Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.
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Quick Facts
Moneybag
$382/year
average savings through Bankrate
Two Thirds
2 out of 3 homes
are underinsured
Insurance Home
1 out of every 20
insured homes makes a claim each year
Circle Check
100% of homes
need insurance before getting a mortgage
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Home Insurance Basics

Homeowners insurance rates by state for 2023

Home insurance costs and considerations vary by state. Bankrate explains.

19 min read

Types of homeowners insurance

Bankrate’s full guide to the different types of homeowners insurance.

8 min read

How much homeowners insurance do I need?

Not sure how much home insurance to buy? Bankrate can help.

10 min read

Keep home insurance cost down

Home insurance might be a necessary expense, but here’s how you can save.

5 min read

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