Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Latest New to Credit Card Advice
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A guide to earning and redeeming frequent flyer miles
Here’s what you need to know about earning and redeeming frequent flyer miles/points.
8 min read Sep 20, 2024 -
What is APR on a credit card?
APR is your card’s interest rate, and it will cost you if you carry a balance.
8 min read Sep 20, 2024 -
Is the Capital One Savor card worth it?
The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.
4 min read Sep 20, 2024 -
How to contact your credit card issuer
When contacting your credit card issuer, preparing for the call means you’re more likely to get you what you need.
4 min read Sep 20, 2024 -
How does my business credit card impact my personal credit score?
A business credit card could impact your personal credit.
6 min read Sep 20, 2024 -
How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
5 min read Sep 19, 2024 -
How a new credit card can fight inflation
A new credit card, timed right and used strategically, can help you fight high prices.
6 min read Sep 19, 2024 -
Reader question: Turned down for Delta card. What’s next?
One reader’s application for a Delta credit card was denied. What now?
5 min read Sep 18, 2024 -
How to activate a credit card
Credit card activation is simple enough once you receive your new credit card.
7 min read Sep 18, 2024 -
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Flex
Compare and contrast these two top of the line rotating bonus category cards.
5 min read Sep 18, 2024 -
The Fed cut rates. Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
5 min read Sep 18, 2024 -
Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
4 min read Sep 15, 2024 -
What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
5 min read Sep 13, 2024 -
How to upgrade or downgrade a Chase credit card
Here’s what you should know about changing to a new Chase card.
7 min read Sep 13, 2024 -
Cashback Monitor guide
Cashback Monitor tracks cashback earning rates across many online shopping portals.
5 min read Sep 12, 2024 -
How to get a cash advance with Capital One
How Capital One cash advances work and what you should consider before you request one.
5 min read Sep 12, 2024 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
5 min read Sep 12, 2024 -
Best credit cards for rental car insurance
Rental car insurance can be a significant travel expense, but many credit card providers offer rental coverage as a perk.
3 min read Sep 13, 2024 -
How to use the Capital One SavorOne sign-up bonus
Learn how to use the sign-up bonus that Capital One SavorOne offers to new cardmembers.
5 min read Sep 10, 2024 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
6 min read Sep 10, 2024