Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

7 min read

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

FOMC meeting: How the Federal Reserve affects mortgage rates

4 min read

Millions of homeowners can still cut their mortgage payments with refinancing

1 min read

Mortgage rate deals for week ending Jan. 24, 2022: Top offers from lenders

1 min read

Best FHA 203(k) rehab mortgage lenders in 2022

3 min read

For some homebuyers, surge in mortgage rates creates new urgency

3 min read

Best Lenders

Best construction loan lenders in 2022

5 min read

Best Lenders

Best mortgage lenders with no origination fee in 2022

3 min read

Mortgages

Calendar: What’s driving mortgage rates the week of Jan. 17-21, 2022?

1 min read

Latest Articles

Today’s mortgage refinance rates rise – January 28, 2022

The average 30-year fixed-refinance rate is 3.75 percent, up 10 basis points over the last seven days. The average for a 15-year refi is currently running at 3.15 percent, up 17 basis points over the last [...]

5 min read Jan 28, 2022
Current mortgage and refinance rates for January 28, 2022 | Rates rise

Rates stay near record lows: the average 30-year fixed-mortgage rate is 3.78, the average rate you’ll pay for a 15-year fixed mortgage is 3.18 percent, and the average rate on a 5/1 adjustable rate mortgage [...]

3 min read Jan 28, 2022
Mortgage surprise: Jumbo rates suddenly are much cheaper

Jumbo rates haven’t shot up like those for conforming mortgages.

2 min read Jan 28, 2022
Choosing between an ARM versus a fixed-rate mortgage

Here’s why that lower adjustable mortgage rate can be so tempting.

5 min read Jan 28, 2022
How to buy a house at auction

Every auction has its own unique procedures and varies according to local laws.

7 min read Jan 28, 2022
How to save for a house while renting

Saving up for a down payment is a challenge. That doesn’t mean you should despair.

5 min read Jan 28, 2022
Pros and cons of mortgage prequalification

Here’s one important step to take before you start a home search.

4 min read Jan 27, 2022
Today’s mortgage refinance rates increase : January 27, 2022

The average 30-year fixed-refinance rate is 3.73 percent, up 15 basis points over the last seven days. The average for a 15-year refi is currently running at 3.05 percent, up 15 basis points from a week [...]

5 min read Jan 27, 2022
Today’s best mortgage and refinance rates, January 27, 2022 | Rates rise

Mortgage rates continue within reach of record lows: the average rate for a 30-year fixed mortgage is 3.73, the average rate you’ll pay for a 15-year fixed mortgage is 3.09 percent, and the average 5/1 [...]

3 min read Jan 27, 2022
How an FHA 203(k) loan can help you repair and buy a home

This type of mortgage lets you pay for a home and renovations with a single loan.

6 min read Jan 27, 2022