Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
8 min read Sep 23, 2024 -
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
10 min read Sep 23, 2024 -
What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
7 min read Sep 18, 2024 -
How to get an apartment with bad credit
A low credit score could hurt your apartment search, but you can get around it.
9 min read Sep 18, 2024 -
Is the Capital One Platinum Secured worth it?
Find out how the Capital One Platinum Secured works and whether it’s worth it.
4 min read Sep 13, 2024 -
Can a goodwill letter get late payments removed from your credit report?
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Sep 11, 2024 -
Buying a car in Chapter 13 bankruptcy: How to do it
Buying a car while in bankruptcy has a few more steps than normal. Learn how to navigate the process and alternatives.
6 min read Sep 24, 2024 -
Best instant approval credit cards for bad or no credit
Discover the benefits and limitations of instant approval credit cards.
4 min read Sep 09, 2024 -
How to choose the best bad credit loan company
Not all bad credit lenders are alike, so potential borrowers should choose carefully.
3 min read Sep 08, 2024 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read Sep 06, 2024 -
Should you pay off your car loan early? Or is it smarter to wait?
It could be smart to pay off your loan entirely or make larger payments.
6 min read Sep 05, 2024 -
How to use the Self–Credit Builder Account with Secured Visa
The Self – Credit Builder Account with Secured Visa can help boost your score.
6 min read Sep 04, 2024 -
How to get a home equity loan with bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
10 min read Aug 28, 2024 -
Applying for the wrong credit cards can just make bad credit worse
Here’s what happens and what you can do when you apply for the wrong credit card.
7 min read Aug 26, 2024 -
The best debt consolidation loans for bad credit in 2024
If you plan to get a debt consolidation loan with poor credit, take these steps.
4 min read Aug 19, 2024 -
Personal loan alternatives for bad-credit borrowers
There are alternatives to bad credit loans if you need money.
6 min read Aug 27, 2024 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Where can I get a bad credit loan?
Bad credit loans are available through online lenders, select community banks and credit unions.
6 min read Aug 27, 2024 -
How to get your secured credit card deposit refunded
Once you’ve built up credit, you can close your card account and get back the deposit.
3 min read Aug 09, 2024 -
6 types of bad credit loans and their uses
People with bad credit may be able to qualify for certain types of bad credit loans.
5 min read Aug 05, 2024