Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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Walmart+ vs. Amazon Prime: Which shopping subscription service is better?
Both of these services offer very similar benefits and features, but which is better for you?
7 min read Oct 07, 2024 -
I was afraid of credit cards. Here are 6 things I learned while getting my first one.
Here are 6 things I learned while getting my first credit card.
6 min read Oct 07, 2024 -
How to close a Chase credit card
Learn how to close your Chase account and whether you should.
5 min read Oct 07, 2024 -
How I built my credit with a credit card
I raised my credit score by more than 120 points with credit cards. Here’s how.
6 min read Oct 07, 2024 -
How to send money with a credit card
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
6 min read Oct 07, 2024 -
Can you rent a car with a debit card?
Most rental car companies make you take extra steps to rent with a debit card.
8 min read Oct 04, 2024 -
How to change the name on your credit card
Reach out to your credit card issuer to request a name change on your card.
6 min read Oct 04, 2024 -
How to see if you’re prequalified for a credit card
Credit card preapproval or prequalification — Which one is better and how to get it.
11 min read Oct 04, 2024 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Oct 03, 2024 -
Merchant services 101: A complete guide
Finding a way to process payments is a crucial part of managing your business.
6 min read Oct 03, 2024 -
Bank of America Customized Cash Rewards vs. Amex Blue Cash Preferred
Both cards offer competitive rewards tailored to different spending categories.
5 min read Oct 03, 2024 -
What to state as income on a student credit card application
Unemployed students can still get a student credit card if they have other income.
6 min read Oct 02, 2024 -
What does it mean when your credit card application is pending?
Here’s what you need to know about a pending application.
4 min read Oct 02, 2024 -
The Chase trifecta: What it is and how to maximize it
Learn about a popular Chase card combo strategy and whether it’s right for you
8 min read Oct 02, 2024 -
Should I close my credit card if I have a high interest rate?
Learn when to say goodbye to your high-interest credit card and when to keep it.
5 min read Oct 01, 2024 -
Can a business charge for using a credit card?
Businesses tend to cover merchant fees, but other times consumers eat the cost.
9 min read Sep 30, 2024 -
How to get a business credit card with an EIN only
Depending on your business’ revenue and size, you may be able to apply for a business credit card using your EIN only.
7 min read Sep 28, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Sep 27, 2024 -
Does having two credit cards help build credit faster?
Having two credit cards can help you build credit faster, but it depends on how you use them.
6 min read Sep 27, 2024 -
How to use the Chase Sapphire Reserve travel credit
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
6 min read Sep 27, 2024