CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Follow these tips to maximize your money with certificates of deposit.

Everything you need to know about opening an account.

Here’s everything you need to know about TD Bank’s CD rates.

CDs hold your funds for a set period. In exchange, you get a reliable return.

Best 18-month CD rates — January 2022

An 18-month CD may provide the right balance for your needs.

10 min read Jan 27, 2022
Current CD rates — January 2022

View current CD rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

2 min read Jan 27, 2022
Best 6-month CD rates — January 2022

If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.

9 min read Jan 26, 2022
Best 1-year credit union CD rates — January 2022

These credit unions pay nearly three times the average yield on a 12-month CD.

8 min read Jan 26, 2022
Best 3-year CD rates — January 2022

There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.

11 min read Jan 26, 2022
Best 3-month CD rates — January 2022

The top 3-month CD rates pay nearly six times the national average.

6 min read Jan 26, 2022
Best 1-month CD rates — January 2022

Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.

5 min read Jan 26, 2022
Best 5-year CD rates — January 2022

Here’s why the best 60-month CDs are more versatile than you might think.

16 min read Jan 26, 2022
Best 4-year CD rates — January 2022

These top 48-month CDs pay more than 2.5 times the national average rate.

9 min read Jan 26, 2022
Best 9-month CD rates — January 2022

For short-term saving, a nine-month CD may be a better option than a savings account.

7 min read Jan 26, 2022

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