Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Oct 03, 2024 -
Merchant services 101: A complete guide
Finding a way to process payments is a crucial part of managing your business.
6 min read Oct 03, 2024 -
Bank of America Customized Cash Rewards vs. Amex Blue Cash Preferred
Both cards offer competitive rewards tailored to different spending categories.
5 min read Oct 03, 2024 -
What to state as income on a student credit card application
Unemployed students can still get a student credit card if they have other income.
6 min read Oct 02, 2024 -
What does it mean when your credit card application is pending?
Here’s what you need to know about a pending application.
4 min read Oct 02, 2024 -
The Chase trifecta: What it is and how to maximize it
Learn about a popular Chase card combo strategy and whether it’s right for you
8 min read Oct 02, 2024 -
Should I close my credit card if I have a high interest rate?
Learn when to say goodbye to your high-interest credit card and when to keep it.
5 min read Oct 01, 2024 -
Can a business charge for using a credit card?
Businesses tend to cover merchant fees, but other times consumers eat the cost.
9 min read Sep 30, 2024 -
How to get a business credit card with an EIN only
Depending on your business’ revenue and size, you may be able to apply for a business credit card using your EIN only.
7 min read Sep 28, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Sep 27, 2024 -
Does having two credit cards help build credit faster?
Having two credit cards can help you build credit faster, but it depends on how you use them.
6 min read Sep 27, 2024 -
How to use the Chase Sapphire Reserve travel credit
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
6 min read Sep 27, 2024 -
Is redeeming rewards for gift cards a good idea?
Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?
3 min read Sep 26, 2024 -
Line of credit vs. credit card: What’s the difference?
While these two credit products are similar, there are key differences.
8 min read Sep 26, 2024 -
What do the numbers on your credit card mean?
Your credit card’s 15 or 16-digit number helps authenticate transactions.
5 min read Sep 25, 2024 -
7 credit card tips for beginners
Find out the best practices for your first credit card and which pitfalls to avoid.
5 min read Sep 24, 2024 -
What is a statement credit?
A statement credit, which is a card benefit, can help bring down your card balance.
6 min read Sep 23, 2024 -
Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
5 min read Sep 20, 2024 -
How long can a credit card charge be pending?
Pending credit card transactions may take a few days depending on the merchant.
3 min read Sep 20, 2024 -
Everything you need to know about credit utilization ratio
Credit utilization is a big part of your credit score, and you should take steps to manage it well.
10 min read Sep 20, 2024