CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Here’s everything you need to know about TD Bank’s CD rates.

These tips can help maximize your savings using certificates of deposit.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Best 3-year CD rates – July 2022

There’s more to a top three-year CD than just the rates. Read the fine print before you buy.

11 min read Jun 29, 2022
Best 4-year CD rates – July 2022

These top 48-month CDs pay more than 2.5 times the national average rate.

8 min read Jun 29, 2022
Best 10-year CD rates – July 2022

Locking up your savings for a decade may be a smart move in some limited circumstances.

5 min read Jun 29, 2022
Best 9-month CD rates — July 2022

For short-term saving, a nine-month CD may be a better option than a savings account.

9 min read Jun 29, 2022
Best 1-month CD rates — July 2022

Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.

5 min read Jun 29, 2022
Best 3-month CD rates — July 2022

The top 3-month CD rates pay nearly six times the national average.

7 min read Jun 29, 2022
Best no-penalty CD rates for July 2022

Not sure when you’ll need to access your money? These CDs may be a good fit.

4 min read Jun 29, 2022
American Express CD rates

Here’s everything you need to know about the bank’s rates.

2 min read Jun 29, 2022
Best 1-year credit union CD rates — July 2022

These credit unions pay nearly three times the average yield on a 12-month CD.

6 min read Jun 28, 2022
Best 6-month CD rates – July 2022

As rates rise, a short-term CD could help you take advantage of increasing yields.

10 min read Jun 28, 2022