Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

6 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

Mortgage rate forecast for December 2021: Higher rates likely, with a COVID wildcard

5 min read

As home prices soar, FHFA conforming loan limits to rise record 18% for 2022

1 min read

Mortgage rate alert: New coronavirus variant pushes mortgage rates back down

2 min read

Current mortgage interest rates

3 min read

Economic calendar: What’s driving mortgage rates the week of Nov. 29-Dec. 3

1 min read

Mortgages

How homebuyers can battle bias against FHA, VA loans

4 min read

Mortgages

Mortgage borrowers’ credit scores back off a bit from record high

3 min read

Mortgages

Real estate boom hurts housing affordability: The 5 most and least affordable metro areas

3 min read

Latest Articles

Today’s refi rates move up | December 2, 2021

The average 30-year fixed-refinance rate is 3.20 percent, up 5 basis points since the same time last week. The average rate for a 15-year fixed refi is 2.51 percent, up 1 basis points over the last seven [...]

5 min read Dec 02, 2021
Today’s national mortgage & refinance rates, December 2nd, 2021: Majority of rates rise

Rates on mortgage loans persist within reach of historic lows: the average rate you’ll pay for a 30-year fixed mortgage is 3.22, the average 15-year fixed-mortgage rate is 2.54 percent, and the average [...]

3 min read Dec 02, 2021
Latest mortgage news: Virus news pushes rates down this week

If you haven’t refinanced your mortgage in the last year, now is the time.

3 min read Dec 01, 2021
Today’s refi rates ratchet higher : December 1, 2021

The average 30-year fixed-refinance rate is 3.20 percent, up 6 basis points since the same time last week. The average rate for a 15-year fixed refi is 2.51 percent, up 2 basis points from a week ago. [...]

5 min read Dec 01, 2021
Today’s mortgage and refinance rates, December 1, 2021 | Majority of rates rise

Mortgage interest rates continue near record lows: the average rate you’ll pay for a 30-year fixed mortgage is 3.23, the average 15-year fixed-mortgage rate is 2.54 percent, and the average 5/1 ARM rate [...]

3 min read Dec 01, 2021
Mortgage rate forecast for December 2021: Higher rates likely, with a COVID wildcard

Santa’s bag likely includes higher mortgage rates.

5 min read Dec 01, 2021
Best mortgage lenders in December 2021

Here is Bankrate’s guide to some of the best mortgage lenders.

7 min read Dec 01, 2021
As home prices soar, FHFA conforming loan limits to rise record 18% for 2022

The housing market is on fire, and jumbo loan limits are flirting with $1 million.

1 min read Nov 30, 2021
Mortgage rate alert: New coronavirus variant pushes mortgage rates back down

How the latest pandemic headlines might affect your borrowing costs.

2 min read Nov 30, 2021
Today’s mortgage refinance rates tick higher : November 30, 2021

The average 30-year fixed-refinance rate is 3.20 percent, up 6 basis points since the same time last week. The 15-year fixed refi average rate is now 2.51 percent, up 2 basis points over the last seven [...]

5 min read Nov 30, 2021