Bankrate student loan reviews

Choosing a student loan lender that’s right for your individual needs can be difficult in a market with so many options. In order to find a lending institution you trust, browse our expansive and consistently updated list of lender reviews. Whether you’re looking for low interest rates, a specific loan type or flexible repayment terms, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities in order to help guide your decision.

Featured Reviews

All Lender Reviews

Overall Rating
 In addition to its well-known credit card products, Discover offers a range of competitive private student loan options. Low rates, no fees and a cash reward for good grades make Discover’s student loans worth consideration.
Overall Rating 4.7/5
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 Earnest's many repayment options makes it a good option for student loan borrowers.
Overall Rating 4.6/5
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 SoFi is an online lender that offers student loan refinancing, parent loans and private student loans for undergraduates and graduates.
Overall Rating 4.6/5
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 Wells Fargo exited the student loan business in January 2021.
Overall Rating 4.5/5
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 Citizens Bank offers private student loans and refinancing options to students and parents. Competitive interest rates, flexible repayment terms and rate-reduction opportunities make it a big contender in the student loan space.
Overall Rating 4.5/5
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 Low rates, flexible repayment options and dedicated borrower resources make College Ave a heavy competitor in the space.
Overall Rating 4.4/5
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 PNC's interest rates are low, but so are loan limits.
Overall Rating 4.3/5
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 SunTrust Bank stopped accepting student loan applications in 2020.
Overall Rating 4.3/5
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 Sallie Mae's educational resources set it apart as a student loan lender.
Overall Rating 4.3/5
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 EDvestinU offers benefits for students who live or attend school in New Hampshire.
Overall Rating 4.2/5
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 Education Loan Finance loans have strict eligibility requirements but low rates.
Overall Rating 4.1/5
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 LendKey, founded in 2009, is a digital marketplace that allows borrowers to compare multiple student loan offers at once. It matches anyone interested in refinancing student loans or paying for school with credit union and community bank lenders throughout the nation.
Overall Rating 4.1/5
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 Splash Financial refinances existing student loans with low rates.
Overall Rating 4.1/5
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 You may qualify for an Ascent student loan even if you don't have a co-signer.
Overall Rating 4.1/5
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 Laurel Road's student loans and refinancing products cater to health care workers.
Overall Rating 3.9/5
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 CommonBond's wide variety of student loans come with good interest rates.
Overall Rating 3.9/5
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 NaviRefi's student loan refinancing is available for current Navient customers.
Overall Rating 3.9/5
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 U-fi From Nelnet specializes in private student loans with low interest rates.
Overall Rating 3.9/5
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 RISLA mimics some of the best benefits of federal student loans.
Overall Rating 3.8/5
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