Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
Editor's Picks
Latest Articles
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Unprecedented housing boom puts pressure on buyers
Mortgage rates have dipped a bit, offering a new opportunity to refinance.
3 min read May 06, 2021
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Mortgage rates decline again: Fifth straight week of lower rates
Rates moved down again in Bankrate’s weekly survey, making a refinance more attractive.
3 min read May 05, 2021
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Today’s mortgage refinance rates ease : May 6, 2021
The average 30-year fixed-refinance rate is 3.12 percent, down 4 basis points compared with a week ago. The 15-year fixed refi average rate is now 2.43 percent, down 4 basis points over the last seven [...]
4 min read May 06, 2021
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30-year mortgage rate down again in latest Freddie Mac survey
Freddie Mac reports the average 30-year fixed mortgage rate is 2.96 percent.
2 min read May 06, 2021
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FHA down payment requirements: Homeownership without a big savings account
These loans are made for folks who are struggling to afford a home of their own.
3 min read May 06, 2021
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Mortgage rates fall, marking 5 straight weeks of declines
Mortgage rates have defied predictions for some time now.
1 min read May 06, 2021
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Housing market on fire: 5 ways this boom is nothing like the last one
Liar loans are long gone. So are shady lending practices. And a new demographic waves are boosting demand.
3 min read May 06, 2021
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Current mortgage rates – mortgage interest rates today
See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.
5 min read May 05, 2021
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Jumbo mortgage rates move down, boosting refi prospects for big-dollar borrowers
Jumbo mortgage rates fell this week, giving a boost to high-value homeowners looking to refinance.
1 min read May 05, 2021
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Today’s refi rates drop | May 5, 2021
The average 30-year fixed-refinance rate is 3.11 percent, down 5 basis points from a week ago. The average rate for a 15-year fixed refi is 2.43 percent, down 5 basis points since the same time last week. [...]
4 min read May 05, 2021