Mortgages
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Mortgage Basics
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Latest Articles
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Do you need a down payment to refinance your mortgage?
More often than not, you don’t need to put down money to refinance your mortgage.
5 min read Oct 02, 2023 -
Best reverse mortgage lenders in 2023
Bankrate’s guide to finding the best reverse mortgage lender for you
5 min read Oct 02, 2023 -
No-closing-cost mortgage: How it works and how to decide if it’s right for you
It puts off those pesky closing-day expenses. But you may pay dearly for the delay.
6 min read Oct 02, 2023 -
When should you refinance your mortgage?
Not all borrowers benefit from a refi, especially with rates rising.
6 min read Oct 02, 2023 -
What is a VA construction loan?
Here’s what you need to know about building a home with a VA loan.
6 min read Oct 02, 2023 -
What is the right of redemption in real estate?
This legal process could help you in a foreclosure situation — but it comes with a catch.
6 min read Oct 02, 2023 -
Underwater mortgage: What it is and what to do
Underwater mortgages can occur during an economic downturn when home values fall.
6 min read Mar 27, 2023 -
What percentage of income should go to a mortgage?
Every borrower’s situation is different, but there are at least two schools of thought.
7 min read Oct 02, 2023 -
Mortgages for seniors: Getting a home loan in retirement
It can be tougher to qualify. Here’s why, and how to bridge the gap.
7 min read Oct 02, 2023 -
Best mortgage lenders of October 2023
Here is Bankrate’s guide to some of the best mortgage lenders.
4 min read Sep 01, 2023