CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Here’s everything you need to know about zero-coupon CDs.

Find out what happens to CDs that are set to mature.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

CDs hold your funds for a set period. In exchange, you get a reliable return.

Zero-coupon CDs: What they are and how they work

Here’s everything you need to know about zero-coupon CDs.

3 min read Aug 15, 2022
Marcus by Goldman Sachs CD rates

Here’s everything you need to know about the online bank’s CDs.

1 min read Aug 12, 2022
Current CD rates — August 2022

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Aug 11, 2022
Best no-penalty CD rates — August 2022

Not sure when you’ll need to access your money? These CDs may be a good fit.

5 min read Aug 10, 2022
Best 10-year CD rates – August 2022

Locking up your savings for a decade may be a smart move in some limited circumstances.

5 min read Aug 10, 2022
Best 5-year CD rates – August 2022

Here’s why the best 60-month CDs are more versatile than you might think.

2 min read Aug 10, 2022
Best 4-year CD rates – August 2022

These top 48-month CDs pay more than 2.5 times the national average rate.

8 min read Aug 10, 2022
Best 3-year CD rates – August 2022

There’s more to a top three-year CD than just the rates. Read the fine print before you buy.

9 min read Aug 10, 2022
Best 6-month CD rates – August 2022

As rates rise, a short-term CD could help you take advantage of increasing yields.

8 min read Aug 10, 2022
No-penalty CDs: What they are and how they work

Here’s everything you need to know about no-penalty CDs.

3 min read Aug 09, 2022