Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

12 min read

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

7 min read

How to get the best mortgage rate

Ready to buy a house? With rates rising, learn how to get the best possible rate.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

Two people hugging, surrounded by moving boxes

Gen Z and homebuying

4 min read

House with beige clapboard siding, red painted brick posts frame the front porch with gray stairs.

Mortgage rate deals for week ending June 25, 2022: Top offers from lenders

2 min read

VA loans: A complete guide to mortgages for eligible military veterans

7 min read

Calendar: What’s driving mortgage rates the week of June 20-24, 2022?

1 min read

Homeowners with mortgages prior to 2008 still have opportunity to refinance

1 min read

Mortgages

How the Federal Reserve affects mortgage rates

3 min read

Mortgages

Economic calendar: What’s driving mortgage rates the week of June 13-17

1 min read

Mortgages

Inflation surge puts pressure on mortgage rates

2 min read

Latest Articles

Mortgage and refinance rates today, June 28, 2022: Most rates fall

It is currently a great time to take out a mortgage loan: the average 30-year fixed-mortgage rate is 5.90, the average rate for the benchmark 15-year fixed mortgage is 5.14 percent, and the average 5/1 [...]

5 min read Jun 28, 2022
How getting and paying your mortgage affects your credit score

Here’s what to expect.

5 min read Jun 27, 2022
Can you transfer a mortgage to someone else?

To find out if your mortgage is transferable, it’s best to contact your lender.

4 min read Jun 27, 2022
What is a mortgage proof of funds letter?

Providing proof of funds is usually a requirement of the homebuying process.

3 min read Jun 27, 2022
Mortgage closing costs vs. prepaids: What’s the difference?

You may hear these terms used interchangeably, but they are two different expenses.

3 min read Jun 27, 2022
Today’s refi rates drop off – June 27, 2022

The average 30-year fixed-refinance rate is 5.80 percent, down 14 basis points compared with a week ago. The average rate for a 15-year fixed refi is 5.08 percent, down 10 basis points from a week ago. [...]

5 min read Jun 27, 2022
Today’s national mortgage & refinance rates, June 27th, 2022: Most rates fall

Mortgage interest rates remain near record lows: the average rate for the benchmark 30-year fixed mortgage is 5.83, the average 15-year fixed-mortgage rate is 5.08 percent, and the average rate on a 5/1 [...]

4 min read Jun 27, 2022
Pay down your mortgage or borrow against your home to invest? The answer depends on your risk tolerance

Both strategies have merit. Here’s what to consider.

5 min read Jun 27, 2022
Gen Z and homebuying

The oldest members of Gen Z are just beginning to enter the housing market.

4 min read Jun 27, 2022
Mortgage and real estate news this week: Who can still refinance? Plus ways to pay for cars or home improvements

Mortgage rates reached 6 percent, and the Fed stepped up its strategy.

1 min read Jun 25, 2022