Banking

Latest Articles

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  Best no-penalty CD rates — December 2022

  Not sure when you’ll need to access your money? These CDs may be a good fit.

  5 min read Dec 01, 2022
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  Best 5-year CD rates – December 2022

  Here’s why the best 60-month CDs are more versatile than you might think.

  11 min read Dec 01, 2022
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  Best 4-year CD rates – December 2022

  These top 48-month CDs pay more than 2.5 times the national average rate.

  7 min read Dec 01, 2022
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  Best 3-year CD rates – December 2022

  There’s more to a top three-year CD than just the rates. Read the fine print before you buy.

  9 min read Dec 01, 2022
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  Best 2-year CD rates – December 2022

  The best two-year CD rates pay way more than the U.S. national average.

  8 min read Dec 01, 2022
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  What is offshore banking?

  Learn the advantages and disadvantages of offshore banking and whether or not the risks are worth the potential benefits.

  2 min read Dec 01, 2022
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  Best 1-year credit union CD rates — December 2022

  These credit unions pay nearly three times the average yield on a 12-month CD.

  7 min read Dec 01, 2022
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  Best 18-month CD rates – December 2022

  An 18-month CD may provide the right balance for your needs.

  9 min read Dec 01, 2022
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  Best 9-month CD rates — December 2022

  For short-term saving, a nine-month CD may be a better option than a savings account.

  7 min read Dec 01, 2022
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  Best 6-month CD rates – December 2022

  As rates rise, a short-term CD could help you take advantage of increasing yields.

  7 min read Dec 01, 2022
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  Best 3-month CD rates — December 2022

  The top 3-month CD rates pay nearly six times the national average.

  6 min read Dec 01, 2022
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  Best 1-month CD rates — December 2022

  Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.

  6 min read Dec 01, 2022
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  Current CD rates — December 2022

  Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

  2 min read Dec 01, 2022
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  Best cash management accounts in December 2022

  As fees decline, brokers and robo-advisors are competing on feature-rich services to differentiate themselves.

  4 min read Dec 01, 2022
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  Best 10-year CD rates – December 2022

  Locking up your savings for a decade may be a smart move in some limited circumstances.

  5 min read Nov 30, 2022
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  Best jumbo CD rates — December 2022

  These CDs are for high rollers, but there’s good news for the rest of us, too.

  8 min read Nov 30, 2022
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  Term deposit vs. call deposit: What’s the difference

  Liquidity will be a big factor in choosing between term deposits and call deposits.

  2 min read Nov 30, 2022
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  Best IRA CD rates — December 2022

  Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

  10 min read Nov 29, 2022
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  Sick of spreadsheets? Here’s everything you need to know about personal financial management (PFM)

  Spoiler alert: It’s not just budgeting.

  4 min read Nov 29, 2022
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  The best time of the year to buy everything in 2023

  Here’s when to find the deepest discounts on a range of big purchases.

  9 min read Nov 29, 2022