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Bankrate student loan reviews

Choosing a student loan lender that’s right for your individual needs can be difficult in a market with so many options. In order to find a lending institution you trust, browse our expansive and consistently updated list of lender reviews. Whether you’re looking for low interest rates, a specific loan type or flexible repayment terms, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities in order to help guide your decision.

All lender reviews

4.6
Rating: 4.6 stars out of 5
Bankrate Score
Federal student loans are the best choice for most students.
Not Rated
Edly's income-based loans are best for students who don't need to borrow much.
Not Rated
Stride's income-share agreements come with a wealth of career resources.
3.6
Rating: 3.6 stars out of 5
Bankrate Score
Only graduate students are eligible for a student loan with Prodigy Finance.
3.5
Rating: 3.5 stars out of 5
Bankrate Score
MPOWER is best for international students who don't have a U.S. co-signer.
4.1
Rating: 4.1 stars out of 5
Bankrate Score
Credible is a comparison site that lets you get prequalified with multiple lenders.
3.3
Rating: 3.3 stars out of 5
Bankrate Score
Consider Funding U if you have high grades and minimal borrowing needs.
4.1
Rating: 4.1 stars out of 5
Bankrate Score
Custom Choice is best for independent borrowers who have excellent credit.
4.3
Rating: 4.3 stars out of 5
Bankrate Score
U-fi From Nelnet specializes in private student loans with low interest rates.
4
Rating: 4 stars out of 5
Bankrate Score
Splash Financial partners with lenders to offer student loans with low rates.
4.7
Rating: 4.7 stars out of 5
Bankrate Score
SoFi is an online lender that offers student loan refinancing, parent loans and private student loans for undergraduates and graduates.
4.6
Rating: 4.6 stars out of 5
Bankrate Score
Sallie Mae's educational resources set it apart as a student loan lender.
4.1
Rating: 4.1 stars out of 5
Bankrate Score
RISLA mimics some of the best benefits of federal student loans.
4.5
Rating: 4.5 stars out of 5
Bankrate Score
PNC's interest rates are low, but so are loan limits.
3.7
Rating: 3.7 stars out of 5
Bankrate Score
NaviRefi's student loan refinancing is available for current Navient customers.
4
Rating: 4 stars out of 5
Bankrate Score
LendKey allows borrowers to compare multiple student loan offers at once.
4.4
Rating: 4.4 stars out of 5
Bankrate Score
Laurel Road's student loans and refinancing products cater to health care workers.
4.1
Rating: 4.1 stars out of 5
Bankrate Score
EDvestinU offers benefits for students who live or attend school in New Hampshire.
4.2
Rating: 4.2 stars out of 5
Bankrate Score
Education Loan Finance loans have strict eligibility requirements but low rates.
4.3
Rating: 4.3 stars out of 5
Bankrate Score
Earnest's many repayment options makes it a good option for student loan borrowers.
Discover logo
4.6
Rating: 4.6 stars out of 5
Bankrate Score
Low rates, no fees and rewards for maintaining good grades make Discover’s student loans worth consideration.
4.5
Rating: 4.5 stars out of 5
Bankrate Score
Low rates, flexible repayment options and dedicated borrower resources make College Ave a heavy competitor in the space.
4.4
Rating: 4.4 stars out of 5
Bankrate Score
Competitive interest rates, multiyear approval and rate-reduction opportunities make Citizens Bank a big contender in the student loan space.
4.5
Rating: 4.5 stars out of 5
Bankrate Score
You may qualify for an Ascent student loan even if you don't have a co-signer.
3
Rating: 3 stars out of 5
Bankrate Score
A.M. Money offers unique merit-based loans; unfortunately, its reach is limited.
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