Bankrate Home Equity Lender Reviews

Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. In order to find a lender you trust, browse Bankrate’s expansive and consistently updated list of reviews. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities in order to help guide your decision.

Featured Reviews

All Lender Reviews

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Founded in 2018, Figure is a new lender that provides home equity lines of credit (HELOCs) in 37 states and the District of Columbia.
Overall Rating 4.6/5
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Third Federal Savings and Loan was founded in 1938 during the Great Depression in Cleveland, Ohio. The bank has 37 branches in Ohio and Florida and offers home equity loans in eight states and home equity lines of credit, or HELOCs, in 22 states.
Overall Rating 4.5/5
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PNC offers three home equity products: a home equity loan, a home equity line of credit (HELOC) and a home equity rapid refinance.
Overall Rating 4.5/5
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Police and Fire Federal Credit Union offers home equity loans and HELOCs to its members in and around Philadelphia.
Overall Rating 4.5/5
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A Bethpage Federal Credit Union HELOC may be a good option if you live in a state where the lender offers the product and its features fit your needs.
Overall Rating 4.5/5
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Prosper was the first peer-to-peer lender in the United States. Over the years, it has helped over 1 million customers borrow over $17 billion.
Overall Rating 4.5/5
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Discover prides itself on providing low-cost home equity loans.
Overall Rating 4.3/5
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Amerant's HELOCs may be a good option for borrowers in Texas and Florida.
Overall Rating 4.3/5
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Citi is one of the world's largest financial institutions and offers a number of consumer-facing products, including home equity loans and HELOCs.
Overall Rating 4.3/5
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Based in Atlanta, SunTrust Bank was established in 1891 and is one of the largest banks in the United States. SunTrust offers a variety of products for personal and business banking and a home equity line of credit (HELOC).
Overall Rating 4.2/5
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Bank of America is one of the largest banks in the world, currently serving over 66 million customers and small-business clients.
Overall Rating 4.2/5
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Rockland Trust Bank provides home equity loans and HELOCs in addition to consumer banking, mortgages, investment products, and more.
Overall Rating 4.2/5
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Those who seek a mix of an online experience and a dedicated loan officer might appreciate Spring EQ's approach to lending.
Overall Rating 4.1/5
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Amplify Credit Union offers both home equity loans and home equity lines of credit starting at $50,000 to its members with properties in Texas.
Overall Rating 4.1/5
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Chase is a national bank that offers an array of financial services, including home equity lines of credit, or HELOCs.
Overall Rating 4.1/5
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Fifth Third Bank is a full-service bank that provides home equity lines of credit (HELOCs) and home equity loans in 10 states.
Overall Rating 4.1/5
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Credit Union of Texas serves members in all 50 states but offers home equity loans and lines of credit (HELOCs) only in the Lone Star State.
Overall Rating 4.1/5
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Flagstar Bank, founded in 1987 and headquartered in Troy, Michigan, offers home equity loans and HELOCs with branches in five states.
Overall Rating 4.1/5
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Founded in December 2018 and headquartered in New Albany, Ohio, Lower offers mortgages, refinance loans and home equity lines of credit (HELOCs).
Overall Rating 4.1/5
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Quorum Federal Credit Union was founded in 1934 as the credit union for employees of Kraft Foods (and its name only changed from Kraft Foods Federal Credit Union in 2005). Based in Purchase, New York, it is now the credit union to over 50 large companies, including Kraft Heinz, Avon, Mastercard, Mondelēz International and Ogilvy, with over 70,000 members living in all 50 states.
Overall Rating 4.1/5
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Connexus Credit Union provides home equity loans and HELOCs in addition to auto loans, personal loans, student loans, credit cards and more.
Overall Rating 4/5
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U.S. Bank is the fifth-largest bank in the country, with nearly 3,000 branch locations and 4,700 ATMs.
Overall Rating 4/5
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PenFed operates in all 50 states and the District of Columbia and primarily serves members of the military community and government employees.
Overall Rating 3.9/5
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HSBC’s HELOC comes with competitive interest rates and low costs, especially if you have an established relationship with the bank.
Overall Rating 3.9/5
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Republic Bank offers various financial products and services, including home equity loans and home equity lines of credit, or HELOCs.
Overall Rating 3.8/5
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Founded in 1955, TD Bank offers home equity loans and lines of credit, mortgages, personal loans, credit cards and banking products. Headquartered in Cherry Hill, New Jersey, the bank operates nearly 1,300 locations along the East Coast.
Overall Rating 3.7/5
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Homeside Financial is a national mortgage lender offering home mortgages and home equity lines of credit, also called HELOCs.
Overall Rating 3.5/5
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If you live in New England, you may qualify for a home equity loan or HELOC from United Bank.
Overall Rating 3.3/5
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