4.3 /5
Bankrate Home Equity Lender Reviews
Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. In order to find a lender you trust, browse Bankrate’s expansive and consistently updated list of reviews. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities in order to help guide your decision.
Featured Reviews
All Lender Reviews
| | Police and Fire Federal Credit Union (PFFCU) is based in Philadelphia, Pennsylvania, and has been serving its members since 1938. If you are a current member, or eligible for membership, PFFCU may be a great choice if you are considering borrowing against your home’s equity. | Overall Rating 4.7/5 READ FULL REVIEW | |
| | Founded in 2018, Figure is a new lender that provides home equity lines of credit (HELOCs) in 37 states and the District of Columbia. | Overall Rating 4.6/5 READ FULL REVIEW | |
| | A Bethpage Federal Credit Union HELOC may be a good option if you live in a state where the lender offers the product and its features fit your needs. | Overall Rating 4.5/5 READ FULL REVIEW | |
| | Third Federal Savings and Loan was founded in 1938 during the Great Depression in Cleveland, Ohio. The bank has 37 branches in Ohio and Florida and offers home equity loans in eight states and home equity lines of credit, or HELOCs, in 22 states. | Overall Rating 4.5/5 READ FULL REVIEW | |
| | Founded in December 2018 and headquartered in New Albany, Ohio, Lower offers mortgages, refinance loans and home equity lines of credit (HELOCs). | Overall Rating 4.4/5 READ FULL REVIEW | |
| | Discover prides itself on providing low-cost home equity loans. | Overall Rating 4.3/5 READ FULL REVIEW | |
Citi | Citi is one of the world's largest financial institutions and offers a number of consumer-facing products, including home equity loans and HELOCs. | Overall Rating 4.3/5 READ FULL REVIEW | |
Amerant | Amerant's HELOCs may be a good option for borrowers in Texas and Florida. | Overall Rating 4.3/5 READ FULL REVIEW | |
| | PNC Financial Services Group offers three home equity products: a home equity loan, a home equity line of credit, or HELOC, and a home equity rapid refinance. Each comes with flexible borrowing options, low costs and competitive interest rates. | Overall Rating 4.2/5 READ FULL REVIEW | |
Prosper | Founded in 2005 and based in San Francisco, Prosper was the first peer-to-peer lender in the United States. Over the years, they have helped nearly 1 million customers borrow over $16 billion. | Overall Rating 4.2/5 READ FULL REVIEW | |
| | Rockland Trust Bank was founded in 1907 in Rockland, MA., which is where it’s headquartered. It provides home equity loans and HELOCs in addition to consumer banking, mortgages, investment products, commercial banking and commercial loans. | Overall Rating 4.2/5 READ FULL REVIEW | |
| | Based in Atlanta, SunTrust Bank was established in 1891 and is one of the largest banks in the United States. SunTrust offers a variety of products for personal and business banking and a home equity line of credit (HELOC). | Overall Rating 4.2/5 READ FULL REVIEW | |
| | Bank of America is one of the largest banks in the world, currently serving over 66 million customers and small-business clients. | Overall Rating 4.2/5 READ FULL REVIEW | |
| | Quorum Federal Credit Union was founded in 1934 as the credit union for employees of Kraft Foods (and its name only changed from Kraft Foods Federal Credit Union in 2005). Based in Purchase, New York, it is now the credit union to over 50 large companies including Kraft Heinz, Avon, Mastercard, Mondelēz International and Ogilvy with over 70,000 members living in all 50 states. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Fifth Third Bank is a full-service bank that provides home equity lines of credit (HELOCs) and home equity loans in 10 states. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Founded in 1863 as the First National Bank of Cincinnati, today U.S. Bank is the fifth-largest bank in the country. Based in Minnesota, they have over 3,000 branch locations and 4,800 ATMs. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Amplify Credit Union offers both home equity loans and home equity lines of credit starting at $50,000 to its members with properties in Texas. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Chase is a national bank that offers an array of financial services, including home equity lines of credit, or HELOCs. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Credit Union of Texas serves members in all 50 states but offers home equity loans and lines of credit (HELOCs) only in the Lone Star State. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Flagstar Bank, founded in 1987 and headquartered in Troy, Michigan, offers home equity loans and HELOCs to borrowers in 49 states. | Overall Rating 4.1/5 READ FULL REVIEW | |
| | Connexus Credit Union provides home equity loans and HELOCs in addition to auto loans, personal loans, student loans, credit cards and more. | Overall Rating 4/5 READ FULL REVIEW | |
| | Specializing in home equity loans, Spring EQ's streamlined lending process cuts down on paperwork and makes it a good option for those interested in tapping home equity and quickly getting funds. Those who seek a mix of an online experience and a dedicated loan officer might also appreciate Spring EQ's approach to lending. | Overall Rating 4.0/5 READ FULL REVIEW | |
| | Pentagon Federal Credit Union, or PenFed for short, was established in 1935 and currently serves more than 1.7 million members. The financial institution operates in all 50 states and the District of Columbia and primarily serves members of the military community and government employees. | Overall Rating 3.9/5 READ FULL REVIEW | |
Republic Bank and Trust | Republic Bank & Trust was founded in 1982 in Louisville, Kentucky, and now operates in five states: Indiana, Kentucky, Ohio and Tennessee. The bank offers various financial products and services, including home equity loans and home equity lines of credit, or HELOCs. | Overall Rating 3.8/5 READ FULL REVIEW | |
| | HSBC is a multinational banking and financial services company, headquartered in London. Its U.S. subsidiary operates from New York City, and it offers banking and other financial services in all 50 states, including a home equity line of credit. | Overall Rating 3.8/5 READ FULL REVIEW | |
| | Founded in 1955, TD Bank offers home equity loans and lines of credit, mortgages, personal loans, credit cards and banking products. Headquartered in Cherry Hill, New Jersey, the bank operates nearly 1,300 locations along the East Coast. | Overall Rating 3.7/5 READ FULL REVIEW | |
| | If you live in New England, you may qualify for a home equity loan or HELOC from United Bank. | Overall Rating 3.3/5 READ FULL REVIEW | |
| | Homeside Financial is a national mortgage lender, offering home mortgages and home equity lines of credit, also called HELOCs. The company was founded in 2013 and has two headquarters, one in Columbia, Maryland, and the other in Columbus, Ohio. | Overall Rating 3.1/5 READ FULL REVIEW |