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Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.12%
- Term
- 1 Year
- APY*
- 4.07%
- Term
- 5 Year
- APY*
- 4.08%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of July 13, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.02%
- Type
- Money Market
- APY*
- 3.80%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of July 13, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
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