Mortgage Basics
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
All about USDA mortgages
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
Editor's Picks
Latest Articles
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Mortgage and real estate news this week: New refi fee and how to price your mortgage
Those low mortgage rates are supercharging the real estate market.
2 min read Dec 05, 2020
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Here’s what to do if your mortgage forbearance is ending
There are options for staying in your home even if you still can’t pay the mortgage.
5 min read Dec 04, 2020
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Housing Heat Index: Which state real estate markets are doing the best, worst during the coronavirus boom?
Utah, Montana, Missouri, Arizona and Idaho rank high on Bankrate’s Housing Heat Index.
4 min read Dec 04, 2020
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This index shows where you should buy a home, and where you’re better off renting
New York City homes flash a buy sign, Dallas sends warning signals, index says.
2 min read Dec 04, 2020
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Current Mortgage Refinance Rates, December 4, 2020 | Rates drop off
Multiple key refinance rates tapered off today. If you’re shopping for a mortgage, see what that means for you.
4 min read Dec 04, 2020
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Today’s Mortgage Rates, December 4, 2020 | Rates abate
Several key mortgage rates receded today. If you’re in the market for a home loan, see how that could affect you.
5 min read Dec 04, 2020
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30-Year Interest Rates for December 3, 2020 | Rates fall
A 30-year mortgage is a popular choice for many homebuyers because of its stable monthly principal and interest payment that allows homeowners to budget housing expenses over the long haul. View current [...]
4 min read Dec 04, 2020
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What is redlining? A look at the history of racism in American real estate
For many years it was official U.S. policy to shun investment in certain neighborhoods.
4 min read Dec 04, 2020
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30-year mortgage rates fall again, but soaring home prices offset savings, Freddie Mac reports
Home prices soar as mortgage rates hit yet another record low.
1 min read Dec 03, 2020
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Mortgage Refinance Rates Today, December 3, 2020 | Rates fall
Multiple benchmark refinance rates trended down today. If you’re in the market for a home loan, see how your payments might be affected.
5 min read Dec 03, 2020