Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Quick Facts

$382/year

average savings through Bankrate

2 out of 3 homes

are underinsured

1 out of every 20

insured homes makes a claim each year

100% of homes

need insurance before getting a mortgage

Leaving so soon? Your custom quotes are just minutes away.

Insuring your home

Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

More about home insurance coverage

Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.

Choosing an insurance carrier

Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

Get a home insurance quote

Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Learn more about add-ons

Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

Learn how to buy home insurance

Reviews from top homeowners insurance providers

4.1

Bankrate Score

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2.9

Bankrate Score

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Not Rated

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