Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
Editor's Picks
Latest Articles
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Current mortgage rates – mortgage interest rates today
See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.
5 min read May 12, 2021
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Mortgage rates: Did lower-rate trend hold this week?
Rates moved up a bit in Bankrate’s weekly survey, but they are still quite attractive.
3 min read May 12, 2021
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Jumbo mortgage rates hold steady even as other loans see increases
The average rate on a 30-year jumbo mortgage went nowhere, despite upward pressure in other segments of the mortgage market.
1 min read May 12, 2021
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Current Mortgage and Refinance Rates for May 12, 2021 | Rates remain low
Rates on mortgage loans continue near historic lows: the average 30-year fixed-mortgage rate is 3.05, the average 15-year fixed-mortgage rate is 2.35 percent, and the average rate on a 5/1 adjustable rate [...]
2 min read May 12, 2021
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Today’s mortgage refinance rates fall : May 12, 2021
The average 30-year fixed-refinance rate is 3.09 percent, down 2 basis points from a week ago. The 15-year fixed refi average rate is now 2.41 percent, down 2 basis point over the last seven days. The [...]
5 min read May 12, 2021
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What are the costs associated with buying a home?
The costs associated with buying a home go beyond the mortgage payment.
4 min read May 12, 2021
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What is mortgage refinancing and how does it work?
Here’s what you need to know about refinancing before you get started.
6 min read May 12, 2021
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What is a commercial real estate loan?
Commercial mortgages work differently than residential mortgages. Here is a guide.
5 min read May 12, 2021
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Today’s refi rates retreat | May 11, 2021
The average 30-year fixed-refinance rate is 3.09 percent, down 5 basis points since the same time last week. The 15-year fixed refi average rate is now 2.41 percent, down 3 basis points from a week ago. [...]
4 min read May 11, 2021
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Today’s Best Mortgage and Refinance Rates, May 11, 2021 – Rates down
Rates on mortgage loans remain within reach of historic lows: the average rate you’ll pay for a 30-year fixed mortgage is 3.05, the average rate for a 15-year fixed mortgage is 2.35 percent, and the [...]
2 min read May 11, 2021