Best credit card bonuses for February 2025
Advertiser Disclosure: Bankrate’s editorial team chooses and recommends the credit cards on this page. While we may receive compensation when users apply for cards through this page, our recommendations and card ratings are produced independently without influence by advertising partnerships with issuers.
- Capital One Venture Rewards Credit Card: Best for travel bonus
- The Platinum Card® from American Express: Best for luxury travel
- Chase Sapphire Preferred® Card: Best for travel redemption
- Capital One Venture X Rewards Credit Card: Best for travel perks
- Blue Cash Preferred® Card from American Express: Best for groceries
- Wells Fargo Active Cash® Card: Best for flat-rate rewards
- Capital One Savor Cash Rewards Credit Card: Best for foodies
- Bank of America® Customized Cash Rewards credit card: Best for customizable cash back
- Southwest Rapid Rewards® Plus Credit Card: Best airline bonus
- Hilton Honors American Express Surpass® Card: Best hotel bonus
- Bank of America® Travel Rewards Credit Card for Students: Best student sign-up bonus
- American Express® Business Gold Card: Best for business travel
- Ink Business Unlimited® Credit Card: Best business cash back bonus
Additional Options:
- Chase Freedom Flex℠: Best for rewards category variety
Filter by
Showing 14 results
Best for travel bonus
Intro offer
Earn 75,000 miles
Rewards rate
2 Miles - 5 Miles
Annual fee
$95
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: Its sign-up bonus is one of the most valuable you can get on a general travel card at this cost.
Best for luxury travel
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 80,000 points
Rewards rate
5X - 5X
Annual fee
$695
APR
See Pay Over Time APR
Why you'll like this: It boasts perhaps the most valuable perks and intro bonus you can get on a travel rewards card.
Best for travel redemption
Intro offer
60,000 bonus points
Rewards rate
1x - 5x
Annual fee
$95
Regular APR
20.49% - 27.49% Variable
Why you'll like this: Chase points hold an especially high value whether you redeem them for travel or cash back, making this card ideal for beginners and occasional travelers.
Best for travel perks
Intro offer
Earn 75,000 miles
Rewards rate
2 Miles - 10 Miles
Annual fee
$395
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: Its streamlined rewards rates, sign-up bonus value and travel perks could make it a better bang for your buck than other premium travel cards.
Best for groceries
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
18.24%-29.24% Variable
Why you'll like this: It boasts an exceptional intro bonus and a top rewards rate in key everyday categories.
Intro offer
$200 cash rewards
Rewards rate
2%
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Why you'll like this: The card’s simplicity gives you a lot of flexibility in earning rewards.
Best for foodies
Intro offer
Earn $200 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Its platter of rewards categories features some of the best rates you can get on grocery and restaurant purchases.
Best for customizable cash back
Cardholder rating
Intro offer
$200
Rewards rate
1% - 3%
Annual fee
$0
Regular APR
18.24% - 28.24% Variable APR on purchases and balance transfers
Why you'll like this: Its bonus carries a low spending requirement and the card offers the flexibility to pick your top-rate bonus category, so it’s easy to maximize rewards.
Best airline bonus
Intro offer
Earn Companion Pass® plus 30,000 points.
Rewards rate
1X - 2X
Annual fee
$69
Regular APR
20.49% - 27.49% Variable
Why you'll like this: Its intro bonus offers a terrific return on spend and a nice boost toward the Companion Pass, which could save you thousands on Southwest flights.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 130,000 points
Rewards rate
3X - 12X
Annual fee
$150
APR
19.99%-28.99% Variable
Why you'll like this: Occasional Hilton guests can score a great intro offer, lucrative everyday rewards and valuable Hilton perks at a reasonable cost.
Best student sign-up bonus
Intro offer
25,000 points
Rewards rate
1.5X
Annual fee
$0
Regular APR
18.24% - 28.24% Variable APR on purchases and balance transfers
Why you'll like this: In addition to its beginner-friendly flat rewards rate, students can score one of the most valuable no-annual-fee card intro bonuses.
Best for business travel
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 100,000 points
Rewards rate
1X - 4X
Annual fee
$375
Regular APR
18.49% - 27.49% Variable
Why you'll like this: Frequent flyers who want to maximize point value via transfer partners may find this one of the most lucrative short- or long-term business cards.
Best business cash back bonus
Intro offer
Earn $750 bonus cash back
Rewards Rate
1.5%
Annual fee
$0
Regular APR
17.49% - 23.49% Variable
Why you'll like this: It boasts a streamlined rewards program and a more valuable intro bonus than most no-annual-fee business cards.
Intro offer
$200
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
19.49% - 28.24% Variable
Why you'll like this: Its year-round bonus categories and extraordinary perks can provide more first-year and ongoing value than other rotating category cards.
Remove a card to add another to compare
Remove a card to add another to compare
Compare Bankrate's top credit card bonus offers
Card | Welcome offer | Annual fee | Bankrate review score |
---|---|---|---|
Intro Offer: Earn 75,000 miles
75,000 miles once you spend $4,000 on purchases within 3 months from account opening |
|
4.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Intro Offer: Earn 80,000 points
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |
|
4.8 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Intro Offer: 60,000 bonus points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. |
|
4.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Chase's secure site
|
|
Intro Offer: Earn 75,000 miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel |
|
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Intro Offer: Earn $250
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. |
|
4.4 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Intro Offer: $200 cash rewards
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months |
|
4.3 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Wells Fargo's secure site
|
|
Intro Offer: Earn $200 Cash Back
$200 Cash Back after you spend $500 on purchases within 3 months from account opening |
|
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Intro Offer: $200
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. |
|
4.3 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Bank of America's secure site
|
|
Intro Offer: Earn Companion Pass® plus 30,000 points.
Earn Companion Pass® plus 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. |
|
4.1 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Chase's secure site
|
|
Intro Offer: Earn 130,000 points
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. |
|
4.6 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Intro Offer: 25,000 points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. |
|
3.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Bank of America's secure site
|
|
Intro Offer: Earn 100,000 points
Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* |
|
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Intro Offer: Earn $750 bonus cash back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. |
|
4.2 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Chase's secure site
|
|
![]() |
Intro Offer: $200
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening |
|
|