Bankrate bank reviews

Ally Bank is a one-stop shop for online-only banking customers from coast to coast.

Discover Bank is an online institution within a financial services company offering various banking products, including deposit accounts, credit cards, personal loans and student loans. The checking account lets you earn cash back on qualifying debit card purchases. Discover’s online savings account comes with a competitive rate and no monthly fees.

TIAA Bank is an online institution offering deposit accounts with competitive rates and low minimum balances.

BrioDirect is an online bank that offers multiple CDs, a money market account, a checking account and a savings account.

Transportation Alliance Bank is mostly an online bank that offers deposit accounts for individuals and businesses, as well as commercial loans.

Alliant Credit Union is an NCUA-insured credit union based in Chicago that offers deposit accounts with competitive APYs and minimal fees. It offers a highly rated mobile app as well as access to a wide network of surcharge-free ATMs.

Quontic Bank is an online bank headquartered in New York known for innovation and paying competitive rates.

American Airlines Federal Credit Union offers a range of banking and lending products for its airline industry members.

Spring Bank is a regional bank with two locations in New York.

Emigrant Bank is a federally insured online bank with two branch offices, one in Manhattan and one in Ossining, New York.

Capital One Bank is among <a href="https://www.bankrate.com/banking/biggest-banks-in-america/">the </a><a href="https://www.bankrate.com/banking/biggest-banks-in-america/">10</a><a href="https://www.bankrate.com/banking/biggest-banks-in-america/"> largest banks in the country</a>, with branches in seven Eastern and two Southern states. It’s one of the few online banks that you can actually visit to withdraw cash. Those looking for accounts with competitive rates and no monthly fees will find Capital One Bank to be a solid option to consider.

Cross River Bank offers checking, money market and savings accounts as well as CDs. Consumers may find its single branch a deal breaker, but consumers in the New York City area looking for great rates on checking and savings may find it’s a good fit.

Bank5 Connect offers a savings account, checking account and CDs with competitive yields and low minimum balance requirements.

CIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its savings accounts. It also offers a checking account and a money market account.

First Internet Bank of Indiana has been around since February 1999. It is an online bank that serves all 50 states.

Navy Federal Credit Union is the world’s largest credit union serving millions of military members and their families.

Quorum Federal Credit Union is based in Purchase, New York, and serves members nationwide.

IGObanking, an online division of Flushing Bank, offers a range of deposit products to consumers nationwide.

Connexus Credit Union has branch locations in the Midwest but offers deposit products and financial services to consumers from coast to coast.

Bethpage Federal Credit Union, the largest credit union in New York state, is a full-service banking institution. All of its deposit accounts are insured up to $250,000 through the National Credit Union Administration.

The Federal Savings Bank specializes in mortgages for homebuyers, but also offers deposit products and personal loans. The bank offers savers options to earn interest on everyday bank accounts like checking and savings.

Sallie Mae Bank offers competitive APYs on its savings accounts, but it doesn’t offer a checking account.

Banesco USA is an FDIC-insured institution with headquarters in South Florida.

Ridgewood Savings Bank offers the personal attention of a community bank combined with an impressive lineup of digital banking tools and services. Customers have access to competitive savings rates and an extensive network of 55,000 surcharge-free ATMs worldwide in the AllPoint Network.

BankPurely is a financial institution created for environmentally conscious consumers.

LendingClub Bank is an FDIC-insured online bank known as Radius Bank until it was acquired by LendingClub in February 2021.

Based in Houston, Lone Star Bank is a federally insured community bank serving individual consumers and businesses, small and large.

Randolph-Brooks Federal Credit Union is one of America’s best credit unions and one of the largest in the state of Texas.

Axos Bank is an online bank that offers checking accounts, a savings account, a money market account and CDs.

Varo is a digital bank that prides itself on its technology and offers checking and savings accounts with unique online features.

Star One Credit Union has been around for more than 60 years and is the largest credit union in Silicon Valley.

Rising Bank is a newer online division of Midwest BankCentre, a St. Louis-based community bank that’s been around for more than a century.

Salem Five Direct is best for savers who are comfortable banking online and who are seeking a competitive rate.

CFG Bank is a community bank in Maryland that offers good to highly competitive rates on CDs and a money market account.

Northpointe Bank is a Grand Rapids, Michigan-based bank that offers a variety of deposit products with competitive rates and charges low (if any) fees for the accounts.

BankDirect is an online-only bank that features competitive rates on some products and is available to customers in all 50 states.

VyStar Credit Union is northeast Florida’s largest credit union offering various deposit accounts and services to hundreds of thousands of members.

Patelco Credit Union is a full-service credit union serving members in Northern California.

FNBO Direct is FNBO's online bank. It offers a checking account and a savings account nationwide.

Citibank is among the world’s largest financial institutions, with well over $1 trillion in assets. It offers a comprehensive selection of banking products.

Synchrony Bank is an online bank that issues credit cards and offers several products that pay some of the best rates. But if you’re looking for a checking account, you’ll want to consider other options such as <a href="https://www.bankrate.com/banking/reviews/ally-bank/">Ally Bank</a> or <a href="https://www.bankrate.com/banking/reviews/capital-one/">Capital One</a>.

For savers interested in basic online accounts without maintenance fees, Live Oak Bank offers a savings account and CDs that pay competitive rates. Those seeking money market or checking accounts, as well as a debit or ATM card, will need to look elsewhere.

M.Y. Safra Bank operates a branch in New York City and also offers strictly online accounts. It provides a full range of personal and business deposit products as well as loans and lines of credit.

Marcus by Goldman Sachs is a direct consumer bank that offers personal loans and rewards savers with higher-than-average rates.

FNBA is a federally insured bank with more than $2.6 billion in assets. It opened in 1955 as First National Bank of East Lansing.

Lake Michigan Credit Union is a full-service financial institution primarily serving members in Lower Michigan and southwestern Florida.

SchoolsFirst Federal Credit Union is California’s largest credit union. It has low minimum balances and most SchoolsFirst accounts come without a monthly fee.

USAA Federal Savings Bank is a federally insured, members-only online bank that offers checking and savings accounts, CDs, credit cards, mortgages and other loans.

FinWise Bank is a Utah-based bank that offers affordable checking and savings accounts and CDs.

New York-based Apple Bank is known for offering competitive yields. It has about 80 locations in the New York City area.

In April 2022, Comenity Direct became Bread Savings. The online-only bank offers a savings account and five terms of CDs with competitive yields. You’ll also find low minimum opening balance requirements, making it easy to open an account.

Suncoast Credit Union is Florida’s largest credit union. It offers savings accounts, a checking account, regular and jumbo CDs, a money market account and other banking options to its members.

Presidential Bank is Bethesda, Maryland-based bank with 10 branches in the Washington metropolitan area. It offers a wide selection of deposit products.

Delta Community Credit Union is the largest credit union in Georgia. It has more than 461,000 members at its credit union and 31 branches.

Vio Bank is an online-only financial institution serving savers nationwide.

Golden 1 Credit Union is one of the largest credit unions in the U.S. and offers members a wide selection of products and services. Most accounts require a small amount to open and many also feature low or no monthly fees.

CIBC Bank USA offers a range of personal banking products and a high-yield savings account.

Customers Bank requires a large minimum balance to open and earn the APY on its High-Yield Savings Account.

PNC is a large bank that operates in parts of the Northeast, South and Midwest. The 2021 acquisition of BBVA USA expanded PNC’s presence to also include parts of the West Coast.

Barclays is a London-based multinational financial-services giant with global reach. In the U.S., Barclays offers a limited selection of deposit products online.

American Express National Bank is an online bank offering personal banking products to savers at various income levels.

HSBC Bank USA is a subsidiary of HSBC, a London-based global bank founded in 1865 as the Hong Kong and Shanghai Banking Corp. It serves more than 40 million customers worldwide. Its U.S. headquarters are in McLean, Virginia.

Provident Bank has a sizable branch presence in New Jersey, a few locations in Pennsylvania and one in New York. it offers numerous checking account options and enough savings products to appeal to a wide base of customers. The bank does a good job of minimizing those pesky fees that consumers generally loathe.

Morgan Stanley Private Bank offers a savings account, an interest-bearing checking account and a free checking account.

OneWest Bank has more than 60 branches in Southern California and a full lineup of deposit and loan products, and online and mobile banking tools.

NASB is a midsize Kansas City bank with brick-and-mortar branches, as well as online banking services, digital wallets and a mobile app that broadens its reach and appeal. It offers attractive yields on CDs, checking, savings and money market accounts. It has a “switch kit” that helps ease the transfer of funds from other banks.

Heritage Bank is based in Spicer, Minnesota. It offers checking accounts, savings accounts and CDs.

Western State Bank is a well-established, federally insured bank based in North Dakota that offers deposit and loan products for individuals and businesses.

Boeing Employees’ Credit Union is one of the largest credit unions in the U.S. It offers members a variety of checking and savings products along with many online banking features.

Texas Capital Bank is a commercial bank based in Dallas that also offers consumer deposit products, credit cards and personal loans.