Advice for building your credit score
Rebuilding your credit score can be a challenge that takes months or years to complete — but it's worth it.
The basics
Tools for rebuilding your credit
Practicing good credit habits
Improving your credit score takes time, consistency and patience. Here's what you can do — and the pitfalls to avoid — as you work toward taking your credit score from bad to fair, and beyond.
Build your credit with secured credit cards
Secured credit cards are designed to help people with poor or no credit build their scores over time. Learn how a secured card can put you on the path toward better credit in the future.
Real-life stories about rebuilding credit
Improving your credit score and paying down debt is not impossible. Take inspiration from the following real-life stories.
Latest Articles on Rebuilding Credit
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How to build credit without going into debt
Your credit score is a key measure of your overall financial health. Here’s how to improve it without taking on debt.
6 min read Sep 06, 2024 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read Sep 06, 2024 -
How to pay off credit card debt
Any of these techniques can work. You just have to make a choice and stick with it.
8 min read Sep 05, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Aug 26, 2024 -
How to settle credit card debt
Here’s what you need to know about credit card debt settlement.
7 min read Aug 19, 2024 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Aug 15, 2024 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Aug 13, 2024 -
How to build credit with a secured credit card
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
6 min read Jul 18, 2024 -
What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
7 min read Jun 19, 2024