Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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How to use the Capital One SavorOne sign-up bonus
Learn how to use the sign-up bonus that Capital One SavorOne offers to new cardmembers.
5 min read Sep 10, 2024 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
6 min read Sep 10, 2024 -
How to do a balance transfer with Wells Fargo
A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
6 min read Sep 10, 2024 -
A guide to airline companion passes
Airline companion passes vary, but they can all save you money.
6 min read Sep 06, 2024 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read Sep 06, 2024 -
How a new credit card can fight inflation
Prices are high. A rewards credit card, timed right and used strategically, can help you fight inflation.
6 min read Sep 05, 2024 -
Best-looking cards for 2024
Here are our picks for the best-looking credit cards — and how you can use them.
3 min read Sep 06, 2024 -
Best rotating category credit cards
Max out your rewards with rotating bonus category credit cards.
5 min read Sep 02, 2024 -
How to earn the Amex Blue Cash Everyday welcome bonus
We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.
5 min read Aug 30, 2024 -
What is a student credit card?
A student credit card works like a traditional card, but it’s designed for people starting to build their credit.
6 min read Aug 30, 2024 -
Know your rights when facing credit card fraud
If you find yourself a victim to credit card fraud, there’s recourse to follow.
5 min read Aug 30, 2024 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Aug 30, 2024 -
How to pick the right credit card for you
A quick guide on how to choose a credit card that fits your goals and spending.
10 min read Aug 29, 2024 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
5 min read Aug 29, 2024 -
How to pay a credit card bill
Learn how to pay your credit card, when you should pay your bill and more.
5 min read Aug 28, 2024 -
What is a credit card balance?
Your credit card balance is the amount you owe your credit card company at any given time and is essential to managing your debt.
4 min read Aug 28, 2024 -
Is it better to pay off your credit card or keep a balance?
Your credit score is better served by paying your balance in full.
4 min read Aug 27, 2024 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
7 min read Aug 27, 2024 -
How to redeem credit card rewards
You can redeem card rewards for cash back, points or miles and gift cards
7 min read Aug 27, 2024 -
What happens if you don’t activate a credit card?
Your account was opened the moment you were approved, so choosing not to activate your credit card won’t impact your account status – it just means you won’t be able to use it.
5 min read Aug 27, 2024