Skip to Main Content

Bankrate home equity lender reviews

Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. Bankrate periodically conducts objective lender reviews to help you make an informed decision. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities to help guide your choices when getting a home equity line of credit (HELOC) or home equity loan. Bankrate assigns a score to each lender, between one and five stars, based on criteria including affordability, availability and borrower experience. You can learn more about our methodology on each lender’s review page.

20 of 40 lenders
Visit New American Funding - CPC site

NMLS #6606

Bankrate Score

4.6

Rating: 4.6 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit BMO Harris Bank site

NMLS #401052

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

1 reviews

Read review
Visit Third Federal Savings and Loan Association of Cleveland site

NMLS #449401

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

4.1

Rating: 4.1 stars out of 5

14 reviews

Read review
Visit Pentagon Federal Credit Union site

NMLS #401822

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Discover Home Loans site

NMLS #684042

Bankrate Score

4.4

Rating: 4.4 stars out of 5

Consumer reviews

1.2

Rating: 1.2 stars out of 5

5 reviews

Read review
Visit Figure site

NMLS #1717824

Bankrate Score

4.3

Rating: 4.3 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

1 reviews

Read review
Visit Bethpage Federal Credit Union site

NMLS #449104

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

1 reviews

Read review
Visit Aven site

NMLS #462289

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

1 reviews

Read review
Visit US Bank site

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

1.0

Rating: 1 stars out of 5

1 reviews

Read review
Visit Quorum site

NMLS #509626

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit TD Bank, NA site

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Lower site

NMLS #1124061

Bankrate Score

4.0

Rating: 4 stars out of 5

Consumer reviews

4.9

Rating: 4.9 stars out of 5

48 reviews

Read review
Visit Citizens Bank site

NMLS #433960

Bankrate Score

4.0

Rating: 4 stars out of 5

Consumer reviews

1.0

Rating: 1 stars out of 5

1 reviews

Read review
Visit Regions Bank site

Bankrate Score

3.8

Rating: 3.8 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit loanDepot site

NMLS #174457

Bankrate Score

3.8

Rating: 3.8 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Alliant Credit Union site

Bankrate Score

3.7

Rating: 3.7 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit KeyBank site

Bankrate Score

3.7

Rating: 3.7 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit RenoFi  site

NMLS #1802847

Bankrate Score

3.7

Rating: 3.7 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

RenoFi (short for Renovation Finance) partners with credit unions to offer home equity lines of credit (HELOCs), fixed-rate home equity loans and...

Read review
Visit Flagstar Bank site

NMLS #417490

Bankrate Score

3.6

Rating: 3.6 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Rockland Trust site

Bankrate Score

3.6

Rating: 3.6 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review