Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
Editor's Picks
Best construction loan lenders in 2021
4 min read
Latest Articles
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New mortgage forbearance relief plan announced by President Biden
Some homeowners are still struggling from pandemic income losses.
2 min read Jul 23, 2021
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What are construction loans and how do they work?
Build your knowledge about these complex mortgages before hammering the first nail.
8 min read Jul 23, 2021
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Today’s mortgage refinance rates drop : July 23, 2021
The average 30-year fixed-refinance rate is 2.99 percent, down 11 basis points from a week ago. The average for a 15-year refi is currently running at 2.30 percent, down 12 basis points over the last seven [...]
5 min read Jul 23, 2021
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Mortgage and Refinance Rates Today, July 23, 2021 – Rates down
Mortgage rates persist near record lows: the average 30-year fixed-mortgage rate is 3.01, the average 15-year fixed-mortgage rate is 2.31 percent, and the average rate on a 5/1 ARM is 2.80 percent.
3 min read Jul 23, 2021
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How homebuyers can navigate a housing market where cash rules
Cash is king. Here’s what that means for you as a buyer.
3 min read Jul 23, 2021
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Today’s refi rates drop off – July 22, 2021
The average 30-year fixed-refinance rate is 2.96 percent, down 14 basis points from a week ago. The average for a 15-year refi is currently running at 2.32 percent, down 11 basis points over the last seven [...]
5 min read Jul 22, 2021
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Today’s mortgage and refinance rates, July 22nd, 2021 | Rates down
It is currently a favorable time to take out a mortgage: the average 30-year fixed-mortgage rate is 2.98, the average rate you’ll pay for a 15-year fixed mortgage is 2.33 percent, and the average rate [...]
3 min read Jul 22, 2021
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Mortgage points and how they can cut your interest costs
Points can save you a bundle of money, but it pays to do a little analysis first.
5 min read Jul 22, 2021
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Key 30-year mortgage rate falls again, opening refinance window wider
The key 30-year rate fell in Bankrate’s survey. If you haven’t refinanced, now is the time.
2 min read Jul 21, 2021
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Current mortgage rates – mortgage interest rates today
See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.
6 min read Jul 21, 2021