Top CD Rates Today: March 20, 2025 | Top APY Remains 4.50% After Fed Rate Decision
Discover today's top CD rates and gain insights on how economic trends impact your yield with Bankrate's expert analysis of CD products.
4 min read
Mar 20, 2025
CD Rate News
Interested in getting a certificate of deposit? Our daily CD rate updates help you stay informed about the current market's competitive rates and where you can find them.
Today's top CD rates from our partners
Sponsored offers
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These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
Member FDIC
CD
4.50
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 3/21/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Minimum deposit
Promoted offer: Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
CD
4.35
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 3/21/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Minimum deposit
Promoted offer:
Member FDIC
CD
4.00
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 3/21/2025
Bankrate CD rating = 4.5/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Minimum deposit
Promoted offer: Get peace of mind with fixed rates and guaranteed returns.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.50
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 3/21/2025
$500
Minimum deposit
Promoted offer:
Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.35
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 3/21/2025
$0
Minimum deposit
Promoted offer
Member FDIC
CD
4.5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.00
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 3/21/2025
$0
Minimum deposit
Promoted offer:
Get peace of mind with fixed rates and guaranteed returns.
Member FDIC
CD
0.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.40
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 3/21/2025
$25,000
Minimum deposit
Promoted offer
Insured by NCUA
CD
0.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.50
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 3/21/2025
$500
Minimum deposit
Promoted offer
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