Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

Fed's interest rate through history

The key benchmark has been as high as 20 percent — and as low as 0 percent.

8 min read

How the Fed affects savings rates

For savers, here’s what to consider when the Fed raises interest rates.

3 min read

6 tips to protect against inflation

Skyrocketing costs are causing a major hit to Americans’ financial security.

10 min read

The Neutral Rate of Interest

You might not be able to call rates historically low for much longer.

5 min read

Editor's Picks

7 questions to ask before choosing a checking account

4 min read

woman looking at her phone while on a walk

What is the average interest rate for savings accounts?

3 min read

Current CD rates — September 2022

2 min read

Federal Reserve Chair Jerome Powell speaks with journalists after the Fed's July meeting.

Fed lifts rates by another three-quarters of a percentage point to curb runaway inflation

7 min read

Mother multi-tasking with infant daughter in home office

How the Federal Reserve impacts savings accounts

3 min read

Banking

Take these 10 steps now after the Fed’s latest interest rate hike

10 min read

Banking

Biggest winners and losers from the Fed’s interest rate hike

5 min read

Banking

Inflation is crushing Americans’ savings — here’s 6 tips to protect your money

10 min read

Latest Articles

Capital One CD rates

Here’s everything savers need to know about Capital One’s CD rates.

1 min read Sep 22, 2022
7 questions to ask before choosing a checking account

Opening a checking account is easy. Finding the right one is the hard part.

4 min read Sep 22, 2022
Capital One savings account rates

Here’s everything you need to know about the online bank’s yields.

1 min read Sep 22, 2022
Marcus by Goldman Sachs savings account rates

Here’s what you need to know about the online bank’s savings payouts.

1 min read Sep 22, 2022
What is the average interest rate for savings accounts?

Comparing savings rates can ensure you get the best return on your savings.

3 min read Sep 22, 2022
Marcus by Goldman Sachs CD rates

Here’s everything you need to know about the online bank’s CDs.

1 min read Sep 22, 2022
Current CD rates — September 2022

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Sep 22, 2022
Fed lifts rates by another three-quarters of a percentage point to curb runaway inflation

Not since the 1980s have officials raised rates this much in a single year.

7 min read Sep 21, 2022
Fed’s interest rate history: A look at the fed funds rate from the 1980s to the present

The key benchmark has been as high as 20 percent — and as low as 0 percent.

8 min read Sep 21, 2022
How the Federal Reserve impacts savings accounts

For savers, here’s what to consider when the Fed raises interest rates.

3 min read Sep 21, 2022