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Insurance Basics

What your home insurance covers

Buying and owning a home is quite an undertaking. Your home could be the largest asset you will ever own. And while you may know what your homeowners insurance policy covers in a broad sense, there may [...]

4 min read

Latest Articles

  • How much does homeowners insurance cost?

    Acquiring insurance is an important aspect of homeownership. In the event of damage to your home, homeowners insurance is designed to prevent you from suffering financial devastation by providing reimbursement [...]

    7 min read Apr 20, 2021
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  • The risk of hypothermia in dogs

    When thinking about dogs in vehicles, the first thing that comes to mind is probably the risk of them overheating. But the other side of the coin can be problematic, too. Dogs can get hypothermia when [...]

    8 min read Apr 16, 2021
    Cane Corso. Young dog plays with toys
  • High-value home insurance

    When you buy homeowners insurance, your policy includes a coverage maximum, which is the most amount of money the insurance company will pay you in the event of a covered loss. If your home is worth over [...]

    4 min read Apr 16, 2021
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  • Penalties for driving without insurance in Kentucky

    The state of Kentucky requires that all motorists be insured. If you own a vehicle in Kentucky and do not have insurance, you will be notified that your vehicle registration will be suspended if you cannot [...]

    4 min read Apr 16, 2021
    Police officer making a traffic stop
  • Penalties for driving without insurance in Alabama

    Driving without insurance is illegal. Each state has its own penalties for drivers who drive uninsured, and Alabama is no different. According to the Insurance Information Institute (iii), 19.5% of drivers [...]

    3 min read Apr 16, 2021
  • Homeowners insurance for military and veterans

    There are dozens of homeowners insurance companies on the market, but if you are an active duty military service member or veteran, there are some specific providers that might be worth considering. Military [...]

    4 min read Apr 16, 2021
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  • Personal liability coverage

    Your property insurance policy contains several different insurance coverages. Personal liability coverage, which protects you against accidents that happen to others at your home or apartment, is likely [...]

    5 min read Apr 16, 2021
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  • Average cost of car insurance in Connecticut for 2021

    Connecticut recently experienced an unusual phenomenon — there has been a 50% drop in traffic in the state since the coronavirus pandemic began, yet traffic fatalities have noticeably risen. For the [...]

    4 min read Apr 16, 2021
    New England Highways East Hartford Connecticut Aerial
  • Average cost of car insurance in New Mexico for 2021

    How much a driver pays for auto insurance in New Mexico depends on numerous variables. Drivers in the Land of Enchantment typically find their rates are below the national average, with averages of $385 [...]

    4 min read Apr 16, 2021
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  • Average cost of car insurance in South Dakota

    The average cost of car insurance in South Dakota is $1,642 per year for full coverage and $275 per year for minimum coverage. Although premiums are generally lower in South Dakota than they are in the [...]

    5 min read Apr 16, 2021
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