Types of mortgage refinance: How to choose
Learn how to choose the best mortgage refinance option for you.
Karen Bennett is a senior consumer banking reporter at Bankrate. Her expertise lies in finding the best savings accounts, checking accounts and CDs, as well as all things personal finance. She’s been a reporter at Bankrate since 2021, and she holds a master’s degree in Journalism and a bachelor’s degree in English.
Karen’s writing experience spans topics including bank accounts, saving money, budgeting, and credit cards, as well as lifestyle and health. She also spent time as a writer of product reviews and a reporter for local newspapers in Chicago, Milwaukee and Washington, D.C. In addition, she worked for over a decade as a writer and product manager for CoolSavings, a website devoted to saving money on groceries, travel and other products.
Karen stays on top of the latest in banking and personal finance. Topics she writes about for Bankrate include how to choose the best high-yield savings account, the latest statistics on checking account fees and ways to protect yourself from bank fraud.
On the personal finance front, Karen has covered topics such as progress for women in banking and the pitfalls of spaving deals (spaving is the act of spending more money to qualify for money-saving promotions).
When she’s not working, Karen enjoys working on her novel, as well as reading, cooking, traveling and spending time with her family.
The pillars of smart money management include having an emergency fund in a high-yield savings account, paying down debt, following a budget and living within your means.
— Karen Bennett
Learn how to choose the best mortgage refinance option for you.
Taking the time to compare rates may save you thousands on your mortgage payment.
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Shop around before you buy a two-year CD. The best rates for a certificate of deposit pay way more than the national average.
If you’re looking to save with a credit union, here are the top rates available.
To find the best high interest rate for you, browse Bankrate's list of the best high-yield savings accounts from federally insured, highly rated institutions.
View Bankrate's list of the best checking accounts. Compare banks with high interest checking accounts and securely sign up online.
Stay informed on today's best CD rates trending above 4 percent APY. Bankrate's experts compare CD offers from thousands of financial institutions, empowering you to make the right decisions for your financial goals.
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