CD Calculator
Calculate your CD earnings
CD
Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.
What would you like to do?
CD Rates
Compare the best CD rates available
CD Ladder Calculator
Build a CD ladder that's right for you
Credit Union CD Rates
Compare credit union CD rates
Bank Reviews
See Bankrate expert reviews on banks that offer competitive CD rates, savings accounts, and more.
CD Basics
May 29, 2019
Nov 12, 2018
Latest Articles
- Jul 17, 2019
Current CD Interest Rates
View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
-
Jul 10, 2019CD rates forecast: How low yields could fall by the end of 2019
Some banks are cutting their CD rates, and more could follow suit ahead of a possible Fed rate cut.
-
Jul 08, 2019Best 3-month CD rates — July 2019
The top 3-month CD rates pay more than seven times the national average.
-
Jul 08, 2019Best 6-month CD rates — July 2019
Interest rates are on the rise, so now may be the right time to invest in a short-term CD.
-
Jul 05, 2019Best 10-year CD rates — July 2019
Locking up your savings for a decade may be a smart move in some limited circumstances.
-
Jul 05, 2019Best 3-year CD rates — July 2019
There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.
-
Jul 05, 2019Best 2-year CD rates — July 2019
Shop around before you buy a CD. The best rates may pay almost triple what your local bank pays.
-
Jul 02, 2019Best 5-year CD rates — July 2019
Here’s why the best 60-month CDs are more versatile than you might think.
-
Jul 01, 2019Best 1-year CD rates — July 2019
A top 12-month CD is ideal for someone with a short-range savings goal in mind.
-
Jun 19, 2019Short-term CDs are the smart money move, thanks to the Fed
With the Fed holding rates steady (or potentially even cutting them), short-term CDs are the go-to option.