Top CD Rates Today: May 16, 2025 | These 9 CDs Promise 4% APY Or Higher
Discover today's top CD rates and gain insights on how economic trends impact your yield with Bankrate's expert analysis of CD products.
5 min read
May 16, 2025
CD Rate News
Interested in getting a certificate of deposit? Our daily CD rate updates help you stay informed about the current market's competitive rates and where you can find them.
Today's top CD rates from our partners
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These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
Member FDIC
CD
4.25
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 5/17/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Minimum deposit
Promoted offer: Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
CD
4.20
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 5/17/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Minimum deposit
Promoted offer:
Insured by NCUA
CD
4.25
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 5/17/2025
$500
Minimum deposit
Promoted offer: New Money or New Member | No Max Balance
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.25
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/17/2025
$500
Minimum deposit
Promoted offer:
Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.20
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/17/2025
$500
Minimum deposit
Promoted offer
Insured by NCUA
CD
0.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.25
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/17/2025
$500
Minimum deposit
Promoted offer:
New Money or New Member | No Max Balance
Member FDIC
CD
4.4
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.10
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/17/2025
$500
Minimum deposit
Promoted offer
Member FDIC
Savings Account
4.7
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.20
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/17/2025
$0
Min. balance for APY
Promoted offer:
No fees. Easy deposits and quick withdrawals.
Explore more savings options
Daily CD rates articles
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