Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
- Balance Transfer Basics
Balance transfers are useful tools in wiping out high APR debt with responsible use.
Here’s how to do a balance transfer, which could help you pay off debt faster.
Find out what a balance transfer is and why you should keep track of it.
Create a debt repayment plan to get more out of your balance transfer card.
Closing a credit account can hurt your credit score, even after a balance transfer.
Take these important steps after completing a balance transfer.
If your balance transfer is denied, you still have plenty of options.
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
Learn about five ways in which you can break out of the credit card debt cycle.
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The Latest Advice for Balance Transfers
Here’s what you need to do if your credit card APR increases.
Both cards are extremely similar and only differ in fees, benefits and ongoing rates.
The Upgrade Cash Rewards Elite Visa combines features of a personal loan and traditional credit card — and also offers rewards on purchases.
The Citi Diamond Preferred and Citi Double Cash are for different types of people.
Compare different card offers and understand how a balance transfer works.
Should you opt for a longer balance transfer offer or a shorter offer with rewards?
If you’re struggling with debt, a credit card hardship program may be able to help.
A balance transfer could be a helpful way to streamline your high-interest debt.