Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
Editor's Picks
Top 10 mortgage lenders of 2020
2 min read
Latest Articles
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Today’s refi rates retreat : April 16, 2021
The average 30-year fixed-refinance rate is 3.13 percent, down 12 basis points over the last seven days. The 15-year fixed refi average rate is now 2.45 percent, down 6 basis points over the last week. [...]
5 min read Apr 16, 2021
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Mortgage application: A borrower’s guide
Here is the manual for the complex form you fill out when you apply for a mortgage.
6 min read Apr 16, 2021
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Top 10 mortgage lenders of 2020
Non-bank lenders are growing fast in a banner year for the mortgage market.
2 min read Apr 16, 2021
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What is a mortgage interest rate?
If this is your first time getting a mortgage, here are the basics on interest rates.
4 min read Apr 16, 2021
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Mortgage rates drop again, remain in historically low range
Rates moved down in Bankrate’s weekly survey, making a refinance more attractive.
2 min read Apr 14, 2021
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With low mortgage rates, 13 million homeowners can benefit from refinance
How to cut your monthly mortgage payment with a refinance.
2 min read Apr 15, 2021
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30-year fixed mortgage rates slide again in Freddie Mac survey
The average rate on a 30-year fixed mortgage fell to 3.04 percent this week, according to Freddie Mac.
2 min read Apr 15, 2021
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Mortgage rates retreat again as inflation fears ease
Mortgage rates have bounced from all-time lows, but they remain historically low.
2 min read Apr 15, 2021
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How to write a letter of explanation for a mortgage
If you need to write a letter of explanation, there’s no need to panic.
4 min read Apr 15, 2021
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Jumbo mortgage rates fall as Treasury bonds take a breather
Jumbo mortgage rates averaged 3.44 percent in Bankrate’s latest weekly survey.
1 min read Apr 14, 2021