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The U.S. Department of Education is the largest provider of student financial aid in the nation. It offers federal student loans that can help cover the cost of tuition, fees, books and even housing. These loans are a great way to cover the cost of education for both undergraduate and graduate students, and they’re often a better choice than private loans, since they offer unique benefits like income-driven repayment plans. There are also loan programs available for parents who want to help cover the cost of education for their children.