Step 1: Determine your budget
Calculate how much home you can afford, so you can narrow your search and get prequalified for a mortgage.
Real Estate
From finding your dream home to securing a great financing offer, we guide you through every step of the homebuying process.
Take the next steps
Step 2: Get prequalified
Compare mortgage rates and connect with a lender to get prequalified. This boosts your credibility with sellers and indicates how much financing you’re eligible to receive.
Step 3: Find your home
OJO, our AI-driven real estate assistant, pairs you with homes that match your specific criteria and even answers your questions.
Bankrate and OJO help you complete the homebuying process with ease.
We've paired with OJO, an AI-driven real estate assistant that communicates via text, to help you navigate the homebuying process with speed and precision.
Get personalized recommendations
Based on your preferences, OJO quickly learns the details you crave and can text you newly listed homes or answer every little (and not so little) question.
Supercharge your agent relationship
Ready to set up a tour or put in an offer? OJO can connect you with a local expert and quickly get them up to speed so you can hit the ground running.
Get expert help with your budget
Ready for financing? OJO can help you search Bankrate’s lender network to find the top mortgage offers that you prequalify for.
This home just hit the market.
It's two miles outside your
preferred area, but matches
your preference of four
bedrooms and space to grow.
It's two miles outside your
preferred area, but matches
your preference of four
bedrooms and space to grow.
When was the bathroom last renovated?
According to the listing agent,
the bathroom was remodeled
last year.
the bathroom was remodeled
last year.
Is the backyard private?
The backyard is fenced and has
a large oak tree for extra shade.
a large oak tree for extra shade.
Get prequalified now
From knowing how much home you can afford to boost your credibility with sellers, being prequalified gives you an edge in the homebuying process.
Editor's Picks
Nov 13, 2019
Read More 7 best tips for buying a townhouse
Find out why townhouses are one of the most popular home styles.
What is a single-family home?
Oct 18, 2019
8 signs you’re ready to stop renting and buy a home
Oct 17, 2019
What is a townhouse?
Oct 08, 2019
Latest Articles
- Nov 13, 2019
7 best tips for buying a townhouse
Find out why townhouses are one of the most popular home styles.
-
Oct 29, 2019What is an FHA-approved condo?
Here’s how to get an FHA loan on a condo with a low down payment.
-
Oct 24, 2019What home sellers need to know about iBuying platforms
Yes, you can sell your house with a few mouse clicks. But should you?
-
Oct 23, 2019Ways home sellers can legally back out of the contract
For the home seller, backing out can have costly consequences.
-
Oct 22, 2019What is a modular home?
Modular homes offer homebuyers advantages over traditional homes.
- Oct 18, 2019
What is a single-family home?
Everybody knows what a single-family home is, but there’s more to it than you think.
- Oct 17, 2019
8 signs you’re ready to stop renting and buy a home
The factors that go into attaining homeownership are many and unique to your situation.
-
Oct 15, 20197 tips for buying a condo in 2019
Condos can be complicated. Asking these questions can help you spot trouble early.
- Oct 08, 2019
What is a townhouse?
This housing type has unique advantages, including affordability.
-
Oct 07, 2019What is a bungalow home?
This popular style home has several permutations. See if it’s right for you.