Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
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Latest Articles
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Wells Fargo savings account rates
Find out whether Wells Fargo’s savings accounts are for you.
2 min read Sep 26, 2023 -
The average American household budget
Americans spent more than $70,000 in 2020 just to keep their households running.
9 min read Sep 26, 2023 -
Bank of America savings bonus
BofA is offering a bonus on its checking accounts (and not on its savings accounts).
2 min read Sep 26, 2023 -
Chase new account promotions: Bonuses for checking and savings accounts
Chase offers bonus opportunities for new account customers.
3 min read Sep 26, 2023 -
Citibank new account promotions: Bonuses for checking and savings accounts
Here’s everything to know about the offers to see if they’re the right fit for you.
2 min read Sep 26, 2023 -
Citizens Bank savings account rates
Looking for a new savings account? Here’s what the traditional bank pays.
1 min read Sep 25, 2023 -
Bank of America savings account rates
Looking for a good rate? Here’s what you need to know about the big bank’s offerings.
2 min read Sep 25, 2023 -
Chase savings account rates
Chase offers two main savings account options: standard and premier relationship accounts.
2 min read Sep 25, 2023 -
PNC Bank savings account rates
Here’s everything you need to know about PNC’s payout on savings accounts.
2 min read Sep 25, 2023 -
Pay Yourself First Budgeting: What That Means and How To Do It
Most Americans regret not having enough savings. The solution: Pay yourself first.
3 min read Sep 24, 2023 -
Historical CD interest rates: 1984-2023
Take a look at the days when CDs were offering investors double-digit returns.
5 min read Sep 22, 2023 -
What are basis points and how are they used?
These nebulous numeric notations better indicate changes in interest rates.
2 min read Sep 22, 2023 -
5 ways to ensure your money is safe and protected
Here are five ways consumers can ensure their money is safe and protected.
5 min read Sep 22, 2023 -
Best business CD rates for September 2023
These seven banks and credit unions offer competitive rates on CDs for businesses.
6 min read Sep 22, 2023 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Sep 21, 2023 -
Current CD rates — September 2023
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
2 min read Sep 21, 2023 -
Why now might be a good time to consider longer-term CDs
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
4 min read Sep 20, 2023 -
The pros and cons of CD investing
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
5 min read Sep 20, 2023 -
Fed leaves interest rates unchanged, sees borrowing costs staying higher for longer
The higher rates rise, the more Fed watchers wonder: Is the Fed about done?
9 min read Sep 20, 2023 -
The Federal Reserve’s latest dot plot, explained – and what this powerful tool says about interest rates
This Fed communication tool is important, but be cautious when interpreting it.
6 min read Sep 20, 2023
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