Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

How to open a CD

Everything you need to know about opening an account.

4 min read

What is a digital wallet

It may not be time to ditch your physical wallet just yet, but digital wallets offer several benefits.

4 min read

Reasons to get an MMA

Looking for a place to park your savings? Here’s why a MMA might appeal.

3 min read

What’s overdraft protection?

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

3 min read

Editor's Picks

How is the U.S. economy doing? 4 key areas to watch as Delta variant holds back recovery

7 min read

Best no-penalty CD rates for October 2021

4 min read

Best business checking accounts – October 2021

9 min read

Best 6-month CD rates — October 2021

8 min read

Current CD rates — October 2021

2 min read

The pros and cons of brick-and-mortar banks vs. online banks

Banking

5 min read

Checking account fees: What are they and how to avoid them

Banking

3 min read

No-penalty CDs: What they are and how they work

Banking

3 min read

Latest Articles

How is the U.S. economy doing? 4 key areas to watch as Delta variant holds back recovery

Experts are already downgrading their growth forecasts.

7 min read Oct 14, 2021
Best no-penalty CD rates for October 2021

Not sure when you’ll need to access your money? These CDs may be a good fit.

4 min read Oct 14, 2021
Best 5-year CD rates — October 2021

Here’s why the best 60-month CDs are more versatile than you might think.

14 min read Oct 14, 2021
Best 4-year CD rates — October 2021

These top 48-month CDs pay more than 2.5 times the national average rate.

7 min read Oct 14, 2021
Best business checking accounts – October 2021

Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.

9 min read Oct 14, 2021
Best 2-year CD rates — October 2021

Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.

9 min read Oct 14, 2021
Best 3-year CD rates — October 2021

There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.

9 min read Oct 14, 2021
Best 18-month CD rates — October 2021

An 18-month CD may provide the right balance for your needs.

10 min read Oct 14, 2021
Best 6-month CD rates — October 2021

If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.

8 min read Oct 14, 2021
Current CD rates — October 2021

View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

2 min read Oct 14, 2021