Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Basics
Editor's Picks
Latest Articles
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The pros and cons of a home equity line of credit (HELOC)
A HELOC has low interest rates, but it requires you to use your home as collateral.
6 min read Jan 26, 2023 -
Latest HELOC news: Rates hold below 8%
The average rate on home equity lines of credit (HELOCs) rose to 7.73 percent this week from 7.72 percent the previous week, according to Bankrate’s national survey of large lenders.
2 min read Jan 25, 2023 -
What is negative equity?
It’s when your home’s value sinks below the amount you owe on your mortgage.
5 min read Jan 09, 2023 -
Home equity rate forecast for 2023: Rates will keep climbing
Rates on home equity loans and HELOCs should rise, according to Bankrate’s expert. Here’s how much.
2 min read Jan 03, 2023 -
Requirements for a home equity loan or HELOC in 2023
If you want to borrow from your home equity, lenders will consider these factors.
9 min read Jan 01, 2023 -
Considerations for not tapping into your home equity
For one thing, you could lose your home if things go south.
8 min read Dec 27, 2022 -
Making good financial decisions for your home in 2023
Hibernating in your home? It’s better to consider ways to spruce up the lair.
6 min read Dec 19, 2022 -
Federal Reserve rate hike impact on home equity
The latest news on the Fed and home equity rates
5 min read Dec 15, 2022 -
How does a fixed-rate HELOC work?
You can lock the rate on your home equity line of credit with this hybrid loan.
4 min read Dec 12, 2022 -
Should I use a home equity loan to buy a car?
It’s not the best idea, but might work.
3 min read Dec 12, 2022