WHAT DOES BANKRATE DO WITH YOUR PERSONAL INFORMATION
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and name
- Credit score and credit card debt
- Assets and payments
When you are no longer our customer, we continue to share your information as described in this notice.
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Who is providing this notice?
How does BANKRATE protect my personal information?
How does BANKRATE collect my personal information?
We collect your personal information, for example, when you
- Give us your information
- Sign up for a Bankrate account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include The Points Guy, The Simple Dollar, NextAdvisor, and Creditcards.com.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Bankrate doesn’t share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Bankrate doesn’t jointly market.
For California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example with your consent or to service your account. We will limit sharing with our affiliates to the extent required by California law.
For Vermont residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example with your consent or to service your account. We will not share information about your creditworthiness with our affiliates other than as permitted by Vermont law, unless you authorize us to make those disclosures.