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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

home equity loan couple
Finance folks call them “serious money loans” — for a reason.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
Man painting wooden columns of modern apartment against sky during sunny day
Yes, your for-profit property can be a cash source for you.
This is the week that was in home equity lending.
It’s a hybrid product that can combine the best of both borrowing worlds.
It can be a smart strategy, provided you understand what you’re risking.
design image of a couple doing home improvement
The top choices for the most popular use of home equity.
Couple buying a house and closing the deal with the Real Estate Agent with handshake
You get cash out of your home, in return for a piece of the proceeds when you sell.
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