The UFB Premium Money Market account offers both check-writing privileges and a highly competitive APY. You do need at least $25,000 in the account in order to earn the top APY. Balances below that threshold will earn only 0.5 percent APY. If you’re going to keep less than $25,000 in this account, you probably should look at other options that pay higher APYs on smaller balances.
You will get a Visa debit card.
High minimum balance of $25,000 required for top APY.
Balances under $25,000 earn a much lower APY.