
Bankrate home equity lender reviews
Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. Bankrate regularly conducts objective lender reviews to help you make an informed decision. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities to help guide your decision.
Featured Reviews
All Lender Reviews
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Founded in 2018, Figure is a new lender that provides home equity lines of credit (HELOCs) in 41 states and the District of Columbia. |
Overall Rating
4.7/5
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Citizens Bank |
Citizens Bank provides home equity loans and HELOCs in addition to consumer banking, mortgages, student loans and more. |
Overall Rating
4.6/5
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Frost Bank |
Frost Bank’s home equity loans and HELOCs — available only in Texas — come with competitive rates and no application fees or prepayment penalties. |
Overall Rating
4.5/5
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Alliant Credit Union |
Alliant has a 15-year HELOC and a 30-year HELOC that’s interest-only for 10 years. |
Overall Rating
4.5/5
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Police and Fire Federal Credit Union offers home equity loans and HELOCs to its members in and around Philadelphia. |
Overall Rating
4.4/5
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Third Federal Savings and Loan offers home equity loans in eight states and home equity lines of credit, or HELOCs, in 25 states and Washington, D.C. |
Overall Rating
4.4/5
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Discover prides itself on providing low-cost home equity loans. |
Overall Rating
4.3/5
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People's United Bank |
If you live in the Northeast, you may qualify for a home equity loan or HELOC from People's United Bank. |
Overall Rating
4.3/5
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Citi |
Citi is one of the world's largest financial institutions and offers a number of consumer-facing products, including home equity loans and HELOCs. |
Overall Rating
4.3/5
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Those who seek a mix of an online experience and a dedicated loan officer might appreciate Spring EQ's approach to lending. |
Overall Rating
4.3/5
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Fifth Third Bank is a full-service bank that provides home equity lines of credit (HELOCs) and home equity loans in 11 states. |
Overall Rating
4.2/5
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KeyBank |
KeyBank’s home equity loans and lines of credit let you borrow up to 90 percent of your home’s value. |
Overall Rating
4.2/5
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Bank of America is one of the largest banks in the world, currently serving over 66 million customers and small-business clients. |
Overall Rating
4.2/5
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A Bethpage Federal Credit Union HELOC may be a good option if you live in a state where the lender offers the product and its features fit your needs. |
Overall Rating
4.2/5
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Rockland Trust Bank provides home equity loans and HELOCs in addition to consumer banking, mortgages, investment products and more. |
Overall Rating
4.1/5
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Connexus Credit Union provides home equity loans and HELOCs in addition to auto loans, personal loans, student loans, credit cards and more. |
Overall Rating
4.1/5
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Chase is a national bank that offers an array of financial services, including home equity lines of credit, or HELOCs. |
Overall Rating
4.1/5
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Amplify Credit Union offers both home equity loans and home equity lines of credit starting at $50,000 to its members with properties in Texas. |
Overall Rating
4.1/5
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Amerant |
Amerant's HELOCs may be a good option for borrowers in Texas and Florida. |
Overall Rating
4.1/5
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SunTrust offers a variety of products for personal and business banking and a home equity line of credit (HELOC). |
Overall Rating
4.0/5
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Flagstar Bank, founded in 1987 and headquartered in Troy, Michigan, offers home equity loans and HELOCs with branches in five states. |
Overall Rating
4/5
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Quorum Federal Credit union offers two HELOCs: one that lets you borrow up to 95 percent of your home’s equity and one for investment properties. |
Overall Rating
4/5
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PNC offers a HELOC, but its website is scarce on details. |
Overall Rating
4/5
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HSBC’s HELOC comes with competitive interest rates and low costs, especially if you have an established relationship with the bank. |
Overall Rating
4/5
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TD Bank's limited reach means that it's not the right choice for everyone, but eligible borrowers can expect good service and low rates. |
Overall Rating
3.9/5
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PenFed operates in all 50 states and the District of Columbia and primarily serves members of the military community and government employees. |
Overall Rating
3.9/5
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Northpointe Bank |
Northpointe Bank discloses little about its home equity loans and HELOCs online. |
Overall Rating
3.9/5
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BMO Harris Bank |
Borrowers will need good credit to qualify for a BMO Harris Bank home equity loan or a HELOC with variable- and fixed-rate options. |
Overall Rating
3.9/5
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Truist |
Truist offers variable-rate and fixed-rate/fixed term HELOCs. |
Overall Rating
3.8/5
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Prosper |
Prosper was the first peer-to-peer lender in the United States. Over the years, it has helped over 1 million customers borrow over $18 billion. |
Overall Rating
3.8/5
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Republic Bank |
Republic Bank offers various financial products and services, including home equity loans and home equity lines of credit, or HELOCs. |
Overall Rating
3.8/5
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Credit Union of Texas serves members in all 50 states but offers home equity lines of credit (HELOCs) only in the Lone Star State. |
Overall Rating
3.8/5
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Founded in December 2018 and headquartered in New Albany, Ohio, Lower offers mortgages, refinance loans, home equity loans and home equity lines of credit (HELOCs). |
Overall Rating
3.7/5
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Homeside Financial is a national mortgage lender offering home mortgages and home equity lines of credit, also called HELOCs. |
Overall Rating
3.5/5
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