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Top mortgage offers

Make your dream home a reality with the right mortgage.

Compare mortgage rates

Term: 10-year fixed
Rate: 4.97%
APR: 5.48%

Term: 15-year fixed
Rate: 5.19%
APR: 5.46%

Term: 30-year fixed
Rate: 6.13%
APR: 6.31%

Current mortgage trends

Top offers for a 30-year fixed mortgage on Bankrate are currently 0.77% lower than the national average.

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Today’s top CD rates

Put your money to work and earn extra interest when you stash it in a high-yield CD.

Compare CD rates

Term: 6 Month
APY^*: 4.11%
vs Nat Avg: 2.17%

Term: 1 Year
APY^*: 3.99%
vs Nat Avg: 1.99%

Term: 5 Year
APY^*: 3.87%
vs Nat Avg: 2.15%

*Average annual percentage yield featured on Bankrate as of June 15, 2025.

Current CD trends

Top offers on Bankrate for a one-year CD are currently 1.99% higher than the national average.

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Today’s top savings rates

Make the most of today’s competitive rates and grow your money with a high-yield savings account.

Compare savings rates

Type: Savings
APY^*: 4.05%
vs Nat Avg: 3.45%

Type: Money Market
APY^*: 3.88%
vs Nat Avg: 3.42%

*Average annual percentage yield featured on Bankrate as of June 15, 2025.

Current savings trends

Top offers on Bankrate are currently 3.45% higher than the national average.

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Our top picks for 2025

Presenting the 2025 Bankrate Awards. Our experts dug into all the data to handpick the best of the best for you.

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