Mortgage Basics
5 types of mortgages
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
Editor's Picks
Should I pay off my mortgage early?
6 min read
Falling mortgage rates give homeowners another window to cash in on a refinance
Mortgages
3 min read
Latest Articles
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Struggling to get your finances in shape to buy a house? This startup wants to help
Struggling to qualify for a mortgage? This rent to own plan might be the solution.
3 min read Jul 27, 2021
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Today’s refi rates ratchet higher : July 27, 2021
The average 30-year fixed-refinance rate is 3.00 percent, up 1 basis point over the last seven days. The average rate for a 15-year fixed refi is 2.31 percent, down 1 basis points from a week ago. The [...]
5 min read Jul 27, 2021
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Today’s Best Mortgage and Refinance Rates, July 27, 2021: Rates still low
Now is a favorable time to get a mortgage: the average rate for the benchmark 30-year fixed mortgage is 3.03, the average rate for a 15-year fixed mortgage is 2.31 percent, and the average 5/1 ARM rate [...]
2 min read Jul 27, 2021
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Prepaying your mortgage: How reducing your loan principal can lead to big savings
Pay a little more every month, and cut your mortgage interest by a lot.
3 min read Jul 26, 2021
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5 types of mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
6 min read Jul 26, 2021
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Today’s refi rates decline – July 26, 2021
The average 30-year fixed-refinance rate is 2.99 percent, down 11 basis points over the last seven days. The average rate for a 15-year fixed refi is 2.30 percent, down 12 basis points since the same time [...]
5 min read Jul 26, 2021
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Today’s mortgage and refinance rates, July 26, 2021 – Rates down
Rates persist close to historic lows: the average rate for the benchmark 30-year fixed mortgage is 3.01, the average rate you’ll pay for a 15-year fixed mortgage is 2.31 percent, and the average 5/1 [...]
2 min read Jul 26, 2021
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Calendar: What’s driving mortgage rates the week of July 26-30
Investors and lenders will scrutinize the latest Fed pronouncements.
1 min read Jul 26, 2021
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Should I pay off my mortgage early?
If you’ve got some extra cash, should you throw it at your mortgage?
6 min read Jul 26, 2021
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What is PMI? Guide to how private mortgage insurance works
Find out why lenders impose this extra mortgage cost, and what to do about it.
6 min read Jul 26, 2021