Healthier wallet, happier you
Level up your financial wellbeing with Bankrate’s expert tools and guidance.
Bankrate helps millions of people do more with their money
Years in personal finance
In-house financial experts
Money tools & calculators
Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.12%
- Term
- 1 Year
- APY*
- 4.07%
- Term
- 5 Year
- APY*
- 4.08%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of July 15, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.02%
- Type
- Money Market
- APY*
- 3.80%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of July 15, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Featured by names you know and trust
Our top picks for 2025
- Everything
- Banking
- Mortgages
- Credit cards
- Investing
- Personal loans
- Home equity
- Insurance
- Taxes
Calculators for every question
