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Insurance Basics

What is an annuity?

Millions of Americans invest in them, though they do have some notable drawbacks.

6 min read

Latest Articles

  • Is homeowners insurance required?

    Owning a home comes with a lot of expenses, from upfront closing costs to ongoing maintenance and repairs. With so many costs, you may look for ways to save money. But if you’re wondering, “Is homeowners [...]

    3 min read Oct 19, 2020
    Man sits in the living room on the floor in front of the television with his kids and the family dog.
  • What is total loss car insurance?

    Cars are fantastic tools, but they’re also expensive to replace. Suppose you are in a car accident and it’s not your fault. In that case, you can expect the at-fault driver’s insurance company to [...]

    5 min read Oct 19, 2020
    A shot of a gray car flipped over on its roof off the road after an accident.
  • Is whole life insurance worth it?

    If you’ve been considering investing in a life insurance policy, you’ve probably realized by now that there are a broad range of products on the market. The challenge is understanding the financial [...]

    5 min read Oct 19, 2020
    Asian father carries his daughter on his shoulders while they spend some time outside.
  • What is an insurance peril?

    Homeowners insurance is designed to protect you against the unexpected. For example, if your home is lost in a fire or suffers damage from flooding, home insurance steps in to cover your losses. However, [...]

    3 min read Oct 19, 2020
    A car driving in the rain and coming up alongside a truck.
  • Replacement cost

    Insuring your home or rental is a smart decision that comes with many variables to consider. One of the most important options you’ll need to decide on is how you’d like any losses or damages to be [...]

    4 min read Oct 19, 2020
    A close-up of a roof in desperate need of repair.
  • What is a lienholder?

    More than 85% of new vehicles purchased in the United States are financed. Auto loans are popular because many people don’t have the funds to pay the full price of a vehicle upfront. And even if they [...]

    4 min read Oct 19, 2020
    A Hispanic couple is sitting down with a financial expert to discuss a their assets.
  • What is reinsurance?

    Each year, natural catastrophes like tornados, hurricanes, wildfires and flooding take their toll on the planet, on property and on people. The devastation of these and other types of disasters leave their [...]

    3 min read Oct 19, 2020
    Same sex couple sits on the couch together reviewing their auto insurance policy.
  • The largest life insurance companies

    Americans paid $679 billion in life insurance premiums and annuities in 2019 alone, more than they paid for all property and casualty insurance combined. Life insurance is a core component of many Americans’ [...]

    4 min read Oct 15, 2020
    A same-sex couple does some cooking in the kitchen with their adopted Asian son.
  • What does life insurance cover?

    Planning for life after death is never an easy topic to approach. However, doing so now can provide your loved ones with great benefits in the long run. One of the best ways to ensure your loved ones are [...]

    5 min read Oct 15, 2020
    A family smiling as a mother holds her baby up to introduce them to the family dog; a smiling golden retriever.
  • Can you insure a car not in your name?

    Often, when you want to insure a car, it will be under your name. However, there are situations where you may need to insure a vehicle that isn’t registered to you. When that happens, can you get car [...]

    4 min read Oct 14, 2020
    A couple sitting together and consulting with an insurance expert.

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