Rev. 11/2018
FACTS

WHAT DOES BANKRATE DO WITH YOUR PERSONAL INFORMATION

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and name
  • Credit score and credit card debt
  • Assets and payments

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bankrate chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Bankrate share?
Can you limit this sharing?
For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes
No
For our marketing purposes—

to offer our products and services to you

Yes
No
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes
No
For our affiliates’ everyday business purposes—

information about your creditworthiness

No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Questions?
Contact webmaster@bankrate.com
Who we are
Who is providing this notice?
Bankrate LLC and its subsidiary, BR Tech Services, Inc.
What we do
How does BANKRATE protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BANKRATE collect my personal information?

We collect your personal information, for example, when you

  • Give us your information
  • Sign up for a Bankrate account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include The Points Guy, The Simple Dollar, NextAdvisor, and Creditcards.com.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Bankrate doesn’t share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bankrate doesn’t jointly market.
Other important information

For California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example with your consent or to service your account. We will limit sharing with our affiliates to the extent required by California law.

For Vermont residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example with your consent or to service your account. We will not share information about your creditworthiness with our affiliates other than as permitted by Vermont law, unless you authorize us to make those disclosures.