Homeowners Insurance
Insuring your home

Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.

Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers

Bankrate Rating = 4.1/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Bankrate Rating = 2.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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How to protect your home from wildfire
Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.
4 min read Oct 03, 2023 -
Limited home insurance options in California as major carriers pull back
Bankrate tracks the CA home insurance market as providers limit coverage.
13 min read Sep 27, 2023 -
Using home insurance for disaster assistance
Can home insurance help you after a natural disaster? Bankrate explores.
7 min read Sep 22, 2023 -
Shopping for home insurance? Waiting until you move may cost you money
Shopping home insurance can be impactful, even if you aren’t buying a new home.
8 min read Sep 21, 2023 -
Does homeowners insurance cover hurricane damage?
Does home insurance cover damage from a hurricane? Bankrate explains.
12 min read Sep 19, 2023 -
How to prepare your home for hurricane season
Is your home ready for hurricane season? Bankrate has tips on how to prepare.
9 min read Sep 19, 2023 -
How to prepare your home for a natural disaster
Understanding how to prepare your home for a disaster could save you money.
11 min read Sep 19, 2023 -
Can lawmakers save the collapsing Florida home insurance market?
Bankrate interviewed experts to learn why the Florida insurance market is in crisis.
18 min read Sep 19, 2023 -
When is hurricane season in Florida?
Here’s what you should know about the 2023 hurricane season in Florida.
9 min read Sep 19, 2023 -
What disasters does home insurance cover?
Home insurance covers some natural disasters — but not all of them.
11 min read Sep 19, 2023