Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
Editor's Picks
Best bank account bonuses for December 2022
13 min read
Best business checking accounts – December 2022
10 min read
Best free checking accounts — December 2022
10 min read
Latest Articles
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What Americans spend: A look at the cost of housing, food, transportation and more
Americans spent more than $70,000 in 2020 just to keep their households running.
6 min read Dec 02, 2022 -
Best bank account bonuses for December 2022
Walk away with stacks of cash just for opening a checking or savings account.
13 min read Dec 02, 2022 -
Best online checking accounts – December 2022
Online checking accounts stand out for different features. Here’s our top picks.
8 min read Dec 02, 2022 -
Best business checking accounts – December 2022
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
10 min read Dec 02, 2022 -
Best free checking accounts — December 2022
The best checking accounts are not only free, but may also offer you perks.
10 min read Dec 02, 2022 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
2 min read Dec 02, 2022 -
Best jumbo money market rates — December 2022
Do you have a large amount of cash that needs to stay liquid along with a competitive rate?
5 min read Dec 02, 2022 -
Best no-penalty CD rates — December 2022
Not sure when you’ll need to access your money? These CDs may be a good fit.
5 min read Dec 01, 2022 -
Best 5-year CD rates – December 2022
Here’s why the best 60-month CDs are more versatile than you might think.
11 min read Dec 01, 2022 -
Best 4-year CD rates – December 2022
These top 48-month CDs pay more than 2.5 times the national average rate.
7 min read Dec 01, 2022 -
Best 3-year CD rates – December 2022
There’s more to a top three-year CD than just the rates. Read the fine print before you buy.
9 min read Dec 01, 2022 -
Best 2-year CD rates – December 2022
The best two-year CD rates pay way more than the U.S. national average.
8 min read Dec 01, 2022 -
What is offshore banking?
Learn the advantages and disadvantages of offshore banking and whether or not the risks are worth the potential benefits.
2 min read Dec 01, 2022 -
Best 1-year credit union CD rates — December 2022
These credit unions pay nearly three times the average yield on a 12-month CD.
7 min read Dec 01, 2022 -
Best 18-month CD rates – December 2022
An 18-month CD may provide the right balance for your needs.
9 min read Dec 01, 2022 -
Best 9-month CD rates — December 2022
For short-term saving, a nine-month CD may be a better option than a savings account.
7 min read Dec 01, 2022 -
Best 6-month CD rates – December 2022
As rates rise, a short-term CD could help you take advantage of increasing yields.
7 min read Dec 01, 2022 -
Best 3-month CD rates — December 2022
The top 3-month CD rates pay nearly six times the national average.
6 min read Dec 01, 2022 -
Best 1-month CD rates — December 2022
Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.
6 min read Dec 01, 2022 -
Current CD rates — December 2022
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
2 min read Dec 01, 2022
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- Savings calculator
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- How to save money
- Build an emergency fund
- Savings tips for different goals
- How to write a check
- How to deposit a check
- How do money orders work?
- How to fill out a money order
- Ways to insure excess deposits
- Cashier's check vs. money order
- How to close a bank account