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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

It’s a way to put your homeownership stake to work, though not without risk.
It can be a smart strategy, provided you understand what you’re risking.
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Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national survey [...]
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Yes, your for-profit property can be a cash source for you.
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You don’t have to spend a fortune to boost your property’s worth.
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For one thing, you could lose your home if things go south.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Here’s what’s happening with home equity rates this week.
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