Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
Featured by names you know and trust
The Latest Advice for Balance Transfers

Here’s what you need to do if your credit card APR increases.

Both cards are extremely similar and only differ in fees, benefits and ongoing rates.

The Upgrade Cash Rewards Elite Visa combines features of a personal loan and traditional credit card — and also offers rewards on purchases.

The Citi Diamond Preferred and Citi Double Cash are for different types of people.

Compare different card offers and understand how a balance transfer works.

Should you opt for a longer balance transfer offer or a shorter offer with rewards?

If you’re struggling with debt, a credit card hardship program may be able to help.

A balance transfer could be a helpful way to streamline your high-interest debt.