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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
House with solar panels
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Cottage with weathered picket fence at twilight
It hangs around. So heirs have to deal with it, lest the lender foreclose.
Houses surrounded by greenery
Our list of who does the most business in HELOCs and home equity loans.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
couple at desk browsing on laptop
It’s a good way to get those balances off your back, but beware the risks.
Senior couple preparing dinner
It can add some extra glitter to those golden years. But there are pitfalls to using it too.
Woman talking on phone behind a counter with pastries on display
Should homeowner you help out entrepreneurial you?
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