CD Basics
How do CDs work?
CDs hold your funds for a set period. In exchange, you get a reliable return.
12 types of CDs
CDs come in different varieties. Find the one that meets your financial needs.
What is a CD?
CDs often pay more interest than a standard savings account. Here’s what else to know.
Latest Articles
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Best 3-month CD rates — August 2021
The top 3-month CD rates pay nearly six times the national average.
6 min read Aug 02, 2021
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Best 1-month CD rates — August 2021
Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.
5 min read Aug 02, 2021
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Best no-penalty CD rates for August 2021
Not sure when you’ll need to access your money? These CDs may be a good fit.
4 min read Aug 02, 2021
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Best 6-month CD rates — August 2021
If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.
9 min read Aug 02, 2021
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Best 2-year CD rates — August 2021
Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.
9 min read Aug 02, 2021
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Best 9-month CD rates — August 2021
For short-term saving, a nine-month CD may be a better option than a savings account.
7 min read Aug 02, 2021
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Best 1-year credit union CD rates — August 2021
These credit unions pay nearly three times the average yield on a 12-month CD.
8 min read Aug 02, 2021
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Best 1-year CD rates — August 2021
A top 12-month CD is ideal for someone with a short-range savings goal in mind.
11 min read Aug 01, 2021
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Best 3-year CD rates — August 2021
There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.
9 min read Jul 30, 2021
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Best 4-year CD rates — August 2021
These top 48-month CDs pay more than 2.5 times the national average rate.
8 min read Jul 30, 2021