Best rewards credit cards of February 2025
Advertiser Disclosure: Bankrate’s editorial team chooses and recommends the credit cards on this page. While we may receive compensation when users apply for cards through this page, our recommendations and card ratings are produced independently without influence by advertising partnerships with issuers.
- Capital One Savor Cash Rewards Credit Card: Best for entertainment
- American Express® Gold Card: Best for foodies
- The Platinum Card® from American Express: Best for luxury travel
- Wells Fargo Active Cash® Card: Best for flat-rate cash rewards
- Blue Cash Preferred® Card from American Express: Best for groceries
- Capital One Venture Rewards Credit Card: Best for travel bonus
- Citi Strata Premier℠ Card: Best for hotel bookings
- Capital One Venture X Rewards Credit Card: Best for affordable travel perks
- Capital One VentureOne Rewards Credit Card: Best no-annual-fee travel card
- Prime Visa: Best for online shopping
- Chase Sapphire Preferred® Card: Best starter travel card
- Bilt Mastercard®: Best for paying rent
- Discover it® Cash Back: Best for category variety
- Wells Fargo Autograph℠ Card: Best for commuters
- Citi Custom Cash® Card: Best for gas
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Showing 15 results
Best for entertainment
Intro offer
Earn $200 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Its boosted cash back rate in popular spending categories makes it a great standalone option.
Best for food and travel
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
60,000 points
Rewards rate
1X - 4X
Annual fee
$325
APR
See Pay Over Time APR
Why you'll like this: Along with its terrific perks for foodies, it offers valuable rewards on everyday spending.
Best for luxury travel
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 80,000 points
Rewards rate
5X - 5X
Annual fee
$695
APR
See Pay Over Time APR
Why you'll like this: It’s perfect for luxury-minded travelers who spare no expense when booking airfare or hotels and want the most with every experience.
Intro offer
$200 cash rewards
Rewards rate
2%
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Best for groceries
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
18.24%-29.24% Variable
Why you'll like this: It boasts the highest cash back rate available at U.S. supermarkets.
Best for travel bonus
Intro offer
Earn 75,000 miles
Rewards rate
2 Miles - 5 Miles
Annual fee
$95
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: It boasts solid short- and long-term value with its flat rewards rate and new welcome offer, which offers a terrific return on spend.
Intro offer
75,000 bonus points
Rewards rate
1X - 10X
Annual fee
$95
Regular APR
20.24% - 28.24% (Variable)
Why you'll like this: It has a valuable welcome offer and an annual hotel credit that can easily offset its annual fee.
Best for affordable travel perks
Intro offer
Earn 75,000 miles
Rewards rate
2 Miles - 10 Miles
Annual fee
$395
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: You’ll get access to a handful of the most useful and valuable travel perks out there without breaking the bank.
Best no-annual-fee travel card
Intro offer
Earn 20,000 miles
Rewards rate
1.25 Miles - 5 Miles
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Earning travel rewards is simple and low risk thanks to its solid flat rewards rate and $0 annual fee.
Intro offer
Get a $100 Amazon Gift Card
Rewards rate
1% - 10%
Annual fee
$0
Regular APR
19.49% - 28.24% Variable
Why you'll like this: It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.
Best for point value
Intro offer
60,000 bonus points
Rewards rate
1x - 5x
Annual fee
$95
Regular APR
20.49% - 27.49% Variable
Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.
Intro offer
N/A
Rewards rate
1X Points - 3X Points
Annual fee
$0
Regular APR
See Terms
Intro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 27.24% Variable APR
Why you'll like this: It offers the best rewards rate you can get in several popular categories over the course of the year.
Intro offer
20,000 bonus points
Rewards rate
1X - 3X
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Intro offer
$200
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 28.24% (Variable)
Why you'll like this: It offers a top cash back rate in several everyday categories and is flexible enough to fit with nearly any rewards strategy.
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Compare Bankrate’s top rewards credit cards
Our picks for | Rewards highlights | ||
---|---|---|---|
Entertainment + Best overall |
| $0 | |
Food and travel |
| $325 | |
Luxury travel |
| $695 | |
Flat-rate cash rewards |
| $0 | |
Groceries |
| $0 intro annual fee for the first year, then $95. |