Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
Latest Bankrate survey
“Higher returns on federally-insured savings and money market accounts represent the only free lunch in finance.”
Only 1 in 5 savers are earning competitive savings account rates
Editor's Picks
Latest Articles
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What is a bank run? Definition, causes and examples
Let’s look at what a bank run is, what causes it and how you can protect yourself.
4 min read Apr 07, 2023 -
Bank of America checking accounts
Everything you need to know about BofA’s checking accounts.
4 min read Apr 06, 2023 -
Capital One savings account rates
Here’s everything you need to know about the online bank’s yields.
1 min read Apr 06, 2023 -
Ally Bank savings account rates
Here’s everything you need to know about its savings account.
1 min read Apr 06, 2023 -
Marcus by Goldman Sachs savings account rates
Here’s what you need to know about the online bank’s savings payouts.
1 min read Apr 06, 2023 -
American Express savings account rates
Here’s everything you need to know about the online bank’s savings account.
1 min read Apr 06, 2023 -
Chase checking accounts
Decide whether these products offered by America’s biggest bank meet your needs.
4 min read Apr 06, 2023 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Apr 06, 2023 -
Current CD rates — April 2023
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
2 min read Apr 06, 2023 -
2023 banking crisis: Silicon Valley Bank’s collapse and a timeline of the financial fallout that followed
Silicon Valley Bank’s Failure set off a chain of events depositors need to know about.
18 min read Apr 06, 2023 -
Marcus by Goldman Sachs CD rates
Here’s everything you need to know about the online bank’s CDs.
1 min read Apr 05, 2023 -
Truist Bank CD rates
Newly formed Truist offers four terms of CDs with uncompetitive rates.
2 min read Apr 05, 2023 -
Survey: Fed seen lifting rates one more time before cutting in 2024
The Fed won’t want to declare victory in its inflation fight too soon.
5 min read Apr 05, 2023 -
Survey: Recession odds for 2023 hover at 64% amid bank failures and higher rates
Recession odds stalled to the start the year — but those risks are back.
5 min read Apr 05, 2023 -
Survey: Inflation to keep decelerating — but at the price of a slowing economy
Will a recession be the ultimate cost of slowing prices?
4 min read Apr 05, 2023 -
Survey: Economists predict jump in unemployment and job losses over next 12 months
Experts see job cuts and a one-point jump in unemployment by this time next year.
5 min read Apr 05, 2023 -
CDs vs. bonds: How they compare and which is right for you
Consider these important factors before investing in bonds and CDs.
5 min read Apr 04, 2023 -
Best cash management accounts in April 2023
As fees decline, brokers and robo-advisors are competing on feature-rich services to differentiate themselves.
4 min read Apr 04, 2023 -
What are negative option subscriptions? Definition and examples
Here’s what to do if you’re charged for a negative option subscription.
4 min read Apr 04, 2023 -
Where is the account number on a check?
Finding the account number on a check is easy — if you know where to look.
2 min read Apr 04, 2023
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Helpful Links
- Savings calculator
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- Build an emergency fund
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- How to write a check
- How to deposit a check
- How do money orders work?
- How to fill out a money order
- Ways to insure excess deposits
- Cashier's check vs. money order
- How to close a bank account