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Best banks for small business loans in February 2025

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Best for credit building

4.3
Loan amount
Starting at $25k
Term: 6 - 18 months
Interest rate
Starting at 8.25%
Fastest funding
1 business day

Wells Fargo Business: Bankrate 2025 Award Winner Best small business lender for good-to-excellent credit

4.2
Loan amount
$10k- $150K
Interest rate
10.00- 18.00%
Fastest funding
Not disclosed

Best for fast approvals

4.1
Loan amount
$100k- $3M
Term: 24 - 60 months
Interest rate
Starting at prime + 0.51%
Fastest funding
Not disclosed

Huntington National Bank: Bankrate 2025 Award Winner Best lender for SBA loans

4.1
Loan amount
Up to $5m
Interest rate
Not disclosed
Fastest funding
Not disclosed
Read our reviewArrow Right

on Bankrate

Best for East Coast bank

3.7
Loan amount
$10k- $5.5M
Term: 24 - 300 months
Interest rate
Starting at prime + 0.74%
Fastest funding
21 business days

Best for SBA loans

3.0
Loan amount
$115k- $15M
Interest rate
Not disclosed
Fastest funding
Not disclosed
Read our reviewArrow Right

on Bankrate

LENDER BEST FOR LOAN AMOUNT AVAILABILITY
Credit building from $25,000 All states and Washington, D.C.
Lines of credit $10,000 to $150,000 All states and Washington, D.C.
Fast approvals $10,000 to $3 million 28 states and Washington, D.C.
Midwest bank Up to $5 million 11 states
East Coast bank $10,000 to $5 million 15 states and Washington, D.C.
SBA loans $10,000 to $15 million All states
Easy application Up to $12.375 million 26 states
Small loans $5,000 to $5 million 48 states and Washington, D.C.
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Bankrate Insight

Bankrate's trusted small business loan industry expertise

57

years in business

30

lenders reviewed

22

loan features weighed

770

data points collected