Banking
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Banking Basics
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Latest Articles
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Citizens Bank savings account rates
Looking for a new savings account? Here’s what the traditional bank pays.
1 min read Sep 25, 2023 -
Bank of America savings account rates
Looking for a good rate? Here’s what you need to know about the big bank’s offerings.
2 min read Sep 25, 2023 -
Chase savings account rates
Chase offers two main savings account options: standard and premier relationship accounts.
2 min read Sep 25, 2023 -
PNC Bank savings account rates
Here’s everything you need to know about PNC’s payout on savings accounts.
2 min read Sep 25, 2023 -
Pay Yourself First Budgeting: What That Means and How To Do It
Most Americans regret not having enough savings. The solution: Pay yourself first.
3 min read Sep 24, 2023 -
Historical CD interest rates: 1984-2023
Take a look at the days when CDs were offering investors double-digit returns.
5 min read Sep 22, 2023 -
What are basis points and how are they used?
These nebulous numeric notations better indicate changes in interest rates.
2 min read Sep 22, 2023 -
5 ways to ensure your money is safe and protected
Here are five ways consumers can ensure their money is safe and protected.
5 min read Sep 22, 2023 -
Best business CD rates for September 2023
These seven banks and credit unions offer competitive rates on CDs for businesses.
6 min read Sep 22, 2023 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Sep 21, 2023 -
Current CD rates — September 2023
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
2 min read Sep 21, 2023 -
Why now might be a good time to consider longer-term CDs
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
4 min read Sep 20, 2023 -
The pros and cons of CD investing
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
5 min read Sep 20, 2023 -
Fed leaves interest rates unchanged, sees borrowing costs staying higher for longer
The higher rates rise, the more Fed watchers wonder: Is the Fed about done?
9 min read Sep 20, 2023 -
The Federal Reserve’s latest dot plot, explained – and what this powerful tool says about interest rates
This Fed communication tool is important, but be cautious when interpreting it.
6 min read Sep 20, 2023 -
Fed’s interest rate history: The federal funds rate from 1981 to the present
The key benchmark has been as high as 20 percent — and as low as 0 percent.
10 min read Sep 20, 2023 -
Take these 11 steps now after the Federal Reserve’s latest interest rate decision
The Fed’s key rate hasn’t been this high for 22 years. Here’s how to respond.
12 min read Sep 20, 2023 -
How the Federal Reserve impacts savings account interest rates
For savers, here’s what to consider when the Fed raises interest rates.
4 min read Sep 20, 2023 -
Biggest winners and losers from the Fed’s interest rate decision
While it stood pat this time, the Federal Reserve has raised rates 11 times in this cycle.
6 min read Sep 20, 2023 -
From Posts to Overspending: Is Social Media Wrecking Your Finances? Expert Tips for Saving and Resisting Impulse Splurges
Goods seen on social media can make you green with envy and your account in the red.
6 min read Sep 20, 2023
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