Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
A roundup of the week’s top stories in home equity, mortgages and real estate.
A HELOC has low interest rates, but it requires you to use your home as collateral.
This is the week that was in home equity lending.
Yes, you can get financing, even if you’re not the most creditworthy candidate.
A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
In the home equity sweepstakes, who’s on top and who’s on bottom?
Finance folks call them “serious money loans” — for a reason.
It can be a smart move, but don’t get trapped by surprise terms.
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