Step 1: Determine your budget
Calculate how much home you can afford, so you can narrow your search and get prequalified for a mortgage.
Real Estate
From finding your dream home to securing a great financing offer, we guide you through every step of the homebuying process.
Take the next steps
Step 2: Get prequalified
Compare mortgage rates and connect with a lender to get prequalified. This boosts your credibility with sellers and indicates how much financing you’re eligible to receive.
Step 3: Find your home
OJO, our AI-driven real estate assistant, pairs you with homes that match your specific criteria and even answers your questions.
Bankrate and OJO help you complete the homebuying process with ease.
We've paired with OJO, an AI-driven real estate assistant that communicates via text, to help you navigate the homebuying process with speed and precision.
Get personalized recommendations
Based on your preferences, OJO quickly learns the details you crave and can text you newly listed homes or answer every little (and not so little) question.
Supercharge your agent relationship
Ready to set up a tour or put in an offer? OJO can connect you with a local expert and quickly get them up to speed so you can hit the ground running.
Get expert help with your budget
Ready for financing? OJO can help you search Bankrate’s lender network to find the top mortgage offers that you prequalify for.
This home just hit the market.
It's two miles outside your
preferred area, but matches
your preference of four
bedrooms and space to grow.
It's two miles outside your
preferred area, but matches
your preference of four
bedrooms and space to grow.
When was the bathroom last renovated?
According to the listing agent,
the bathroom was remodeled
last year.
the bathroom was remodeled
last year.
Is the backyard private?
The backyard is fenced and has
a large oak tree for extra shade.
a large oak tree for extra shade.
Get prequalified now
From knowing how much home you can afford to boost your credibility with sellers, being prequalified gives you an edge in the homebuying process.
Editor's Picks
Jan 13, 2020
Read More The biggest housing trends to watch in early 2020, from mortgage rates to construction
Find out whether the good times are expected to continue.
How to buy a house in 2020
Jan 08, 2020
How to become a homeowner in 2020
Dec 23, 2019
How to remodel for less with reclaimed materials
Dec 11, 2019
How much is my house worth?
Nov 14, 2019
Latest Articles
-
Jan 13, 2020The biggest housing trends to watch in early 2020, from mortgage rates to construction
Find out whether the good times are expected to continue.
-
Jan 08, 2020How to buy a house in 2020
If you’re just starting your home search, then this guide is for you.
-
Jan 07, 20207 tips for buying a condo in 2020
Condos can be complicated. Asking these questions can help you spot trouble early.
-
Dec 23, 2019How to become a homeowner in 2020
This could be the year you get a place of your own. Find out what it takes.
-
Dec 11, 2019How to remodel for less with reclaimed materials
Home remodeling can cost a lot, but you can save big by using salvaged materials.
-
Nov 14, 2019How much is my house worth?
Find out if those online home price estimators are worth the electrons expended on them.
-
Nov 13, 20197 best tips for buying a townhouse
Find out why townhouses are one of the most popular home styles.
-
Oct 29, 2019What is an FHA-approved condo?
Here’s how to get an FHA loan on a condo with a low down payment.
-
Oct 24, 2019What home sellers need to know about iBuying platforms
Yes, you can sell your house with a few mouse clicks. But should you?
-
Oct 23, 2019Ways home sellers can legally back out of the contract
For the home seller, backing out can have costly consequences.