What are no-credit-check loans, and why should you avoid them?
If you have bad credit and need to borrow money, don’t get a no-credit-check loan.
8 min read
May 22, 2026
Mia Taylor
Contributing Writer
EXPERTISE
- Real estate and mortgages
- Consumer loans
- Small business loans
- Home equity loans
- Insurance
- Credit cards
EDUCATION
- Master's degree in Journalism and Media Studies, San Diego State University
Mia Taylor is a contributor to Bankrate and an award-winning journalist who has two decades of experience. She has worked as a staff reporter or contributor for some of the nation's leading newspapers and websites including The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com.
Mia's latest articles
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Property tax rates by state: What to expect in your area
Property taxes vary by location. Here’s a breakdown of average rates by state.
4 min read May 22, 2026 -
Should you buy a second home? What to consider
A second home can be a valuable asset, but it effectively doubles your housing costs.
5 min read Mar 09, 2026 -
What is a bank statement loan?
Bank statement loans are useful for borrowers in some situations, but there are downsides.
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FHA 203(k) loans: What they are and how they work
This type of mortgage lets you pay for a home and renovations with a single loan.
7 min read Jan 26, 2026 -
FHA vs. VA loans: What’s the difference, and which is better for you?
Two government-backed mortgage programs, each with unique benefits
7 min read Dec 16, 2025 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
7 min read Oct 24, 2025 -
How to pay a mortgage: 5 ways to make your mortgage payments on time
Yes, you can write a check, but there are better ways to pay your mortgage.
6 min read Oct 21, 2025