Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
Editor's Picks
Top 10 mortgage lenders of 2020
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Some 13 million homeowners can still cut their mortgage payments with refinancing
Mortgages
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Latest Articles
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Did you lose a house to an all-cash offer? Here’s a little secret homebuyers need to know
An all-cash offer on a house doesn’t mean you can’t still get a mortgage. It just means changing the underwriting timeline.
4 min read Apr 21, 2021
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First-time homebuyer programs by state
Most states offer first-time homebuyer loan programs.
4 min read Apr 21, 2021
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Home equity lender reviews: Top 5 for debt consolidation
Understand the perks and drawbacks of using home equity to consolidate your debt.
7 min read Apr 20, 2021
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Today’s mortgage refinance rates drop | April 20, 2021
The average 30-year fixed-refinance rate is 3.17 percent, down 8 basis points over the last seven days. The average rate for a 15-year fixed refi is 2.48 percent, down 1 basis point over the last week. [...]
5 min read Apr 20, 2021
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As mortgage rates rise, points become more popular
Want an even lower mortgage rate? Get out your checkbook and buy some points.
3 min read Apr 20, 2021
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What’s driving mortgage rates the week of April 19-26
This week’s releases are lagging indicators. Next week will include a Fed meeting and a GDP report.
1 min read Apr 20, 2021
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How to shop for and compare mortgage offers
By comparing mortgage offers, you can potentially save thousands.
4 min read Apr 19, 2021
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Today’s refinance rates slide | April 19, 2021
The average 30-year fixed-refinance rate is 3.13 percent, down 12 basis points since the same time last week. The average rate for a 15-year fixed refi is 2.44 percent, down 6 basis points over the last [...]
5 min read Apr 19, 2021
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Unprecedented housing boom puts pressure on buyers
Mortgage rates have dipped a bit, offering a new opportunity to refinance.
3 min read Apr 19, 2021
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Co-ops and condos: The pros and cons of each
Condominiums and co-ops differ in several key ways. Here’s what to know.
5 min read Apr 19, 2021