Best overall

Federal Student Loans
Check with studentaid.gov
- Min. credit score:
- None
- Fixed APR From:
- 3.73% –6.28%
- Loan amount:
- $1,000–$500,000
- Term lengths:
- 10 to 10 years
- Min. annual income:
- $0
Why federal student loans are best overall: Federal student loans are available to every borrower, regardless of creditworthiness or financial health. Plus, each type of federal loan offers the same interest rate to all borrowers, so you'll know what your rate will be before applying.