Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

7 min read

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

For some homebuyers, surge in mortgage rates creates new urgency

3 min read

An illustration of a house A-frame under construction

Best construction loan lenders in 2022

5 min read

A homebuyer meets with a Realtor in a listing

Best mortgage lenders with no origination fee in 2022

3 min read

Calendar: What’s driving mortgage rates the week of Jan. 17-21, 2022?

1 min read

Three homes side by side in a neighborhood

Best mortgage refinance lenders in 2022

5 min read

Mortgages

Mortgage rate deals for week ending Jan. 15, 2022: Top offers from lenders

1 min read

Mortgages

Think you need top credit for a mortgage? Don’t let borrowers’ high average credit scores scare you

3 min read

Mortgages

Calendar: What’s driving mortgage rates the week of Jan. 10-15, 2022

2 min read

Latest Articles

Best mortgage lenders for low credit score borrowers in 2022

Here’s Bankrate’s guide to the best mortgage lenders for low credit score borrowers.

6 min read Jan 20, 2022
Today’s mortgage refinance rates move higher – January 20, 2022

The average 30-year fixed-refinance rate is 3.58 percent, up 8 basis points since the same time last week. The 15-year fixed refi average rate is now 2.90 percent, up 10 basis points over the last seven [...]

5 min read Jan 20, 2022
Current mortgage and refinance rates for January 20th, 2022 | Rates rise

Mortgage interest rates continue close to record lows: the average rate for the benchmark 30-year fixed mortgage is 3.59, the average 15-year fixed-mortgage rate is 2.92 percent, and the average 5/1 ARM [...]

3 min read Jan 20, 2022
For some homebuyers, surge in mortgage rates creates new urgency

A surge in mortgage rates in recent weeks has led more Americans to apply for purchase mortgages.

3 min read Jan 20, 2022
Best Chicago mortgage lenders in 2022

Here are some of the best mortgage lenders in Chicago.

5 min read Jan 20, 2022
Best mortgage lenders in Florida in 2022

Here are some of the best mortgage lenders in Florida.

4 min read Jan 20, 2022
Best low and no down payment mortgage lenders in 2022

Here is Bankrate’s guide to the best low- and no-down payment mortgage lenders.

3 min read Jan 20, 2022
Latest mortgage news: Rates jump to their highest since March 2020

If you haven’t refinanced your mortgage in the last year, now is the time.

3 min read Jan 19, 2022
Buying a home? Here’s what to expect at the closing

Don’t get tripped up at the finish line when you buy a house.

7 min read Jan 19, 2022
Best VA mortgage lenders in 2022

Here is Bankrate’s guide to the best VA mortgage lenders.

5 min read Jan 19, 2022