Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

Why Americans have recession fatigu

Feeling deprived during lockdowns, Americans aren’t ready to fall back on progress.

10 min read

Fed's interest rate through history

The key benchmark has been as high as 20 percent — and as low as 0 percent.

8 min read

How the Fed affects savings rates

For savers, here’s what to consider when the Fed raises interest rates.

3 min read

6 tips to protect against inflation

Skyrocketing costs are causing a major hit to Americans’ financial security.

10 min read

Editor's Picks

People walking out of the subway station at Wall Street

Americans have recession fatigue — and it’s keeping them from preparing for the next downturn

10 min read

7 questions to ask before choosing a checking account

4 min read

woman looking at her phone while on a walk

What is the average interest rate for savings accounts?

3 min read

Current CD rates — September 2022

2 min read

Federal Reserve Chair Jerome Powell speaks with journalists after the Fed's July meeting.

Fed lifts rates by another three-quarters of a percentage point to curb runaway inflation

7 min read

Banking

How the Federal Reserve impacts savings accounts

3 min read

Banking

Take these 10 steps now after the Fed’s latest interest rate hike

10 min read

Banking

Biggest winners and losers from the Fed’s interest rate hike

5 min read

Latest Articles

Americans have recession fatigue — and it’s keeping them from preparing for the next downturn

Feeling deprived during lockdowns, Americans aren’t ready to fall back on progress.

10 min read Sep 26, 2022
Capital One CD rates

Here’s everything savers need to know about Capital One’s CD rates.

1 min read Sep 22, 2022
7 questions to ask before choosing a checking account

Opening a checking account is easy. Finding the right one is the hard part.

4 min read Sep 22, 2022
Capital One savings account rates

Here’s everything you need to know about the online bank’s yields.

1 min read Sep 22, 2022
Marcus by Goldman Sachs savings account rates

Here’s what you need to know about the online bank’s savings payouts.

1 min read Sep 22, 2022
What is the average interest rate for savings accounts?

Comparing savings rates can ensure you get the best return on your savings.

3 min read Sep 22, 2022
Marcus by Goldman Sachs CD rates

Here’s everything you need to know about the online bank’s CDs.

1 min read Sep 22, 2022
Current CD rates — September 2022

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Sep 22, 2022
Fed lifts rates by another three-quarters of a percentage point to curb runaway inflation

Not since the 1980s have officials raised rates this much in a single year.

7 min read Sep 21, 2022
Fed’s interest rate history: A look at the fed funds rate from the 1980s to the present

The key benchmark has been as high as 20 percent — and as low as 0 percent.

8 min read Sep 21, 2022