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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Certified Financial Education Instructor℠

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Senior Loans Writer

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The latest

Financial advisor discussing paperwork with senior couple at dining table
If you’re considering cosigning a loan, know your rights and responsibilities.
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Here’s how to qualify for a low-interest personal loan.
Shot of a young couple going through paperwork together on the sofa at home
These loans don’t require collateral and typically charge higher interest rates.
Couple on couch at home looking at laptop
Making a plan to manage your loan will set you up for success.
Black couple, online banking and finance documents for bill payments at home.
A credit score of 670 or higher means you’re likely eligible for a good credit loan.
Young woman working at home
An APR is a snapshot of how much your personal loan will cost each year.
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You’ll need excellent credit and good finances to qualify.
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If student loans don’t cover everything you need as a college student, a personal loan might be an option.
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