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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Want to borrow against your home’s value? Be ready to meet these criteria.
This is the week that was for home equity rates.
using home equity, hand home of dollars
What to watch for to get a top offer on a home equity line of credit.
Two people looking at a laptop featuring illustrated graphics
Borrowing from your home equity can pay off, but only if you’re smart about it.
home equity options
Not all equity-tapping methods are created equal.
home equity myths
We separate the fact from fiction when it comes to using your homeownership stake.
This is the week that was for home equity rates.
A stylized two-story house with a fan of money behind it and a piece of paper in front with a dollar sign on it and a blue question mark next to the paper.
The spending doesn’t end when you buy a home. Here’s what to expect to pay for upkeep.
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