Gold Delta SkyMiles® Credit Card from American Express
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Delta enthusiasts should consider adding this card to their wallets, just for the mileage potential. Earn 2 miles for every $1 spent on Delta purchases with the Gold Delta SkyMiles Credit Card from American Express, and 1 mile per dollar spent on all other eligible purchases.
Find real value in this card when you join Delta’s frequent flier program.
If you belong to the SkyMiles Loyalty Program you’ll earn an additional 5 miles for every $1 spent on airline tickets. This means a Delta airline ticket bought from the airline can snag cardholders a whopping 7 miles per $1 spent.
If you love flying Delta, this card is for you. At a rate of 7 miles per $1 spent for SkyMiles members, the rewards program is one of the most lucrative ways to accrue mileage for credit card spending we’ve seen outside of welcome bonuses.
Speaking of, earn 60,000 bonus miles after you spend $3,000 on the card in purchases in your first four months. This Limited Time Offer expires 9/19/2018.
Plus, the $95 annual fee is waived the first year.
But after the glory of the first-year bonuses wear off, if you don’t think you’ll spend enough to earn back $95 worth of miles to justify the card’s annual fee, longer-term you’d be better off with a no-fee card that gives you either straight cash-back or flexible miles to use on any airline of your choice.
There are two other premium Delta credit cards, but they have sky-high annual fees to match their boosted rewards structures. If you fly a few times a year and want to maximize your SkyMiles earnings, this card will let you do that.
Who should get this card
Frequent Delta fliers could benefit from the generous rewards rate of this card. If you value flexibility in how you use your rewards, or you don’t want to be tied down to just one airline, consider another type of travel rewards card.
Fees and APR
- Annual fee of $95 is waived the first year.
- There’s no foreign transaction fees for purchases made outside the United States.
- The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.
- See Rates & Fees.
Extras, perks and using points
You can check your first bag for free on every Delta flight – a potential savings of up to $200 per round trip for a family of four!
Cardholders and up to two companions can purchase access to the Delta Sky Club for a reduced fee of $29 per person.
This card comes with travel and auto protections, including collision damage waiver and access to a Global Assistance hotline. You’ll also receive some extended warranty and purchase protections.
How this card compares
If you aren’t loyal to just Delta, you might consider the Southwest Rapid Rewards Plus Credit Card, which offers 40,000 points after you make $1,000 in purchases during the first three months. You’ll earn 2 points per $1 spent on Southwest purchases and hotel and car rental partner purchases and 1 point per dollar on all other purchases. It has a $69 annual fee.
For $99 a year, the JetBlue Plus Card pays 6X points on all JetBlue purchases and the same 2X points on restaurants and groceries and one percent on all other spending. If you spend more than $1,650 a year on JetBlue flights, you’ll earn back the $99 annual fee and get some additional perks like a $100 statement credit when booking a JetBlue vacation package and a 30,000 point sign-up bonus. Unlike many other travel credit cards, the JetBlue Plus card doesn’t come with any travel or auto protections so you’d have to take that into consideration.