Homeowners Insurance
Insuring your home

Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.

Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers

Bankrate Rating = 4.1/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Bankrate Rating = 2.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 2.6/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Does homeowners insurance cover basement flooding?
Wondering if home insurance will cover that flooded basement? Bankrate explains.
7 min read Nov 27, 2023 -
Why filing a claim raises your insurance rates
Learn whether or not your insurance claim is worth the proceeding rate hike.
5 min read Nov 27, 2023 -
Does homeowners insurance cover plumbing?
Learn when home insurance does and does not cover plumbing issues.
7 min read Nov 27, 2023 -
Factors that impact your cost of homeowners insurance
What affects the cost of your home insurance? Bankrate explains.
13 min read Nov 27, 2023 -
Every American is losing money due to extreme weather. Here’s how.
Extreme weather is impacting our finances in unexpected ways.
9 min read Nov 27, 2023 -
The true cost of living in Miami 2023
How much does it really cost to live in Miami? Bankrate examines.
11 min read Nov 16, 2023 -
HO-3 Insurance
Is an HO-3 policy the best choice for your home? Bankrate is here to help.
9 min read Nov 15, 2023 -
What is a homeowners insurance deductible?
Your deductible is the amount you pay out of pocket when you file a claim.
8 min read Nov 15, 2023 -
Will tree damage be covered by your home insurance?
Does home insurance cover tree damage? Bankrate explains.
12 min read Nov 15, 2023 -
Animal damage coverage
Learn how to prevent and address animal damage in your home.
6 min read Nov 14, 2023