Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

6 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

Mortgage rate deals for week ending Sept. 25, 2021: Top offers from lenders

1 min read

How the Federal Reserve affects mortgage rates

3 min read

Current mortgage interest rates

6 min read

Black neighborhood home appraisal gap is real and persistent, Freddie Mac reports

2 min read

Economic Calendar: What’s driving mortgage rates the week of Sept. 20-24

1 min read

Mortgage lenders now can count rent payments as part of your credit picture

Mortgages

4 min read

Mortgage rate deals for week ending Sept. 18, 2021: Top offers from lenders

Mortgages

1 min read

Housing Heat Index: Which state real estate markets are doing the best, worst during the pandemic boom?

Mortgages

4 min read

Latest Articles

Mortgage rate deals for week ending Sept. 25, 2021: Top offers from lenders

Good credit? Mortgages with rates below 3 percent remain plentiful.

1 min read Sep 25, 2021
Mortgage and real estate news this week: The Fed and mortgage rates, plus keeping up on home maintenance

Refi opportunities persist and key signs that your home may need maintenance.

1 min read Sep 25, 2021
What property buyers should know about land loans

The best type of loan depends on the property and what you plan to do with it.

6 min read Sep 24, 2021
Today’s mortgage refinance rates rise – September 24, 2021

The average 30-year fixed-refinance rate is 3.01 percent, up 4 basis points compared with a week ago. The average rate for a 15-year fixed refi is 2.28 percent, up 1 basis point over the last week. The [...]

5 min read Sep 24, 2021
Current mortgage and refinance rates for September 24, 2021 – Majority of rates rise

Now is a great time to get a mortgage: the average rate for a 30-year fixed mortgage is 3.03, the average rate for the benchmark 15-year fixed mortgage is 2.29 percent, and the average 5/1 ARM rate is [...]

3 min read Sep 24, 2021
How the Federal Reserve affects mortgage rates

The Fed doesn’t directly impact mortgage rates, but borrowers should still pay attention.

3 min read Sep 23, 2021
How the Federal Reserve affects ARMs, HELOCs and home equity loans

If you have a home equity loan or variable mortgage, pay attention to the Fed.

3 min read Sep 23, 2021
FHA loan limits in 2021: What borrowers need to know

Everything you need to know about these low down payment mortgages.

2 min read Sep 23, 2021
Today’s refinance rates ratchets higher: September 23, 2021

The average 30-year fixed-refinance rate is 3.00 percent, up 1 basis point over the last seven days. The average for a 15-year refi is currently running at 2.28 percent, down 1 basis point over the last [...]

5 min read Sep 23, 2021
Today’s mortgage & refinance rates, September 23rd, 2021 | Rates historically low

Rates on mortgage loans remain close to historic lows: the average rate for the benchmark 30-year fixed mortgage is 3.03, the average 15-year fixed-mortgage rate is 2.30 percent, and the average rate on [...]

3 min read Sep 23, 2021