Top CD Rates Today: May 16, 2025 | These 9 CDs Promise 4% APY Or Higher
Discover today's top CD rates and gain insights on how economic trends impact your yield with Bankrate's expert analysis of CD products.
5 min read
May 16, 2025
CD Rate News
Interested in getting a certificate of deposit? Our daily CD rate updates help you stay informed about the current market's competitive rates and where you can find them.
Today's top CD rates from our partners
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Member FDIC
CD
4.25
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 5/19/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Minimum deposit
Promoted offer: Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
CD
4.20
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 5/19/2025
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Minimum deposit
Promoted offer:
Member FDIC
Savings Account
3.60
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 5/19/2025
Bankrate Savings rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Min. balance for APY
Promoted offer: It only takes about 5 minutes to open a fee-free account.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.25
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/19/2025
$500
Minimum deposit
Promoted offer:
Expires 5/28/25. APY may change before CD is opened & funded.
Member FDIC
CD
4.9
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.20
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/19/2025
$500
Minimum deposit
Promoted offer
Member FDIC
Savings Account
4.4
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
3.60
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/19/2025
$0
Min. balance for APY
Promoted offer:
It only takes about 5 minutes to open a fee-free account.
Member FDIC
Savings Account
4.6
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.10
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/19/2025
$5,000
Min. balance for APY
Promoted offer:
Get up to a $300 Cash Bonus. See site for details.
Member FDIC
Savings Account
5.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.30
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 5/19/2025
$0
Min. balance for APY
Promoted offer:
No monthly maintenance fee, $0 to open, easily grow your money
Explore more savings options
Daily CD rates articles
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