Mortgages

Latest Articles

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  How much is a down payment on a house?

  The down payment question may sound like a simple one, but it has many answers.

  10 min read Nov 29, 2023
• 

  FHA vs. conventional loans

  Is one better than the other? Here are the pros and cons of each.

  6 min read Nov 29, 2023
• 

  FHA cash-out refinance guide

  Here’s how an FHA cash-out refinance works.

  7 min read Nov 29, 2023
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  30-year mortgage rates keep falling, move below 7.5%

  Here’s what happened to mortgage rates last week, and why.

  4 min read Nov 29, 2023
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  30-year mortgage rates keep falling, move below 7.5%

  Here’s what happened to mortgage rates last week, and why.

  4 min read Nov 29, 2023
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  Refinance appraisal: How it works and what to expect

  Not everyone needs an appraisal to refinance a home loan, but should you get one anyway?

  11 min read Nov 29, 2023
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  Refinance appraisal: How it works and what to expect

  Not everyone needs an appraisal to refinance a home loan, but should you get one anyway?

  11 min read Nov 29, 2023
• 

  Private mortgage insurance (PMI): What it is and how it works

  Hard to avoid it if your down payment is low. But must you pay this extra fee forever?

  9 min read Nov 29, 2023
• 

  Guide to FHA adjustable-rate mortgages

  It’s pretty similar to any ARM loan — and despite the low intro rates, it comes with caveats.

  7 min read Nov 29, 2023
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  What is a debt-to-income ratio for a mortgage?

  It varies, but generally, the lower the better. Here’s why.

  6 min read Nov 28, 2023