Mortgage Basics
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
All about USDA mortgages
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
Editor's Picks
What is a short sale?
10 min read
Latest Articles
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Mortgage and real estate news this week: Refinancing caution, plus a new chapter in Washington
Power changes hands in Washington, with big implications for housing.
2 min read Jan 23, 2021
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HELOCs aren’t interest-only forever
A HELOC is an interest-only product during the years of the loan term that the borrower can draw against the line of credit.
6 min read Jan 22, 2021
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Current National Mortgage Rates, January 22nd, 2021 – Rates taper off
Several closely watched mortgage rates decreased today. See how that could affect your home loan payments.
3 min read Jan 22, 2021
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Today’s mortgage refinance rates slide : January 22, 2021
Multiple key refinance rates slid lower today. See what that means for your refinance chances.
4 min read Jan 22, 2021
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30 Year Interest Rates Today, January 22, 2021 | Rates fall
30-year mortgage and refinance rates dropped today. See how that could affect your home loan payments.
2 min read Jan 22, 2021
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An overhaul for Fannie and Freddie: What it would mean for mortgage borrowers
An influential trade group calls for restructuring the mortgage companies into a utility.
3 min read Jan 22, 2021
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Does refinancing a mortgage hurt your credit?
Typically, refinancing your mortgage affects your credit score temporarily.
5 min read Jan 22, 2021
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Foreclosures fell to record low in 2020 — with a huge asterisk
Foreclosures fell not on good economic news, but because lenders essentially stopped taking back properties.
2 min read Jan 22, 2021
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30-year mortgage rate slips as new president takes office
Borrowing costs fell a little in Bankrate’s weekly survey of lenders.
3 min read Jan 20, 2021
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2021 Florida first-time homebuyer assistance programs
How to buy your first place in Florida, with some help from the state.
2 min read Jan 21, 2021