A certificate of deposit (CD) is a time deposit account. A bank agrees to pay interest at a certain rate if savers deposit their cash for a set term, or period of time.

Find current CD interest rates and recent interest rate trends from Bankrate below. Here are the current average rates for the week of Feb. 14:

  • 1-Year CD Rates: 0.46%
  • 5-Year CD Rates: 1.04%
  • 1-Year Jumbo CD Rates: 0.50%
  • 5-Year Jumbo CD Rates: 1.09%
  • Money Market Account Rates: 0.14%
Latest CD Interest Rates
3-month trends 1-year CD 5-year CD 1-year jumbo 5-year jumbo MMA
2/14/2018 0.46% 1.04% 0.50% 1.09% 0.14%
2/7/2018 0.45% 1.03% 0.49% 1.08% 0.14%
1/31/2018 0.45% 1.02% 0.48% 1.07% 0.14%
1/24/2018 0.44% 1.02% 0.47% 1.07% 0.14%
1/17/2018 0.44% 1.02% 0.47% 1.07% 0.14%
1/10/2018 0.44% 1.02% 0.47% 1.07% 0.14%
1/3/2018 0.43% 1.01% 0.47% 1.06% 0.14%
12/27/2017 0.42% 1% 0.46% 1.06% 0.14%
12/20/2017 0.42% 1% 0.46% 1.06% 0.14%
12/13/2017 0.42% 1% 0.46% 1.06% 0.14%
12/6/2017 0.42% 1% 0.46% 1.06% 0.14%
11/29/2017 0.41% 0.99% 0.45% 1.04% 0.14%
11/21/2017 0.41% 0.99% 0.45% 1.04% 0.14%

Check out Bankrate’s best cd rates!