Banking
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Banking Basics
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Latest Articles
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Best 1-year credit union CD rates — January 2023
These credit unions pay nearly three times the average yield on a 12-month CD.
7 min read Jan 31, 2023 -
Best 18-month CD rates – January 2023
An 18-month CD may provide the right balance for your needs.
9 min read Jan 31, 2023 -
Recession odds are up to 65% — here’s how a downturn could affect you
Recessions bring discomfort at best — and financial pain at worst.
6 min read Jan 31, 2023 -
The 9 smartest things to do with your annual bonus
Extend the benefits of your bonus into the new year and beyond.
7 min read Jan 30, 2023 -
Best high-yield checking accounts for January 2023
These high-yield checking accounts reward your debits and deposits with great rates.
7 min read Jan 30, 2023 -
List of failed banks: 2009-2023
Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2020.
12 min read Jan 30, 2023 -
The 15 largest banks in the US
Even the smallest of these big banks has enormously deep pockets.
4 min read Jan 30, 2023 -
Here’s what the Fed’s fastest rate hikes in 40 years mean for your money
The Fed impacts almost every financial decision you make.
9 min read Jan 27, 2023 -
Capital One CD rates
Here’s everything savers need to know about Capital One’s CD rates.
1 min read Jan 27, 2023 -
Marcus by Goldman Sachs CD rates
Here’s everything you need to know about the online bank’s CDs.
1 min read Jan 27, 2023 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Jan 26, 2023 -
American Express CD rates
Here’s everything you need to know about the bank’s rates.
2 min read Jan 26, 2023 -
Current CD rates — January 2023
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
2 min read Jan 26, 2023 -
Preview of the Fed meeting: Brace for smaller rate hikes as inflation begins to slow
The Fed is weighing how much more it needs to slow the economy.
9 min read Jan 25, 2023 -
5 benefits of a Federal Reserve interest rate hike
Interest rates are trending higher. Here are a few reasons to be happy about it.
3 min read Jan 25, 2023 -
How much is higher inflation hurting you? Here’s how to estimate
Some Americans may be getting stung by inflation that’s even higher than the national rate.
6 min read Jan 25, 2023 -
Bankrate’s 2023 annual emergency savings report
New Bankrate data shows 43% of Americans would pay for an emergency out of savings.
9 min read Jan 25, 2023 -
Brick-and-mortar banks vs. online banks: Pros and cons
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
5 min read Jan 24, 2023 -
Pictures of big bills: You probably won’t see them in circulation, but you can see them here
When you withdraw funds, the biggest bill you’ll see is likely $100 — not one of these rare bills.
3 min read Jan 24, 2023 -
How much money you could be missing out on with a low-APY savings account
Online banks typically offer savings accounts with much higher yields than brick-and-mortar banks.
2 min read Jan 24, 2023
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