Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
The Fed has now gone six months without cutting interest rates.
Spend money, pay bills, write checks or make fund transfers with a checking account.
This Fed communication tool is important, but be cautious when interpreting it.
The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.
Consider these four factors when choosing the right high-yield savings account.
Here’s everything you need to know about opening a bank account online.
These options are great places to stash money from a bonus, inheritance and more.
Here’s how much $10,000 in a high-yield savings account can earn you.
Bank account budgeting tools make it easy to track your personal finances.
Inflation can eat away at your purchasing power, if you’re not keeping up with it.
Several banks are offering high-yield savings accounts well above 4 percent APY.
More than half of Americans also say the U.S. economy is on the wrong track.
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Here are differences between CDs and share certificates, and which one to choose.
Take a look at the days when CDs were offering investors double-digit returns.
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Step-up CDs can help you potentially earn a higher rate of return later on.
CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.
Savers, here are strategies to invest in CDs.
Here’s everything you need to know about brokered CDs.
These tips can help you manage your money more wisely and make you a bit richer.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Find the right business savings account to help your company’s money grow.
Money market funds are available from several different brokers and fund managers.
How Reg. D impacts your savings account and why it pays to check with your bank.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
These accounts sound similar, but there are some key differences to know.
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Consumers without a bank account face hurdles when trying to cash a check.
Learn the key characteristics of certified checks and how they differ from other types of payments.
Knowing your limit before making a purchase can help you make smarter decisions.
Finding the account number on a check is easy — if you know where to look.
This old-school way of paying is still in demand. Here’s everything you need to know.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Compare prices on paper checks before you place your next order.