Mortgages
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Mortgage Basics
Editor's Picks
Mortgage news this week: Rates keep falling
1 min read
FHA cash-out refinance guide
7 min read
Latest Articles
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How your mortgage affects your credit score
Does it ding it? Increase it? It can do both. Here’s what to expect.
6 min read Dec 07, 2023 -
30-year mortgage rates keep falling, creep back toward 7%
Here’s what happened to mortgage rates last week, and why.
4 min read Dec 06, 2023 -
What is a fixed-rate mortgage and how does it work?
It’s America’s favorite home loan by far. But is it the best choice for you?
6 min read Dec 05, 2023 -
Does refinancing a mortgage hurt your credit?
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
8 min read Dec 05, 2023 -
What is an alienation clause?
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
5 min read Dec 05, 2023 -
What is the $25,000 Downpayment Toward Equity Act?
Learn more about a proposed $25,000 grant for first-time homebuyers.
3 min read Dec 05, 2023 -
Mortgage interest deduction: What you need to know for tax filing
The mortgage interest deduction allows you to reduce your taxable income.
8 min read Dec 05, 2023 -
Jumbo vs. conventional loans: What’s the difference?
Eyeing a high-priced home? Opting for a jumbo loan may be a necessity.
4 min read Dec 05, 2023 -
Mortgage application questions and how to prepare
The Uniform Residential Loan Application includes the following sections.
7 min read Dec 04, 2023 -
What is a 7/1 adjustable-rate mortgage (ARM)?
It could be a good deal, depending on how you think interest rates are trending.
7 min read Dec 04, 2023