Been hoarding your rewards points? Here are some creative ways to use them.
About the author
“Credit cards can be an incredibly powerful spending tool. I’m passionate about helping people leverage them to build credit, earn lucrative rewards, maximize ancillary benefits that are sometimes buried in the fine print, and pay down debts more efficiently and cost-effectively.” - Jeanine Skowronski
Credit cards, banking, personal finance
Jeanine Skowronski is a credit card expert, analyst, and multimedia journalist with over 10 years of experience covering business and personal finance. She has previously served as the Head of Content at Policygenius, Executive Editor of Credit.com, Deputy Editor at American Banker, Staff Reporter at TheStreet and a columnist for Inc. Magazine. Her work has also been featured in The Wall Street Journal, Fox Business, Business Insider, U.S. News & World Report and more.
As a senior credit card analyst for Bankrate, Skowronski authored several studies on the payments industry, which were covered by major news outlets, including The New York Times, Washington Post and Vox.com. She has also appeared as a pundit on Good Morning America, The Willis Report, Yahoo Finance, ABC World News with David Muir, NPR's Marketplace and numerous local television and radio stations. She has served as a speaker and panelist at several American Banker conferences.
Skowronski earned her Bachelor of Arts in Journalism from The College of New Jersey in 2003. That same year, she received the school’s Professional Writing Award. While she was Editor-in-Chief of The Signal, the student newspaper received The New Jersey Press Association’s General Excellence Award.
- Veteran personal finance and business journalist
- Credit card analyst, speaker and panelist
- Author of numerous studies, including a highly covered 2014 Bankrate survey on millennials and credit cards
Jeanine's Latest Articles
2 min read Aug 01, 2016
Shop with a list to curb impulse buying and overspending at the grocery store.3 min read Sep 29, 2015
When it comes to credit knowledge, Americans have some blind spots. See where we fail.4 min read Sep 09, 2015
Consumers just can’t shake these credit score beliefs. See how these myths can hurt.4 min read Sep 09, 2015
Don’t know the difference between a credit report and a credit score? Here’s a primer.4 min read Sep 01, 2015
A card that was closed 15 years ago shouldn’t be on your credit report. Rid yourself of it now.2 min read Aug 12, 2015
Will frequent credit card payments help control spending and boost your credit score?3 min read Aug 11, 2015
Your data sells for cheap on the black market. So how do thieves make money?1 min read Jul 27, 2015