Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
Editor's Picks
How many names can be on a mortgage?
3 min read
Latest Articles
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Mortgage rates edge up as economy gains steam
Rates rose in Bankrate’s survey. If you haven’t refinanced, now is the time.
3 min read Jun 23, 2021
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Mortgage company’s workaround lets desperate buyers make all-cash bids
Looking for a “rich uncle” to help you buy a home? Here he is.
3 min read Jun 24, 2021
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Pros and cons of mortgage prequalification
Here’s one important step to take before you start a home search.
3 min read Jun 24, 2021
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Best mortgage lenders with no origination fee in 2021
Here is Bankrate’s guide to the best mortgage lenders with no origination fee.
3 min read Jun 24, 2021
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Best FHA 203(k) rehab mortgage lenders in 2021
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
3 min read Jun 24, 2021
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Should I use a home equity loan to buy a car?
You may get a lower monthly payment, but your loan could outlive your car.
3 min read Jun 23, 2021
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DACA recipients qualify for FHA mortgages under new agency rules
DACA recipients can get a low down payment mortgage under the new policy.
2 min read Jun 23, 2021
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Current mortgage rates – mortgage interest rates today
See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.
5 min read Jun 23, 2021
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Black borrowers missed out on mortgage refinancing boom, Fed study finds
The dreary statistics keep piling up as the racial gap in housing widens.
2 min read Jun 23, 2021
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Today’s mortgage refinance rates ratchet higher : June 23, 2021
The average 30-year fixed-refinance rate is 3.25 percent, up 13 basis points since the same time last week. The 15-year fixed refi average rate is now 2.54 percent, up 16 basis points over the last week. [...]
4 min read Jun 23, 2021