Banking

Latest Articles

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  Historical CD interest rates: 1984-2023

  Take a look at the days when CDs were offering investors double-digit returns.

  5 min read Sep 22, 2023
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  What are basis points and how are they used?

  These nebulous numeric notations better indicate changes in interest rates.

  2 min read Sep 22, 2023
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  5 ways to ensure your money is safe and protected

  Here are five ways consumers can ensure their money is safe and protected.

  5 min read Sep 22, 2023
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  Best business CD rates for September 2023

  These seven banks and credit unions offer competitive rates on CDs for businesses.

  6 min read Sep 22, 2023
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  What is the average interest rate for savings accounts?

  Comparing savings rates can ensure you get the best return on your savings.

  3 min read Sep 21, 2023
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  Current CD rates — September 2023

  Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

  2 min read Sep 21, 2023
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  Why now might be a good time to consider longer-term CDs

  If you’ve been thinking of getting a longer-term CD, you may want to make a move.

  4 min read Sep 20, 2023
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  The pros and cons of CD investing

  Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

  5 min read Sep 20, 2023
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  Fed leaves interest rates unchanged, sees borrowing costs staying higher for longer

  The higher rates rise, the more Fed watchers wonder: Is the Fed about done?

  9 min read Sep 20, 2023
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  The Federal Reserve’s latest dot plot, explained – and what this powerful tool says about interest rates

  This Fed communication tool is important, but be cautious when interpreting it.

  6 min read Sep 20, 2023
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  Fed’s interest rate history: The federal funds rate from 1981 to the present

  The key benchmark has been as high as 20 percent — and as low as 0 percent.

  10 min read Sep 20, 2023
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  Take these 11 steps now after the Federal Reserve’s latest interest rate decision

  The Fed’s key rate hasn’t been this high for 22 years. Here’s how to respond.

  12 min read Sep 20, 2023
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  How the Federal Reserve impacts savings account interest rates

  For savers, here’s what to consider when the Fed raises interest rates.

  4 min read Sep 20, 2023
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  Biggest winners and losers from the Fed’s interest rate decision

  While it stood pat this time, the Federal Reserve has raised rates 11 times in this cycle.

  6 min read Sep 20, 2023
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  From Posts to Overspending: Is Social Media Wrecking Your Finances? Expert Tips for Saving and Resisting Impulse Splurges

  Goods seen on social media can make you green with envy and your account in the red.

  6 min read Sep 20, 2023
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  How the right bank can help you build your emergency fund

  Account features, products and resources that can help you save.

  5 min read Sep 20, 2023
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  How to do Holiday Shopping on a Budget

  Here’s how to create a budget for the holidays and actually stick to it.

  7 min read Sep 19, 2023
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  The Federal Reserve impacts your money in these 6 main ways

  Every financial decision you make comes back to the Federal Reserve.

  13 min read Sep 18, 2023
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  5 reasons to get a money market account

  Looking for a place to park your savings? Here’s why a MMA might be appealing.

  5 min read Sep 18, 2023
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  Apple Cash: How to use it to send and receive money

  Here’s a convenient way for Apple device users to transfer money between friends and family.

  5 min read Sep 18, 2023