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Best money market accounts of December 2024

Rates updated between Nov. 30 and Dec. 6 | Content updated Dec. 1

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A money market account can be an ideal place to earn a competitive yield on your savings and often have higher annual percentage yields (APYs) than traditional savings accounts. Bankrate’s top money market rates are more than 9 times today's national average APY. What's more, money markets typically offer check-writing privileges, which give you more flexibility when withdrawing your money.

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Bankrate Partner average
3.77% APY
National average
0.42% APY
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MMA rates are still high, but projected to go down soon.
The FED is predicted to continue lowering rates into 2025. Learn how to make the most of your money here.
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