Best rewards credit cards of December 2024
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- Capital One Savor Cash Rewards Credit Card: Best for entertainment
- Capital One Venture Rewards Credit Card: Best for travel bonus
- Blue Cash Preferred® Card from American Express: Best for groceries
- Wells Fargo Active Cash® Card: Best for flat-rate cash rewards
- Chase Sapphire Preferred® Card: Best starter travel card
- Citi Strata Premier℠ Card: Best for hotel bookings
- The Platinum Card® from American Express: Best for luxury travel
- American Express® Gold Card: Best for food and travel
- Prime Visa: Best for online shopping
- Discover it® Cash Back: Best for category variety
- Capital One Venture X Rewards Credit Card: Best for affordable travel perks
- Citi Custom Cash® Card: Best for gas
- Bilt Mastercard®: Best for paying rent
- Capital One VentureOne Rewards Credit Card: Best no-annual-fee travel card
- Wells Fargo Autograph℠ Card: Best for everyday travel
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Showing 15 results
Intro offer
$200 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.49% - 29.49% (Variable)
Why you'll like this: Its boosted cash back rate in popular spending categories makes it a great standalone option.
Intro offer
75,000 miles
Rewards rate
2 Miles - 5 Miles
Annual fee
$95
Regular APR
19.99% - 29.49% (Variable)
Why you'll like this: It boasts solid short- and long-term value with its flat rewards rate and new welcome offer, which offers a terrific return on spend.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
18.49%-29.49% Variable
Why you'll like this: It boasts the highest cash back rate available at U.S. supermarkets.
Intro offer
$200 cash rewards
Rewards rate
2%
Annual fee
$0
Regular APR
19.49%, 24.49%, or 29.49% Variable APR
Intro offer
60,000 bonus points
Rewards rate
1x - 5x
Annual fee
$95
Regular APR
20.74% - 27.74% Variable
Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.
Intro offer
75,000 bonus points
Rewards rate
1X - 10X
Annual fee
$95
Regular APR
20.49% - 28.49% (Variable)
Why you'll like this: It has a valuable welcome offer and an annual hotel credit that can easily offset its annual fee.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 80,000 points
Rewards rate
5X - 5X
Annual fee
$695
APR
See Pay Over Time APR
Why you'll like this: It’s perfect for luxury-minded travelers who spare no expense when booking airfare or hotels and want the most with every experience.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
60,000 points
Rewards rate
1X - 4X
Annual fee
$325
APR
See Pay Over Time APR
Why you'll like this: Along with its terrific perks for foodies, it offers valuable rewards on everyday spending.
LIMITED TIME OFFER
Intro offer
Get a $150 Amazon Gift Card
Rewards rate
1% - 10%
Annual fee
$0
Regular APR
19.74% - 28.49% Variable
Why you'll like this: It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.
Intro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
Why you'll like this: It offers the best rewards rate you can get in several popular categories over the course of the year.
Best for affordable travel perks
Intro offer
75,000 miles
Rewards rate
2 Miles - 10 Miles
Annual fee
$395
Regular APR
19.99% - 29.49% (Variable)
Why you'll like this: You’ll get access to a handful of the most useful and valuable travel perks out there without breaking the bank.
Intro offer
$200
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.49% - 28.49% (Variable)
Why you'll like this: It offers a top cash back rate in several everyday categories and is flexible enough to fit with nearly any rewards strategy.
Intro offer
N/A
Rewards rate
1X Points - 3X Points
Annual fee
$0
Regular APR
See Terms
Best no-annual-fee travel card
Intro offer
20,000 miles
Rewards rate
1.25 Miles - 5 Miles
Annual fee
$0
Regular APR
19.49% - 29.49% (Variable)
Why you'll like this: Earning travel rewards is simple and low risk thanks to its solid flat rewards rate and $0 annual fee.
Intro offer
20,000 bonus points
Rewards rate
1X - 3X
Annual fee
$0
Regular APR
19.49%, 24.49%, or 29.49% Variable APR
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Compare Bankrate’s top rewards credit cards
Card name | Our pick for | Rewards highlights |
Annual fee
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Bankrate review score
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Entertainment |
8% cash back on Capital One Entertainment purchases 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply) 3% cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding superstores like Walmart® and Target®) Bankrate’s rewards value: 1.7 cents per point* |
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5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
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Travel bonus |
5X miles on hotels and rental cars booked through Capital One Travel
2X miles on every purchase
Bankrate’s rewards value: 1.7 cents per mile*
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4.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
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Groceries |
6% cash back on select U.S. streaming subscriptions and at U.S. supermarkets (up to $6,000 per year in supermarket purchases, then 1%) 3% cash back on U.S. gas station and transit purchases Bankrate’s rewards value: 2.0 cents per point* |
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4.4 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
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Flat-rate cash rewards |
2% cash rewards on purchases Bankrate’s rewards value: 1.0 cents per point*
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4.3 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. |