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Top mortgage offers

Make your dream home a reality with the right mortgage.

Compare mortgage rates

Term: 10-year fixed
Rate: 4.81%
APR: 5.19%

Term: 15-year fixed
Rate: 5.37%
APR: 5.37%

Term: 30-year fixed
Rate: 5.89%
APR: 6.06%

Current mortgage trends

Top offers for a 30-year fixed mortgage on Bankrate are currently 0.99% lower than the national average.

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Today’s top CD rates

Put your money to work and earn extra interest when you stash it in a high-yield CD.

Compare CD rates

Term: 6 Month
APY^*: 4.16%
vs Nat Avg: 2.21%

Term: 1 Year
APY^*: 4.06%
vs Nat Avg: 2.04%

Term: 5 Year
APY^*: 3.99%
vs Nat Avg: 2.27%

*Average annual percentage yield featured on Bankrate as of June 24, 2025.

Current CD trends

Top offers on Bankrate for a one-year CD are currently 2.04% higher than the national average.

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Today’s top savings rates

Make the most of today’s competitive rates and grow your money with a high-yield savings account.

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Type: Savings
APY^*: 4.03%
vs Nat Avg: 3.43%

Type: Money Market
APY^*: 3.86%
vs Nat Avg: 3.41%

*Average annual percentage yield featured on Bankrate as of June 24, 2025.

Current savings trends

Top offers on Bankrate are currently 3.43% higher than the national average.

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Our top picks for 2025

Presenting the 2025 Bankrate Awards. Our experts dug into all the data to handpick the best of the best for you.

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