Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

Government shutdowns, explained

Shutdowns range from a minor inconvenience to a major financial disruption.

10 min read

CD rates: Historical trendline

Take a look at the days when CDs were offering investors double-digit returns.

5 min read

Pros and cons of CD investing

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

5 min read

Fed holds off on raising rates

The higher rates rise, the more Fed watchers wonder: Is the Fed about done?

9 min read

Latest Articles

Best cash management accounts in October 2023

As fees decline, brokers and robo-advisors are competing on feature-rich services to differentiate themselves.

4 min read Oct 01, 2023
62% view retirement as an American dream: Money moves for securing your golden years

Feeling behind on your retirement savings? Here are ways to boost your nest egg now.

7 min read Sep 29, 2023
8 banks that reimburse ATM fees

ATM fees can be nuisance that add up. Here are eight banks that don’t reimburse them.

3 min read Sep 29, 2023
How to manage your money during a strike

If you’re in a union and in the picket line, don’t let your money walk off the job.

3 min read Sep 29, 2023
Government shutdown guide: From SNAP benefits to Social Security, 8 key ways your money could be impacted

Shutdowns range from a minor inconvenience to a major financial disruption.

10 min read Sep 28, 2023
What is the average interest rate for savings accounts?

Comparing savings rates can ensure you get the best return on your savings.

3 min read Sep 28, 2023
Wells Fargo CD rates

Wells Fargo offers three standard terms of CDs online. Here’s what you need to know about minimum balances, fees and more.

2 min read Sep 28, 2023
U.S. Bank CD rates

Here’s everything you need to know about the bank’s rates.

2 min read Sep 28, 2023
TD Bank CD rates

Here’s everything you need to know about TD Bank’s CD rates.

2 min read Sep 28, 2023
Best business checking accounts – October 2023

Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.

10 min read Sep 28, 2023
Truist Bank CD rates

Newly formed Truist offers four terms of CDs with uncompetitive rates.

2 min read Sep 28, 2023
Truist savings account rates

Need a savings account? Here’s what the newly created Truist bank pays.

2 min read Sep 28, 2023
CIT Bank CD rates

Shopping for CDs? Here’s what CIT Bank pays in interest.

2 min read Sep 28, 2023
PNC Bank CD rates

Everything you need to know about the bank’s yields on CDs.

2 min read Sep 28, 2023
Discover Bank checking account

Here’s everything you need to know about the online bank’s checking account.

2 min read Sep 28, 2023
Discover Bank CD rates

Everything you need to know about the online bank’s CD rates.

1 min read Sep 28, 2023
Current CD rates — September 2023

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Sep 28, 2023
Navy Federal Credit Union savings account rates

Navy Federal offers a basic savings option and two types of money market savings accounts.

2 min read Sep 28, 2023
TD Bank savings account rates

Everything you need to know about the bank’s rates.

2 min read Sep 28, 2023
Will the Fed raise interest rates one more time this year? Some economists aren’t convinced

Most Fed officials see one more rate hike, but the economy could dictate otherwise.

8 min read Sep 27, 2023