional with over a decade of experience in the insurance industry as a licensed insurance agent.
Cathleen McCarthy Arrow Right Former Senior Editor, Credit Cards
Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire,
Chanelle Gibson is a former contributor at Bankrate. She has wide variety of experience ranging from pop culture to software engineering and possess expertise in finance,
Chelsea Wing Arrow Right Form editor, Student loans
She is invested in helping students navigate the high costs of college and breaking down the complexities of student loans.
Christopher Murray Arrow Right Contributor, Personal Finance
Christopher Murray is a personal finance writer for a number of reputable sites including Bankrate. Six years ago, Christopher started as the single staff writer for a budding
Claire Dickey Arrow Right Former Editor, Credit Cards
Claire Dickey is a product editor for Bankrate, CreditCards.com and To Her Credit. Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications
Courtney Mihocik Arrow Right Senior Editor, Credit Cards
Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com specializing in credit card news and personal finance advice. Previously, she led insurance content at
Dan Miller Arrow Right Contributor, Personal Finance
Dan Miller is a former contributing writer for Bankrate. Dan covered loans, home equity and debt management in his work.
David Schepp Arrow Right Former editor, Wealth
David Schepp is a former wealth editor for Bankrate, focusing on deposits and consumer banking content.
Denny Ceizyk Arrow Right Senior Loans Writer
Denny Ceizyk joined the Bankrate Loans team as a Senior Writer in 2023, providing 30 years of insight from his experience in loan sales and as a personal finance writer to help
Dignelly Torres Vázquez Arrow Right Former Editor, credit cards
Highlights Investigative and political journalism Delivered on-the-ground news Newscast Production Experience Dignelly is a
Emily Maracle Arrow Right Editor, Small Business Loans
Emily Maracle is a small business loans editor for Bankrate.com. She is passionate about creating high-quality content to help educate and make complex topics accessible to all
Emily Sherman Arrow Right Former Senior Editor, Credit Cards
Emily Sherman is a former senior editor for CreditCards.com and Bankrate Credit Cards, specializing in product news and recommendations. She has worked as a writer and editor in
Eric Rosenberg Arrow Right Contributor, Investing and Personal Finance
Erik J. Martin Arrow Right Contributor, Personal Finance
Erik J. Martin is a Chicago area-based freelance writer/editor whose articles have been featured in AARP The Magazine, Reader's Digest, The Costco Connection, The Motley Fool and
Erin Lowry Arrow Right Expert Reviewer, Personal Finance
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and
Faith Foushee is a Bankrate contributor and a writer for Bankrate’s corporate partner, SaveOnEnergy.com, covering energy-efficient products, renewables and other energy topics.
Garrett Yarbrough Arrow Right Writer, Credit Cards
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card,
Georgina Tzanetos Arrow Right Former reporter, Investing
Former Bankrate reporter Georgina Tzanetos covers investing and retirement.
Gillian Totaro writes about insurance and credit cards and enjoys helping people learn more about how to manage their financial assets. She has over five years of writing
Grace Pilling Arrow Right Former Editor, credit cards
Graciela Zarate Rolon Arrow Right Former Editor, credit cards
Graciela Zarate Rolon is a former Bankrate editor and recent graduate of Wake Forest University with a degree in Politics and International Affairs.
Greg Johnson Arrow Right Freelance Editor, Credit Cards
Greg Johnson has been writing about personal finance, travel, and credit card rewards for more than a decade.
Greg McBride, CFA Arrow Right Chief financial analyst, Personal Finance
Greg McBride, CFA, is the Chief Financial Analyst for Bankrate.com, leading a team responsible for researching financial products, providing analysis, and advice on personal
Hanna Horvath, CFP Arrow Right Senior Editor, Personal Finance
Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is
Hannah Hillson is a contributing editor for Bankrate. With a decade of experience in the home services and energy industries, she aims to answer consumer questions in a digestible
Hannah Smith Arrow Right Editor, Personal Loans
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best
Hanneh Bareham Arrow Right Writer, Personal Loans and Debt Relief
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Heather Grey is a freelance writer who has been covering health and wellness-related topics since 2013. Her work has appeared in a variety of publications, including Healthline,
Heidi Rivera Arrow Right Writer, Personal Loans
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data
India Davis Arrow Right Editor, Credit Cards
India Davis is an editor specializing in credit cards and updates. She believes in putting the reader first and carrying out a brand’s voice to its fullest potential. She has
Ivana Pino Arrow Right Former Growth Editor, Credit Cards
She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in Political Science.
Jacqueline DeMarco is a contributor to Bankrate covering personal finance, including credit cards, rewards credit cards and travel credit cards. In addition to Bankrate, she has
James Royal, Ph.D. Arrow Right Principal writer, investing and wealth management
Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and
Jason Steele Arrow Right Former contributor, Credit Cards
Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points
Jeanine Skowronski Arrow Right Credit Card Expert & Analyst
Jeanine Skowronski is a credit card expert, analyst, and multimedia journalist with over 10 years of experience covering business and personal finance.
Jeff Ostrowski Arrow Right Principal writer, Home Lending
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics.
Jenna Flannigan Arrow Right Managing Editor, Credit Cards
Jenna Flannigan is an editor for Bankrate with more than 10 years of professional experience in writing, editing, and digital media. In her previous role, she was a managing
Jessa Claeys Arrow Right Editor, Insurance
Jessa Claeys is an insurance editor for Bankrate with over a decade of experience writing, editing and leading teams of content creators. She currently covers auto, home and
Joey Robinson Arrow Right Contributor, Credit Cards
Joey Robinson is a credit cards contributor for Bankrate and upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at “Big Four” (Ernst and Young)
John Egan Arrow Right Contributor, Personal Finance
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He is a contributor for Bankrate and specializes in content focusing on personal finance, real
John Puterbaugh Arrow Right Senior Director, Editorial
Bankrate investing editor Johna Strickland has made a career out of explaining complicated financial topics to everyday people. As an editor and journalist for 15 years, she has
Jordan Bishop Arrow Right Contributor, Personal Finance
Jordan Bishop is a former contributor for Bankrate. He discovered the power of credit cards at a young age. His first splash into travel hacking came with the wildly viral launch
June Sham Arrow Right Former Writer, Insurance
June Sham is a former insurance writer for Bankrate. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and
Kaitlyn Tang Arrow Right Editor I, Credit Cards
Kaitlyn Tang is a CreditCards.com editor who writes and edits factual, up-to-date and insightful content for its readers. She focuses on editing content that educates on how
Karen Bennett Arrow Right Senior consumer banking reporter
Karen Bennett is a senior consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and
Karen Haywood Queen Arrow Right Personal Finance Expert Contributor
Katie Kelton Arrow Right Senior Writer, Credit Cards
Katie Kelton is a Senior Writer on Bankrate’s credit cards team, where she brings seven years of experience writing creative and financial content to help cardholders get savvy
Kayla Leng Arrow Right Senior Branded Content Editor
Kayla Leng is a senior editor on the branded content team, which works closely with the Integrated Marketing team and partners to create custom content that informs readers of
Kelli Pate Arrow Right Personal Finance Writer
Kelli Pate is a former contributor to Bankrate and a freelance writer and copy editor living in Kansas City, though she's a Jersey girl at heart. When she's not writing about
Kelly Dilworth Arrow Right Contributor, Personal Finance
Kelly Waggoner Arrow Right Former Managing Editor, Credit Cards
Kelly Suzan Waggoner is a managing editor at Bankrate, where she leads a team of writers and editors dedicated to helping you get the most out of your credit cards — whether to
Kendall Little Arrow Right Former Reporter, Credit Cards
Kendall Little is a former personal finance writer who previously covered credit card news and advice at Bankrate. Kendall currently is a staff writer for NextAdvisor. She is
Kristen Kuchar is an editor at Bankrate with the Wealth team. She has written for personal finance publications for 15 years, covering a wide range of money topics throughout her
Lance Davis is the Vice President of Content for Bankrate, overseeing content for home lending, deposits, investing, consumer lending, insurance, credit cards and small business.
Lane Gillespie Arrow Right Writer, Personal Finance
Lane Gillespie is a writer for Bankrate, specializing in writing well-rounded financial content that answers readers' questions, regardless of where they are in their financial
Laura Gariepy is the owner of Every Day by the Lake, LLC, a written content creation company that helps brands stay top of mind with their target market. She specializes in
Laurie Richards Arrow Right Editor, Home Lending
Laurie Richards is a mortgage editor on Bankrate’s Home Lending team.
Leeron is a New York-based journalist and writer with experience covering finance, fintech and real estate. She has also reported on topics ranging from daily news, arts and
Liliana is an editor and journalist with a background in feature writing on the Bankrate Credit Cards team.
Linda Bell Arrow Right Senior writer, Home Lending
Linda Bell is a senior writer on Bankrate's Home Lending team, producing content around HELOCs, financing home renovations, home equity loans and more.
Lisa McArdle Arrow Right Editor, Insurance
Lisa McArdle is an insurance editor who joined the Bankrate team in 2023. She has more than 15 years of experience writing, editing and managing content in a variety of
Liz Bingler Arrow Right Former Editor, Credit Cards
Liz Bingler is an Associate Editor for CreditCards.com and Bankrate, where she focuses on product news and reviews. As an editor, her goal is to produce content that will help
Liz Hund Arrow Right Former Creative producer
Liz Hund is a social producer at Bankrate and occasionally writes special features on-site with a social-first angle. Her writing has been featured on MSN, Business Insider and in
Liza Carrasquillo is an editor on the Bankrate credit cards team who focuses on providing accurate educational content to those at all stages of their credit card journey.
Lizzie Nealon Arrow Right Insurance Contributor
Lizzie Nealon is an insurance contributor for Bankrate and enjoys making home, auto and life insurance digestible for readers so they can prepare for the future.
Lori Zaino Arrow Right Contributor, Travel Credit Cards
Lori Zaino is a contributor to Bankrate who is a freelance editor, writer and travel expert quoted in publications like Travel & Leisure and Time. Bilingual in Spanish, she's
Maggie Kempken Arrow Right Senior Editor, Insurance
Maggie Kempken is an insurance editor for Bankrate. She helps manage the creation of insurance content that meets the highest quality standards for accuracy and clarity to help
Maggie Klokkenga is a CERTIFIED FINANCIAL PLANNER™, CPA, AFC®, and the founder of Make a Money Mindshift, a financial coaching firm in central Illinois.
Mallika Mitra Arrow Right Contributor, Investing
Mallika Mitra is a freelance writer and editor. She was previously a writer and editor at Money, where she wrote a weekly newsletter about investing, and a wide range of stories
Marc Wojno Arrow Right Senior banking editor
Marc Wojno is a seasoned and accomplished finance editor and writer with more than two decades of experience editing and writing across a variety of news platforms including
Marcos Cabello Arrow Right Writer, Banking/Deposits
Marcos Cabello is a banking writer at Bankrate, where he’s dedicated to helping readers make the best decisions about their finances. Previously, Marcos wrote about money for
Margaret Drummond Arrow Right Former Director of Content, Credit Cards
Margaret Drummond is a personal finance expert focused on creating content that helps consumers increase financial wellness, wherever they are in their individual journey.
Margaret Wack Arrow Right Contributor, Personal Finance
Margaret has written for Money Under 30, MoneyGeek, The Simple Dollar, CreditCards.com, Interest.com and Fiscal Tiger, among other publications. She writes about subjects
Mariah Ackary Arrow Right Former Editor, credit cards
Mariah Ackary is a former personal finance editor for Bankrate.
Mariah Posey Arrow Right Editor, Insurance
Mariah Posey is an auto, home and life insurance editor and writer for Bankrate.com. She aims to make the insurance journey as convenient as possible by simplifying industry lingo
Mark Hamrick Arrow Right Washington Bureau Chief, Senior Economic Analyst
Mark Hamrick is Washington Bureau Chief for Bankrate. He is a national award-winning business and financial news journalist.
Marlese Lessing Arrow Right Branded Content Writer, Intergrated Marketing
Marlese Lessing has been a writer for Bankrate’s branded content team since 2022. She works to build hand-tailored content on behalf of Bankrate’s partners to inform readers
Mary Beth Eastman Arrow Right Contributor, Credit Cards and Personal Finance
Mary Beth Eastman is a contributor to Bankrate, offering expert research and experience on all forms of credit, including credit cards and loans.
Mary Wisniewski Arrow Right Former editor, Banking
Mary Wisniewski is a former banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses.  
Matthew Goldberg Arrow Right Senior Consumer Banking Reporter
Matthew Goldberg is a consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important
Mercedes Barba Arrow Right Senior investing editor
Mercedes Barba is a seasoned editorial leader and video producer, with an Emmy nomination to her credit. Presently, she is the senior investing editor at Bankrate, leading the
Meredith Hoffman Arrow Right Former Reporter, Credit Cards
Meredith Hoffman is a former personal finance writer covering credit card news and advice at Bankrate. She is originally from Columbia, S.C., and received her bachelor's degree
Micah Murray began writing about personal finance as a side hustle in 2018. By 2019 he quit his full-time job and dove head first into his new passion: helping others build their
Michele Petry Arrow Right Senior editor, Home Lending
Michele Petry is a senior editor for Bankrate, leading the site’s real estate content.
Michelle Clardie is a seasoned investor who’s been writing professionally about saving and investing since 2017. She used the investment advice she covered to quit her day job
Natalie Todoroff is an insurance writer for Bankrate, prior to which she wrote for a popular insurance comparison shopping app. She has a Bachelor of Arts in English and has
Natasha Cornelius, CLU, is an insurance editor for Bankrate, specializing in auto, home and life insurance.
Nell McPherson Arrow Right Former Banking editor
Nell McPherson is the former banking editor at Bankrate, where she led a team of reporters dedicated to helping readers make the best decisions about their savings and checking
Nicole Dieker Arrow Right Contributor, Personal Finance
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance,
Nina Semczuk Arrow Right Senior Editor, Wealth
Nina Semczuk is a senior wealth editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The
Nouri Zarrugh Arrow Right Senior Editor, Credit Cards
Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate,  focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards
Pippin Wilbers Arrow Right Editor, Personal and Auto Loans
Pippin Wilbers is a Bankrate editor specializing in personal and auto loans. Pippin is passionate about demystifying complex topics, such as car financing, and helping borrowers
Poonkulali Thangavelu Arrow Right Former Senior Writer, Credit cards
Poonkulali Thangavelu is a senior writer and columnist at CreditCards.com and Bankrate, addressing debt and credit card-related legal and regulatory issues.
R.E. Hawley Arrow Right Senior Writer, Insurance
R.E. Hawley is a senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular car ownership and insurance
Bankrate writer Rachel Christian covers investing and wealth management. She became a Certified Educator in Personal Finance (CEPF) with FinCert, a division of the Institute for
Raija Haughn Arrow Right Writer, Student Loans
Raija Haughn is an associate writer for Bankrate specializing in student loans. She is passionate about helping people make financial decisions that will benefit them long term.
Raina is a freelance personal finance writer and editor whose work has appeared in CNET Money, Newsweek Vault, NextAdvisor with TIME (now merged with CNET Money), MarketWatch,
Raychelle Heath Arrow Right Personal Finance Contributor
Re'Dreyona Walker Arrow Right Associate Editor, Credit Cards
Re'Dreyona Walker is an editor for Bankrate and CreditCards.com, focusing on product guides and reviews. As a personal finance expert, she is dedicated to providing honest product
Reagan Homan Arrow Right Former writer, Insurance
Reagan Homan is a former insurance writer with a focus in auto and home insurance. She writes about insurance to help educate readers on how to better safeguard their assets.
Rebecca Betterton Arrow Right Writer, Auto Loans and Personal Loans
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021.
Rebekah Hovey Arrow Right Former Editor, credit cards
Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Rebekah holds a bachelor’s degree with a
Rebekah Personius is an insurance editor for Bankrate. She coordinates the creation of educational insurance content that helps people make informed insurance decisions. Rebekah
Reena Thomas, Ph.D. Arrow Right Editor II, Credit Cards
Rena Goldman Arrow Right Contributor, Personal Finance
Rena Goldman is a freelance writer for Bankrate. She has over a decade of experience as a journalist and editor for national publications, lifestyle brands, and trade publications
René Bennett is a writer for Bankrate, reporting on banking products and personal finance.
Rhys Subitch Arrow Right Editor, Personal Loans, Auto Loans, and Debt
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.
Rob Schnabel Arrow Right Former Marketing Manager, Homes
Robert Thorpe Arrow Right Editor, Personal Finance
Most recently before joining Bankrate, Robert worked as an editor and writer at The Ascent by The Motley Fool, covering a number of personal finance topics, including credit
Ronda Sunderhaus Arrow Right Senior compliance associate, Bankrate
Ronda Sunderhaus has been a licensed insurance agent since 2013 and is a senior compliance associate in the insurance field.
Ruben Caginalp Arrow Right Former associate writer, Home Lending
Ruben Çağınalp is a former associate writer on Bankrate’s Home Lending team. A graduate of Fordham University, he began his professional career with Bankrate in January 2022,
Ryan Flanigan Arrow Right Writer, Credit Cards
Ryan Noonan Arrow Right Former Writer, Credit Cards
Ryan Noonan is a former writer for Bankrate and CreditCards.com and is a graduate of the School of Journalism at Ohio State University. 
Sabrina Karl Arrow Right Personal Finance Data Expert Contributor
Sabrina Karl loves telling – and especially showing – stories that are conveyed with numbers. Whether it’s data on the nation’s credit card debt or the financial struggles
Sally Herigstad Arrow Right Contributor, Personal Finance
Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a CreditCards.com column called “To Her Credit” for 10 years, answering readers’
Sarah Brodsky Arrow Right Personal Finance Expert Contributor
Sarah Brodsky is a freelance writer specializing in personal finance and economics. She has more than 12 years of experience writing about credit, consumer banking and investing.
Sarah Estime Arrow Right Former Associate Writer, Credit Cards
As a former staff writer for Bankrate and CreditCards.com, Sarah offers sound advice that will improve your financial life and help simplify topics like travel hacking and credit
Sarah Foster Arrow Right Principal U.S. Economy and Federal Reserve Reporter
Principal writer Sarah Foster covers the Federal Reserve, the U.S. economy and economic policy for Bankrate, where she helps readers understand how the world’s most powerful
Sarah Gage Arrow Right Senior Editor, Credit Cards
Sarah Gage is a senior editor on the Bankrate team. She is passionate about providing clear, concise information that helps people take control of their personal finances, and her
Sarah George Arrow Right Staff Writer, Small Business Loans
Sarah George is a freelance writer who is passionate about helping small business owners understand the complexities of business loans. She has been featured in publications such
Senitra Horbrook Arrow Right Contributor, Personal Finance
Senitra Horbrook is a contributor to Bankrate covering personal finance, credit cards, rewards credit cards and travel credit cards. She specializes in content on how to maximize
Seychelle Thomas Arrow Right Writer, Credit Cards
Seychelle is a credit card writer at Bankrate and Creditcards.com where she employs a cumulative 10 years of experience in the finance industry to help readers navigate the
Shannon Martin is a licensed insurance agent and Bankrate analyst with over 15 years of experience in the industry. She enjoys helping others navigate the insurance world by
Sheiresa McRae Ngo Arrow Right Writer, Consumer Banking/Personal Finance
Sheiresa McRae Ngo is a staff writer at Bankrate. She is known for her expertise in personal finance and consumer affairs topics. Sheiresa's goal is to help people with budgeting
Siobhan Neile Arrow Right Personal Finance Contributor
Stephanie Zito Arrow Right Contributor, Personal Finance
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand
Steve Bucci Arrow Right Credit and Debt Expert Contributor
Steve Bucci has been helping people decode and master personal finance issues for more than 20 years. He is the author of “Credit Management Kit For Dummies,” “Credit Repair
Steve Dashiell Arrow Right Editor, Credit cards
Steven Dashiell is an editor for Bankrate and CreditCards.com with expertise in rewards credit cards, financial literacy, and helping consumers build and maintain their credit.
Suzanne De Vita Arrow Right Senior editor, Home Lending
Suzanne De Vita is a senior editor on Bankrate’s Home Lending team, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.
Tamara E. Holmes Arrow Right Personal Finance Writer
Tamara E. Holmes is a Washington, DC-based writer and editor. She has written extensively about personal finance topics such as credit cards, homeownership, saving and investing
Ted Rossman Arrow Right Senior Industry Analyst, Credit cards
Ted Rossman is a senior industry analyst at Bankrate. He focuses on the credit card industry and helps consumers maximize rewards, get out of debt and improve their credit scores.
Theresa Stevens is a contributor at Bankrate.
Thomas Brock Arrow Right Expert Reviewer, CFA, CPA
Thomas is a well-rounded financial professional, with over 20 years of experience in investments, corporate finance, and accounting. His investment experience includes oversight
Thomas Nitzsche Arrow Right Financial Educator, Debt and Credit
Thomas Nitzsche is 15-year veteran at Money Management International (MMI), the leading provider of nonprofit financial counseling and education in the United States.
Tim LaMere Arrow Right Expert Reviewer
Tim LaMere has worked in the insurance industry for over 20 years.
Tim Maxwell Arrow Right Contributor, Credit and Real Estate
Tim is a freelance personal finance writer and blogger with a particular focus on credit cards and consumer lending. In 2002, he stumbled upon a copy of "The Millionaire Next
Tony Steuer Arrow Right Expert Reviewer, CLU, LA, CPFFE
Tony Steuer Arrow Right Expert Reviewer, CLU, LA, CPFFE
Tony Steuer, CLU, LA, CPFFE is an internationally recognized financial preparedness advocate, podcaster, and award-winning author. Tony developed the Get Ready Movement to empower
Tori Rubloff Arrow Right Senior Editor, Personal Finance
Tori Rubloff is an editor at Bankrate, where she manages staff writers, copyedits feature articles and oversees production of data-driven, timely content that empowers readers to
Tracy Stewart Arrow Right Former Senior Editor, Credit Cards
Tracy Stewart is a personal finance writer specializing in credit card loyalty programs, travel benefits, and consumer protections.
Troy Segal Arrow Right Senior editor, Home Lending
Troy Segal is a senior editor for Bankrate. She edits stories about mortgages and home equity, along with the finer financial points of owning and maintaining a home.
Will Essilfie Arrow Right Contributor, Personal Finance
Will is a contributor at Bankrate and a lifelong aviation fanatic. He is interested in helping folks discover the world and fostering new communities on a budget using credit card
Zach Wichter Arrow Right Former Mortgage reporter, Homes
Zach Wichter is a former mortgage reporter at Bankrate. He previously worked on the Business desk at The New York Times where he won a Loeb Award for breaking news, and covered

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Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

Key principles

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Editorial independence

Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
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Meet our expert contributors

Beyond our dedicated team of reporters and editors, Bankrate employs a vast network of personal finance contributors.
They use their connections and subject matter expertise to add depth and authority to our coverage.

Bankrate contributors

Chris Birk Arrow Right Vice President of Mortgage Insight, Veterans United Home Loans
Christopher Murray Arrow Right Contributor, Personal Finance
Dan Rafter Arrow Right Contributor, Personal Finance
Dana Dratch Arrow Right Personal Finance Writer
David McMillin Arrow Right Contributor, Personal Finance
Dawn Allcot Arrow Right Personal Finance Expert Contributor
Deborah Baldwin Arrow Right Contributor, Home Lending
Dhara Singh Arrow Right Former Reporter, Home lending
Dima Williams Arrow Right Contributing writer
Dori Zinn Arrow Right Contributor, Personal Finance
Drew Waterstreet Arrow Right Contributor, Insurance
Elaine Pofeldt Arrow Right Small Business Expert and Author of "Your Business Credit" Column
Ellen Chang Arrow Right Contributing writer
Emma Woodward Arrow Right Contributor, Personal Finance
Erica Lamberg Arrow Right Contributing reporter
Erik J. Martin Arrow Right Contributor, Personal Finance
Jason Steele Arrow Right Former contributor, Credit Cards
Jean Folger Arrow Right Contributor, Home lending
Jeanne Lee Arrow Right Contributing writer
Jeffrey Beal Arrow Right President, Real Estate Solutions