Best car insurance company overall
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- JD Power:
- 909 /1,000
- AM best:
- A ++
- Avg. annual premium for minimum coverage:
- $ 354
- Avg annual premium for full coverage:
- $ 1209
Why this company made our list: With the highest possible Bankrate Score, USAA easily makes our list of best insurance companies for nationwide availability and top tier customer service. Although only available to active-duty military, veterans and their eligible family members, USAA is a top scorer in J.D. Power customer satisfaction surveys, has impeccable financial strength as rated by AM Best, S&P and Moody’s, and still manages to provide some of the lowest-priced auto insurance quotes in the industry.
Why USAA is best overall for car insurance: USAA earns top marks from all major third-party rating agencies for customer service and financial strength. Coupled with having the lowest average full and minimum coverage premiums on our list, USAA is a powerhouse. Customers have access to multiple coverage options, rewards and discounts, including unique circumstances like deployment for active-duty members. While not all drivers qualify for coverage from USAA, the company is a standout for millions of military families across the country.