Skip to Main Content

Bankrate home equity lender reviews

Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. Bankrate periodically conducts objective lender reviews to help you make an informed decision. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities to help guide your choices when getting a home equity line of credit (HELOC) or home equity loan. Bankrate assigns a score to each lender, between one and five stars, based on criteria including affordability, availability and borrower experience. You can learn more about our methodology on each lender’s review page.

20 of 37 lenders
Visit Figure site

NMLS #1717824

Bankrate Score

4.7

Rating: 4.7 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Citizens Bank site

NMLS #433960

Bankrate Score

4.7

Rating: 4.7 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Guaranteed Rate site

Bankrate Score

4.6

Rating: 4.6 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Frost Bank site

Bankrate Score

4.6

Rating: 4.6 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Alliant Credit Union site

Bankrate Score

4.4

Rating: 4.4 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Alliant Credit Union offers two types of home equity lines of credit...

Read review
Visit Third Federal Savings and Loan Association of Cleveland site

NMLS #449401

Bankrate Score

4.4

Rating: 4.4 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Police and Fire Federal Credit Union site

Bankrate Score

4.4

Rating: 4.4 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Spring EQ site

NMLS #1464945

Bankrate Score

4.3

Rating: 4.3 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Those who seek fast funding might appreciate Spring EQ's approach to...

Read review
Visit PNC Bank site

NMLS #446303

Bankrate Score

4.3

Rating: 4.3 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

PNC offers home equity lines of credit...

Read review
Visit TD Bank, NA site

Bankrate Score

4.3

Rating: 4.3 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

TD Bank offers home equity lines of credit (HELOCs) and home equity...

Read review
Visit Flagstar Bank site

NMLS #417490

Bankrate Score

4.3

Rating: 4.3 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Flagstar Bank offers home equity lines of credit (HELOCs) and home equity...

Read review
Visit Fifth Third Bank site

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Bethpage Federal Credit Union site

NMLS #449104

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Bethpage Federal Credit Union offers home equity lines of credit...

Read review
Visit Regions Bank site

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit New American Funding - CPC site

NMLS #6606

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

New American Funding offers home equity lines of credit (HELOCs) to homeowners in most...

Read review
Visit Rocket Mortgage site

NMLS #3030

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Discover Home Loans site

NMLS #684042

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Rockland Trust site

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit Connexus Credit Union site

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review
Visit BMO Harris Bank site

NMLS #401052

Bankrate Score

4.0

Rating: 4 stars out of 5

Consumer reviews

N/A

Rating: 0 stars out of 5

reviews

Read review