Mortgage Basics
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
All about USDA mortgages
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
Editor's Picks
Latest Articles
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15-year mortgage rate dips in Bankrate’s latest survey
After climbing steadily over the past few weeks, the average rate on a 15-year mortgage fell off slightly.
1 min read Mar 03, 2021
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30-year fixed-rate mortgage average eases back
Borrowing costs are still super low in Bankrate’s weekly survey of lenders.
3 min read Mar 03, 2021
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Current mortgage rates – mortgage interest rates today
See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.
5 min read Mar 03, 2021
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Housing Heat Index: Which state real estate markets are doing the best, worst during the pandemic?
Utah, Montana, Missouri, Arizona and Idaho rank high on Bankrate’s Housing Heat Index.
5 min read Mar 03, 2021
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With low mortgage rates, 16.7 million homeowners can benefit from refinance
How to cut your monthly mortgage payment with a refinance.
1 min read Mar 03, 2021
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Today’s mortgage refinance rates advances : March 3, 2021
The average 30-year fixed-refinance rate is 3.20 percent, up 4 basis points from a week ago. The average for a 15-year refi is currently running at 2.54 percent, down 2 basis point over the last week. [...]
4 min read Mar 03, 2021
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2021 Georgia first-time homebuyer assistance programs
If you’re a first-time homebuyer in Georgia, help is available.
4 min read Mar 03, 2021
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DACA recipients qualify for FHA mortgages under new agency rules
DACA recipients can get a low down payment mortgage under the new policy.
2 min read Mar 03, 2021
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Best cash-out refinance lenders in 2021
Here is Bankrate’s guide to the best cash-out refinance lenders.
5 min read Mar 03, 2021