Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be speedy or could take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
Convenience checks can be used in a number of ways, but they come with hidden costs.
To process a credit card application, issuers will do a hard inquiry on your credit.
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
Chase’s Stored Cards feature can help you track where your money is going.
Credit and debit cards are both popular payment methods, but with different purposes.
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
The best time to apply for a credit card depends more on your financial situation.