Cross River Bank’s checking account offers an interest rate almost as high as the bank’s rate on its savings account. The checking account has no minimum balance or monthly fee either. It’s greatest flaw is that the bank charges a fee if you use an ATM that isn’t on the MoneyPass network. However, the bank will refund up to $6 in surcharge fees per statement cycle.
You won’t find all the account details listed on the bank’s website; a Bankrate representative called the institution to get more information.
High interest rate.
No minimum balance.
No monthly fees.