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Money tools & calculators
- Term
- 10-year fixed
- Rate
- 4.95%
- Term
- 15-year fixed
- Rate
- 5.18%
- Term
- 30-year fixed
- Rate
- 5.87%
Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of June 21, 2025.
Current mortgage trends
Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of June 21, 2025.
“National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide.
Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.16%
- Term
- 1 Year
- APY*
- 4.06%
- Term
- 5 Year
- APY*
- 3.99%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of June 21, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.03%
- Type
- Money Market
- APY*
- 3.86%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of June 21, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
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June Fed meeting recap: Fed leaves rates alone, continues to see two cuts in 2025
31 min read Read more
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