The Federal Reserve and Your Money

Latest Articles

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  Mortgage rate forecast October 2023: Higher for longer

  Don’t expect mortgage rates to depart from the current trend, experts say.

  3 min read Oct 01, 2023
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  How the Federal Reserve impacts personal loans

  The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.

  4 min read Sep 27, 2023
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  Will the Fed raise interest rates one more time this year? Some economists aren’t convinced

  Most Fed officials see one more rate hike, but the economy could dictate otherwise.

  8 min read Sep 27, 2023
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  How the Fed rate hikes impact student loan interest rates

  The Federal Reserve’s actions can influence student loan interest rates.

  5 min read Sep 20, 2023
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  Why now might be a good time to consider longer-term CDs

  If you’ve been thinking of getting a longer-term CD, you may want to make a move.

  4 min read Sep 20, 2023
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  How the Federal Reserve affects ARMs, HELOCs and home equity loans

  If you have a home equity loan or variable-rate mortgage, pay attention to the Fed.

  3 min read Sep 20, 2023
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  Fed leaves interest rates unchanged, sees borrowing costs staying higher for longer

  The higher rates rise, the more Fed watchers wonder: Is the Fed about done?

  9 min read Sep 20, 2023
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  How will a Federal Reserve rate pause affect mortgages?

  The Federal Reserve’s decisions have ripple effects, including for mortgages.

  2 min read Sep 20, 2023
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  What the Fed’s September rate pause means for homebuyers and sellers

  The Fed held steady with no new rate hike in its September 20 meeting.

  5 min read Sep 20, 2023
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  How the Fed impacts stocks, crypto and other investments

  The best way for most investors to approach this type of market is to stick to the long-term plan.

  6 min read Sep 20, 2023
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  The Federal Reserve’s latest dot plot, explained – and what this powerful tool says about interest rates

  This Fed communication tool is important, but be cautious when interpreting it.

  6 min read Sep 20, 2023
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  Fed’s interest rate history: The federal funds rate from 1981 to the present

  The key benchmark has been as high as 20 percent — and as low as 0 percent.

  10 min read Sep 20, 2023
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  How the Fed affects auto loan rates

  The Fed rate has a domino effect that can raise or lower auto loan rates.

  3 min read Sep 20, 2023
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  How the Federal Reserve impacts savings account interest rates

  For savers, here’s what to consider when the Fed raises interest rates.

  4 min read Sep 20, 2023
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  Biggest winners and losers from the Fed’s interest rate decision

  While it stood pat this time, the Federal Reserve has raised rates 11 times in this cycle.

  6 min read Sep 20, 2023
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  Why are credit card APRs so high?

  Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?

  4 min read Sep 20, 2023
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  Subprime credit card holders hit hardest by rising interest rates

  Why subprime borrowers are vulnerable to rising interest rates, and how to prepare.

  5 min read Sep 20, 2023
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  The Federal Reserve impacts your money in these 6 main ways

  Every financial decision you make comes back to the Federal Reserve.

  13 min read Sep 18, 2023
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  September Fed meeting preview: Rates may not have peaked yet, but expect Powell to hold for now

  Inflation is slowing, and the economy is still strong. Will it stay that way?

  8 min read Sep 18, 2023
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  Americans’ expenses are rising faster than their paychecks

  High inflation and interest rates are leading many Americans to rely on credit.

  3 min read Sep 15, 2023