Federal Reserve news and analysis

Latest Articles

• With rates so low, are CDs worth it in 2021?

  With coronavirus still in full force, it may be a while before rates increase again. Here’s what savers need to know.

  6 min read Jan 15, 2021

  

• Even with yields declining, a savings account is still an important part of your financial plan

  The savings account has always been a time-tested standby. Here’s why it still matters.

  4 min read Jan 14, 2021

  

• If you have a student loan, here’s what happens when the Fed lowers rates

  Some borrowers may want to pay attention to the Fed’s rate cuts.

  5 min read Jan 12, 2021

  

• CD rates forecast for 2021: Rates will likely continue to fall, but may rise later in the year

  Savers are still going to have to shop around to get the best CD yields.

  3 min read Jan 04, 2021

  

• Credit card interest rate forecast for 2021: APRs seen holding steady

  See Bankrate’s predictions for where credit card rates will head this year.

  3 min read Jan 04, 2021

  

• Home equity rates 2021 review and forecast

  Home equity rates fell in 2020, and they’re not likely to climb soon.

  3 min read Jan 04, 2021

  

• Federal bank holidays in 2021

  Are the banks open today? Find out when banks have the option to close.

  3 min read Dec 31, 2020

  

• Fed keeps interest rates at near-zero as coronavirus rebound sputters

  The economy is nowhere close to being out of the woods.

  6 min read Dec 16, 2020

  

• Biggest winners and losers from the Fed’s interest rate decision

  As the Fed holds on rates into 2021, here are the biggest winners and losers from its latest decision.

  5 min read Dec 16, 2020

  

• How the Federal Reserve affects mortgage rates

  The Fed doesn’t directly impact mortgage rates, but borrowers should still pay attention.

  3 min read Dec 16, 2020