Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

man paying with credit card
Discover tips and resources for comparing cash back cards and maximizing rewards.
custom design element a female traveler with money and a plane around her
Here’s what you can expect to pay, on average, for air travel within the U.S.
Excited senior woman unpacking online order
This card has the highest rate of rewards for Amazon.com and Whole Foods purchases.
Booking travel with friends can be tricky when using different rewards programs.
Woman using her credit card to shop online
Save money and earn exclusive rewards and perks with a co-branded card.
Seychelle Thomas sitting with laptop holding credit card
Wells Fargo has an affordable new trifecta. How does it stack up against Chase and Amex?
Design element including person holding credit card in front of a laptop
Upgrading or downgrading your Capital One card can be a smart financial move.
Business with customer after contract signature of buying house
If you aspire to buy a home, using credit cards responsibly can help you achieve your goal.
Man using credit card while online
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
design image of an African American woman in wheelchair talking on phone at home
Call your card issuer if you want a lower interest rate, and be ready to negotiate
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
pottery studio owner taking inventory
The Amex Blue Business Cash is a great fit for small businesses looking for a straightforward cash back credit card.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
Business owner at their desk
Business and personal cards feature important differences. Here’s what to know.
man making purchase at gourmet grocery store
Would you prefer a longer intro APR or a shorter intro APR and ongoing rewards?
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
Woman sitting on couch with laptop computer
Save on interest with the best credit union cards with no balance transfer fees.
woman making a credit card purchase at cafe
Use your credit card as a tool for improving your credit score and maximizing rewards.
man working on computer and looking at papers
Balance transfer checks can help pay off debt, but verify the terms before using them.
young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
Woman holding a credit card while typing on a laptop
Here’s why using the Citi Diamond Preferred Card for balance transfers makes sense.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
man paying with credit card
Discover tips and resources for comparing cash back cards and maximizing rewards.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
young couple buying flowers
Choosing a flat-rate or bonus category cash back card depends on how you use it.
Man shopping from couch with credit card and laptop
BankAmeriDeals lets customers earn cash back from certain participating retailers.
Young man working at home office
The Shop Through Chase program can help you to earn more rewards.
Young woman riding bicycle on wooden pier in the Maldives
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards
Close up of a senior woman online shopping on her laptop
Find out which Chase credit card is best for your spending habits.
Smiling woman holding credit card using laptop lying on sofa in living room at home
Have a comprehensive strategy in place to get the most out of cash back rewards.
Person on laptop with credit card
Here, we’ll take a look at some of the top online shopping cards to consider.
Couple checks cellphone in the cold
Use credit card shopping portals to earn additional cash back.
Seven tips to help you earn your welcome bonus.
Man shopping from couch with credit card and laptop
BankAmeriDeals lets customers earn cash back from certain participating retailers.
Family at pool
If you want to maximize your Citi rewards, consider the Citi trifecta strategy.
design element including a couple pointing and discussing in front of a laptop
Learn what credit card points are, how to use them and how to maximize their value.
Man with packages
The Amazon Prime Visa card gives Prime members cash back on Amazon.com and Whole Foods purchases, plus travel perks and more.
Young man working at home office
The Shop Through Chase program can help you to earn more rewards.