Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
5 min read Sep 19, 2024 -
How a new credit card can fight inflation
A new credit card, timed right and used strategically, can help you fight high prices.
6 min read Sep 19, 2024 -
Reader question: Turned down for Delta card. What’s next?
One reader’s application for a Delta credit card was denied. What now?
5 min read Sep 18, 2024 -
How to activate a credit card
Credit card activation is simple enough once you receive your new credit card.
7 min read Sep 18, 2024 -
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Flex
Compare and contrast these two top of the line rotating bonus category cards.
5 min read Sep 18, 2024 -
The Fed cut rates. Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
5 min read Sep 18, 2024 -
Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
4 min read Sep 15, 2024 -
What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
5 min read Sep 13, 2024 -
How to upgrade or downgrade a Chase credit card
Here’s what you should know about changing to a new Chase card.
7 min read Sep 13, 2024 -
Cashback Monitor guide
Cashback Monitor tracks cashback earning rates across many online shopping portals.
5 min read Sep 12, 2024 -
How to get a cash advance with Capital One
How Capital One cash advances work and what you should consider before you request one.
5 min read Sep 12, 2024 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
5 min read Sep 12, 2024 -
Best credit cards for rental car insurance
Rental car insurance can be a significant travel expense, but many credit card providers offer rental coverage as a perk.
3 min read Sep 13, 2024 -
How to use the Capital One SavorOne sign-up bonus
Learn how to use the sign-up bonus that Capital One SavorOne offers to new cardmembers.
5 min read Sep 10, 2024 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
6 min read Sep 10, 2024 -
How to do a balance transfer with Wells Fargo
A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
6 min read Sep 10, 2024 -
A guide to airline companion passes
Airline companion passes vary, but they can all save you money.
6 min read Sep 06, 2024 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read Sep 06, 2024 -
Best-looking cards for 2024
Here are our picks for the best-looking credit cards — and how you can use them.
3 min read Sep 06, 2024 -
Best rotating category credit cards
Max out your rewards with rotating bonus category credit cards.
5 min read Sep 02, 2024