Best credit cards for excellent credit in December 2024
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- The Platinum Card® from American Express: Best overall
- American Express® Gold Card: Best for dining
- Discover it® Cash Back: Best for category variety
- Capital One Savor Cash Rewards Credit Card: Best for food and entertainment
- Capital One Quicksilver Cash Rewards Credit Card: Best for simple cash back
- Capital One VentureOne Rewards Credit Card: Best for flexible travel rewards
- Blue Cash Preferred® Card from American Express: Best for groceries and gas
- Blue Cash Everyday® Card from American Express Card: Best for everyday purchases
- Citi Rewards+® Card: Best for rewards on small purchases
- Capital One Venture X Rewards Credit Card:Best for affordable luxury travel
- Chase Sapphire Preferred® Card: Best starter travel card
- Chase Sapphire Reserve®: Best travel perks
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Showing 12 results
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 80,000 points
Rewards rate
5X - 5X
Annual fee
$695
APR
See Pay Over Time APR
Why you'll like this: Probably considered THE top-of-the-line credit card, the Amex Platinum delivers some of the highest quality travel perks around.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
60,000 points
Rewards rate
1X - 4X
Annual fee
$325
APR
See Pay Over Time APR
Why you'll like this: This card is one of the most flexible reward earners on food, rewarding you for supermarkets, takeout and delivery purchases.
Intro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.49% - 27.49% Variable APR
Why you'll like this: It’s a rewards card that offers cash back maximizers a lot of variety without an annual fee, along with a unique welcome bonus.
Best for food and entertainment
Intro offer
$250 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.74% - 29.74% (Variable)
Why you'll like this: This card boasts high rewards on categories that can be overlooked, like entertainment and streaming services.
Best for simple cash back
Intro offer
$200
Rewards rate
1.5% - 5%
Annual fee
$0
Regular APR
19.74% - 29.74% (Variable)
Why you'll like this: It's a flat-rate card that keeps things streamlined with an easy-to-earn welcome bonus and solid intro APR offers.
Best for flexible travel rewards
Intro offer
20,000 miles
Rewards rate
1.25 Miles - 5 Miles
Annual fee
$0
Regular APR
19.74% - 29.74% (Variable)
Why you'll like this: While the rewards rate is low for a flat-rate card, it more than makes up for it with the potential value of its transfer partners.
Best for groceries and gas
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
18.49%-29.49% Variable
Why you'll like this: With high cash back opportunities on groceries and gas, this card is rewarding for those who want a well-rounded everyday card.
Best for everyday purchases
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $200
Rewards rate
1% - 3%
Annual fee
$0
APR
18.49%-29.49% Variable
Why you'll like this: This card is perfect for those who want to earn cash back on gas, supermarkets and online shopping without an annual fee.
Intro offer
20,000 points
Rewards rate
1X - 5X
Annual fee
$0
Regular APR
17.99% - 27.99% (Variable)
Why you'll like this: This card rounds up points, rewarding you for both big and small purchases.
Best for affordable luxury travel
Intro offer
75,000 miles
Rewards Rate
2 Miles - 10 Miles
Annual fee
$395
Regular APR
19.99% - 29.74% (Variable)
Why you'll like this: Its perks easily help offset the high annual fee, making it a great choice for luxury travel.
Intro offer
60,000 bonus points
Rewards Rate
1x - 5x
Annual fee
$95
Regular APR
20.74% - 27.74% Variable
Why you'll like this: This card has enviable perks, such as earning rewards on streaming services, annual hotel credits and a boost on point redemption for travel.
Intro offer
60,000 bonus points
Rewards Rate
1x - 10x
Annual fee
$550
Regular APR
21.74% - 28.74% Variable
Why you'll like this: With a hefty welcome bonus, high redemption potential and 1:1 point transfer on transfer programs, this card is among the highest-value travel cards.
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All information about the American Express® Green Card has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.
Compare Bankrate's top cards for excellent credit
Card name | Best for | Bankrate Review Score |
---|---|---|
|
Luxury travel + Best overall |
4.8 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Dining |
4.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Category variety |
4.4 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Discover's secure site
|
|
Food and entertainment |
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Simple cash back |
3.8 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Flexible travel rewards |
4.1 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Groceries and gas |
4.4 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Everyday purchases |
4.6 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Rewards on small purchases |
3.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Citi's secure site
|
|
Affordable luxury travel |
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Starter travel card |
4.8 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Chase's secure site
|
|
Travel perks |
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Chase's secure site
|