CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

No-penalty CD vs. savings account

Should you keep money you need access to in a no-penalty CD or in a savings account?

4 min read

CDs vs share certificates

Here are differences between CDs and share certificates, and which one to choose.

3 min read

What to know before opening a CD

A CD often earns a competitive, fixed rate. Here’s what to know before opening one.

6 min read

Pros and cons of jumbo CDs

Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.

3 min read

Latest Articles

Best no-penalty CD rates — December 2022

Not sure when you’ll need to access your money? These CDs may be a good fit.

5 min read Dec 01, 2022
Best 5-year CD rates – December 2022

Here’s why the best 60-month CDs are more versatile than you might think.

11 min read Dec 01, 2022
Best 4-year CD rates – December 2022

These top 48-month CDs pay more than 2.5 times the national average rate.

7 min read Dec 01, 2022
Best 3-year CD rates – December 2022

There’s more to a top three-year CD than just the rates. Read the fine print before you buy.

9 min read Dec 01, 2022
Best 2-year CD rates – December 2022

The best two-year CD rates pay way more than the U.S. national average.

8 min read Dec 01, 2022
Best 1-year credit union CD rates — December 2022

These credit unions pay nearly three times the average yield on a 12-month CD.

7 min read Dec 01, 2022
Best 18-month CD rates – December 2022

An 18-month CD may provide the right balance for your needs.

9 min read Dec 01, 2022
Best 9-month CD rates — December 2022

For short-term saving, a nine-month CD may be a better option than a savings account.

7 min read Dec 01, 2022
Best 6-month CD rates – December 2022

As rates rise, a short-term CD could help you take advantage of increasing yields.

7 min read Dec 01, 2022
Best 3-month CD rates — December 2022

The top 3-month CD rates pay nearly six times the national average.

6 min read Dec 01, 2022
Best 1-month CD rates — December 2022

Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.

6 min read Dec 01, 2022
Current CD rates — December 2022

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Dec 01, 2022
Best 10-year CD rates – December 2022

Locking up your savings for a decade may be a smart move in some limited circumstances.

5 min read Nov 30, 2022
Best jumbo CD rates — December 2022

These CDs are for high rollers, but there’s good news for the rest of us, too.

8 min read Nov 30, 2022
Best IRA CD rates — December 2022

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

10 min read Nov 29, 2022
No-penalty CD vs. savings account

Should you keep money you need access to in a no-penalty CD or in a savings account?

4 min read Nov 21, 2022
Capital One CD rates

Here’s everything savers need to know about Capital One’s CD rates.

1 min read Nov 18, 2022
CIT Bank CD rates

Shopping for CDs? Here’s what the online bank pays.

2 min read Nov 18, 2022
American Express CD rates

Here’s everything you need to know about the bank’s rates.

2 min read Nov 17, 2022
Discover Bank CD rates

Everything you need to know about the online bank’s CD rates.

1 min read Nov 10, 2022