The Federal Reserve and Your Money

Latest Articles

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  How the Federal Reserve impacts personal loans

  The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.

  4 min read Dec 06, 2023
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  Are banks open today? Federal bank holidays in 2023

  Knowing bank holiday schedules can help you avoid delays on necessary transactions.

  3 min read Nov 22, 2023
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  Will the Fed raise interest rates one more time this year? Some economists aren’t convinced

  Experts are doubting the Fed’s September projections that showed one more rate hike.

  9 min read Nov 08, 2023
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  HELOCs replace cash-out refinancing for equity-rich homeowners

  Even at higher rates, a HELOC is worth considering over other types of financing.

  3 min read Nov 03, 2023
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  Why now might be a good time to consider longer-term CDs

  If you’ve been thinking of getting a longer-term CD, you may want to make a move.

  4 min read Nov 01, 2023
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  How will a Federal Reserve rate pause affect mortgages?

  The Federal Reserve’s decisions have ripple effects, including for mortgages.

  2 min read Nov 01, 2023
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  How the Federal Reserve affects ARMs, HELOCs and home equity loans

  If you have a home equity loan or variable-rate mortgage, pay attention to the Fed.

  3 min read Nov 01, 2023
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  What the Fed’s November rate pause means for homebuyers and sellers

  The Fed held steady with no new rate hike at its Nov. 1 meeting.

  4 min read Nov 01, 2023
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  How the Fed impacts stocks, crypto and other investments

  The best way for most investors to approach this type of market is to stick to the long-term plan.

  6 min read Nov 01, 2023
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  How does the Fed interest rate affect car loans?

  Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.

  3 min read Nov 01, 2023
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  How the Fed rate hikes impact student loan interest rates

  The Federal Reserve’s actions can influence student loan interest rates.

  5 min read Nov 01, 2023
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  How the Federal Reserve impacts savings account interest rates

  For savers, here’s what to consider when the Fed raises interest rates.

  4 min read Nov 01, 2023
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  Biggest winners and losers from the Fed’s interest rate decision

  While it stood pat this time, the Federal Reserve has raised rates 11 times in this cycle.

  6 min read Nov 01, 2023
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  Why are credit card APRs so high?

  Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?

  5 min read Nov 01, 2023
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  Subprime credit card holders hit hardest by rising interest rates

  Why subprime borrowers are vulnerable to rising interest rates, and how to prepare.

  5 min read Nov 01, 2023
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  The Federal Reserve impacts your money in these 6 main ways

  Every financial decision you make comes back to the Federal Reserve.

  13 min read Oct 30, 2023
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  Fed meeting preview: Will surging bond yields force the Fed to pause its interest rate hikes?

  Financial markets may have different plans for the Fed.

  8 min read Oct 30, 2023
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  Experts: Mortgage rates won’t rise much more — but also won’t go down any time soon

  The sharp rise in mortgage rates raises a new question: How much higher could they go?

  3 min read Oct 20, 2023
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  Mortgage rates reach 8%, a first since 2000

  The average 30-year fixed mortgage rate touched 8 percent on Oct. 19, according to Bankrate data.

  4 min read Oct 19, 2023
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  Survey: Fed won’t begin cutting interest rates until 2024 as officials keep tackling inflation

  Will the Fed keep interest rates too high for too long?

  4 min read Oct 10, 2023