Top CD Rates Today: April 22, 2025 | Lock In A 4.25% APY Until April 2026
Discover today's top CD rates and gain insights on how economic trends impact your yield with Bankrate's expert analysis of CD products.
4 min read
Apr 22, 2025
CD Rate News
Interested in getting a certificate of deposit? Our daily CD rate updates help you stay informed about the current market's competitive rates and where you can find them.
Today's top CD rates from our partners
Sponsored offers
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These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
Member FDIC
CD
4.40
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 4/23/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Minimum deposit
Promoted offer: Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
Savings Account
4.30
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 4/23/2025
Bankrate Savings rating = 5/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Min. balance for APY
Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
Member FDIC
Savings Account
3.60
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 4/23/2025
Bankrate Savings rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Min. balance for APY
Promoted offer: It only takes about 5 minutes to open a fee-free account.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.40
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 4/23/2025
$500
Minimum deposit
Promoted offer:
Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
Savings Account
5.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.30
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 4/23/2025
$0
Min. balance for APY
Promoted offer:
No monthly maintenance fee, $0 to open, easily grow your money
Member FDIC
Savings Account
4.4
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
3.60
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 4/23/2025
$0
Min. balance for APY
Promoted offer:
It only takes about 5 minutes to open a fee-free account.
Member FDIC
Checking Account
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
0.50
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 4/23/2025
$0
Min. balance for APY
Member FDIC
Checking Account
5.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
0.00
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 4/23/2025
$0
Min. balance for APY
Explore more savings options
Daily CD rates articles
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Top CD Rates Today: April 21, 2025 | Highest APYs Range 4.15%-4.50%
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5 min read Apr 16, 2025 -
Top CD rates today: April 15, 2025 | Top APY Remains 4.50%
Read up on leading CD rates today and the impact of economic trends on your savings. Bankrate can help you choose the right CD offer to maximize your savings potential.
4 min read Apr 15, 2025 -
Top CD rates today: April 14, 2025 | Highest APY Remains 4.50% APY
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5 min read Apr 14, 2025 -
Top CD rates today: April 11, 2025 | Lock In Up To 4.50% APY
Explore the top CD rates today and learn how economic trends can affect your rate. Bankrate provides valuable insights to find the best CD products to maximize your savings.
5 min read Apr 11, 2025
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