Healthier wallet, happier you
Level up your financial wellbeing with Bankrate’s expert tools and guidance.
How long could rate cuts be on hold?
Bankrate helps millions of people do more with their money
Years in personal finance
In-house financial experts
Money tools & calculators
- Term
- 10-year fixed
- Rate
- 5.13%
- Term
- 15-year fixed
- Rate
- 4.99%
- Term
- 30-year fixed
- Rate
- 5.88%
Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of May 19, 2025.
Current mortgage trends
Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of May 19, 2025.
“National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide.
Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.07%
- Term
- 1 Year
- APY*
- 4.00%
- Term
- 5 Year
- APY*
- 3.96%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of May 19, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.01%
- Type
- Money Market
- APY*
- 3.61%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of May 19, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Featured by names you know and trust
Our top picks for 2025
- Everything
- Banking
- Mortgages
- Credit cards
- Investing
- Personal loans
- Home equity
- Insurance
- Taxes
Survey: More than half of Americans expect to spend less on fun purchases this year
6 min read Read morePersonal loan alternatives for bad-credit borrowers
What is a bad credit personal loan? Here’s what to know
Survey: More than half of Americans expect to spend less on fun purchases this year
6 min read Read more
A $2,500 child tax credit could be coming, but millions of children may be excluded
4 min read Read moreCalculators for every question
