Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Car driving down forested highway during the day
There are five main ways to get out of a car title loan.
Shot of a young man using his mobile phone while laying on his couch at home
Here’s how to qualify for a low-interest personal loan.
Shot of a young couple going through paperwork together on the sofa at home
These loans don’t require collateral and typically charge higher interest rates.
Couple on couch at home looking at laptop
Making a plan to manage your loan will set you up for success.
Young woman smiling at tablet sitting at a table
You’ll need excellent credit and good finances to qualify.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Students walking together on a college campus
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
Man looking at loan on tablet
Personal loans are a quick source of cash, but be careful how you use them.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc