Healthier wallet, happier you

Level up your financial wellbeing with Bankrate’s expert tools and guidance.

High-yield savings

How long could rate cuts be on hold?

Get insights from Bankrate’s team of experts on the Fed’s latest decision and the steps you should take with your finances.

Image of Jerome Powell

Bankrate helps millions of people do more with their money

Decorative image

48

Years in personal finance

50+

In-house financial experts

200+

Money tools & calculators

Top mortgage offers

Make your dream home a reality with the right mortgage.

Compare mortgage rates

Term: 10-year fixed
Rate: 4.97%
APR: 5.48%

Term: 15-year fixed
Rate: 5.19%
APR: 5.46%

Term: 30-year fixed
Rate: 6.13%
APR: 6.31%

Current mortgage trends

Top offers for a 30-year fixed mortgage on Bankrate are currently 0.77% lower than the national average.

Compare mortgage rates

Today’s top CD rates

Put your money to work and earn extra interest when you stash it in a high-yield CD.

Compare CD rates

Term: 6 Month
APY^*: 4.11%
vs Nat Avg: 2.17%

Term: 1 Year
APY^*: 3.99%
vs Nat Avg: 1.98%

Term: 5 Year
APY^*: 3.87%
vs Nat Avg: 2.15%

*Average annual percentage yield featured on Bankrate as of June 15, 2025.

Current CD trends

Top offers on Bankrate for a one-year CD are currently 1.98% higher than the national average.

Compare CD rates

Today’s top savings rates

Make the most of today’s competitive rates and grow your money with a high-yield savings account.

Compare savings rates

Type: Savings
APY^*: 4.05%
vs Nat Avg: 3.45%

Type: Money Market
APY^*: 3.88%
vs Nat Avg: 3.42%

*Average annual percentage yield featured on Bankrate as of June 15, 2025.

Current savings trends

Top offers on Bankrate are currently 3.45% higher than the national average.

Compare savings rates

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

Greg McBride, CFA

Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst

Featured by names you know and trust

New

Our top picks for 2025

Presenting the 2025 Bankrate Awards. Our experts dug into all the data to handpick the best of the best for you.

See the winners

Calculators for every question

Decorative image

$2,500

Vacation savings