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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Car driving through flooded area
Does insurance cover a flooded car? Learn how to financially protect yourself.
A group of people dressed up and standing around a coffin at a burial.
Learn what burial life insurance covers and some of the best insurers that offer it.
Cop pulling person over
Challenging a speeding ticket might help keep insurance rates down.
father doing daughters hair
Find out what term life insurance is, how it works and who it is best for.
aerial view of houses in southern California
The Cal FAIR Plan doesn’t cover much, but it may be your only option.
two men working on a cabinet during kitchen renovation
Some home renovations may actually lower your insurance premiums.
Cardboard boxes arranged in back of moving truck
Learn how to get insurance for moving trucks, what’s covered and whether you need it.
Dog sitting next to a woman
Coverage for pet insurance doesn’t start until the waiting period is over.
Car driving through flooded area
Does insurance cover a flooded car? Learn how to financially protect yourself.
Cop pulling person over
Challenging a speeding ticket might help keep insurance rates down.
Cardboard boxes arranged in back of moving truck
Learn how to get insurance for moving trucks, what’s covered and whether you need it.
Mid adult businesswoman talking with customer
Can I insure my car in another state? Bankrate reviews your options.
A car accident with major front end damage
Can you lose your car insurance with multiple accidents? Bankrate investigates.
A man sits with his financial advisor looking over some documents.
What is an SR-22 in Texas? Bankrate tells you what you need to know.
Mother and daughter driving in car
Learn how and when to add a child to your car insurance, plus the benefits and costs.
Car crash. Beside the light grey color pick up car have scratch from damage. Close up scratch
Get familiar with your legal and insurance obligations after a hit-and-run in Oregon.
aerial view of houses in southern California
The Cal FAIR Plan doesn’t cover much, but it may be your only option.
two men working on a cabinet during kitchen renovation
Some home renovations may actually lower your insurance premiums.
A house
Halloween can bring unexpected mischief. Does your insurance cover you for it?
A black financial expert sits in his office with two clients, discussing some financial matters.
A public insurance adjuster works for you to ensure your claim is handled fairly.
Child with parent looking at laptop
Learn how to switch home insurance companies, even if you have a mortgage.
Man looking around in empty apartment
Bankrate explains whether you can get homeowners insurance without an inspection.
flooding in austin, texas
Despite how common they are, floods aren’t covered by home insurance.
Rain hitting roof
Which should you choose: ACV roof coverage or replacement cost? Bankrate explains.
Two people reviewing their life insurance policies on a laptop.
Confused about life insurance loans? Here’s what to know before borrowing.
Insurance consultant consulting with client
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
People looking at a computer screen
Can you afford life insurance? Learn how it’s more cost-effective than you think.
Older interracial couple sitting together at a desk and reviewing their options financially.
Find out if your life insurance sticks with you after leaving your employer.
A man and a woman are out at a cafe. The man is holding a cigarette between his fingers.
How tobacco use impacts life insurance rates and what you need to know.
A grandfather and his grandson spend some quality time together gardening.
Find out how whole life insurance rate of return shapes your coverage value.
A man parasailing into the sunset.
What does life insurance not cover? Bankrate explores possible exclusions.
Black adult reviewing tax forms at their desk with an open laptop nearby.
Learn how to borrow from your life insurance and what to consider beforehand.
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