Mortgages
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Mortgage Basics
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Latest Articles
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How much is a down payment on a house?
The down payment question may sound like a simple one, but it has many answers.
10 min read Nov 29, 2023 -
FHA vs. conventional loans
Is one better than the other? Here are the pros and cons of each.
6 min read Nov 29, 2023 -
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30-year mortgage rates keep falling, move below 7.5%
Here’s what happened to mortgage rates last week, and why.
4 min read Nov 29, 2023 -
30-year mortgage rates keep falling, move below 7.5%
Here’s what happened to mortgage rates last week, and why.
4 min read Nov 29, 2023 -
Refinance appraisal: How it works and what to expect
Not everyone needs an appraisal to refinance a home loan, but should you get one anyway?
11 min read Nov 29, 2023 -
Refinance appraisal: How it works and what to expect
Not everyone needs an appraisal to refinance a home loan, but should you get one anyway?
11 min read Nov 29, 2023 -
Private mortgage insurance (PMI): What it is and how it works
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
9 min read Nov 29, 2023 -
Guide to FHA adjustable-rate mortgages
It’s pretty similar to any ARM loan — and despite the low intro rates, it comes with caveats.
7 min read Nov 29, 2023 -
What is a debt-to-income ratio for a mortgage?
It varies, but generally, the lower the better. Here’s why.
6 min read Nov 28, 2023