Why USAA may be best overall: Although USAA only offers coverage to active-duty military and veterans, as well as their immediate families, the company has consistently high customer service scores, robust coverage options and low average premiums. It ranked as one of the best home insurance companies overall in our 2023 Bankrate Awards. Unique add-ons, such as coverage for military uniforms for active duty or deployed policyholders, are also offered.
Availability: Coverage is available in all states for policyholders that meet USAA’s eligibility criteria.
How to get started: You can get a USAA home insurance quote by calling 800-531-8722. Online quotes are also available for home insurance.
*Not officially ranked with J.D. Power due to eligibility restrictions