Gold Delta SkyMiles® Credit Card from American Express

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Good for Delta lovers who want to earn maximum mileage at minimum cost.

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Delta enthusiasts should consider adding this card to their wallets, just for the mileage potential. Earn 2 miles for every $1 spent on Delta purchases with the Gold Delta SkyMiles Credit Card from American Express, and 1 mile per dollar spent on all other eligible purchases.

Find real value in this card when you join Delta’s frequent flier program.

If you belong to the SkyMiles Loyalty Program you’ll earn an additional 5 miles for every $1 spent on airline tickets. This means a Delta airline ticket bought from the airline can snag cardholders a whopping 7 miles per $1 spent.

Review

If you love flying Delta, this card is for you. At a rate of 7 miles per $1 spent for SkyMiles members, the rewards program is one of the most lucrative ways to accrue mileage for credit card spending we’ve seen outside of welcome bonuses.

Speaking of, earn 30,000 bonus miles after you spend $1,000 on the card in purchases in your first three months and a $50 statement credit after you make a Delta purchase with the new card within the first three months.

Plus, the $95 annual fee is waived the first year.

But after the glory of the first-year bonuses wear off, if you don’t think you’ll spend enough to earn back $95 worth of miles to justify the card’s annual fee, longer-term you’d be better off with a no-fee card that gives you either straight cash-back or flexible miles to use on any airline of your choice. You can also check out other airline credit card options.

There are two other premium Delta credit cards, but they have sky-high annual fees to match their boosted rewards structures. If you fly a few times a year and want to maximize your SkyMiles earnings, this card will let you do that.

Who should get this card

Frequent Delta fliers could benefit from the generous rewards rate of this card. If you value flexibility in how you use your rewards, or you don’t want to be tied down to just one airline, consider another type of travel rewards card.

Advantages
  • The welcome bonus is excellent.
  • Earn 2 miles on every $1 spent on purchases made directly with Delta and 1 mile for every $1 spent on everything else.
  • Terms apply.
Disadvantages
  • If you don’t fly much, you won’t get much benefit from this card. All non-Delta purchases give 1 mile per $1, a benefit that can be found with lots of other cards.
  • Unlike other airline co-branded cards, this one doesn’t grant you a higher loyalty tier and the perks that go with it.

Fees and APR

  • Annual fee of $95 is waived the first year.
  • There’s no foreign transaction fees for purchases made outside the United States.
  • The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.
  • See Rates & Fees.

Extras, perks and using points

You can check your first bag for free on Delta flights – a potential savings of up to $200 per round trip for a family of four!

Cardholders and up to two companions can purchase access to the Delta Sky Club for a reduced fee of $29 per person.

This card comes with travel and auto protections, including collision damage waiver and access to a Global Assistance hotline. You’ll also receive some extended warranty and purchase protections.

How this card compares

 

 

Southwest Rapid Rewards® Plus Credit Card
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • Earn 1 point per $1 spent on all other purchases.

This card offer is currently unavailable on Bankrate. To see more cards in this category, please visit our airline category page.

Credit Needed

Regular APR

17.99% to 24.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.

Annual Fee

$69 annual fee.

Balance Transfers Intro APR

If you aren’t loyal to just Delta, you might consider the Southwest Rapid Rewards Plus Credit Card, which offers 40,000 points after you make $1,000 in purchases during the first three months. You’ll earn 2 points per $1 spent on Southwest purchases and hotel and car rental partner purchases and 1 point per dollar on all other purchases. It has a $69 annual fee.

JetBlue Plus Card
  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

This card offer is currently unavailable on Bankrate. To see more cards in this category, please visit our airline category page.

Credit Needed

Regular APR

12.99%, 20.99% or 25.99% Variable

Annual Fee

$99

Purchase Intro APR

N/A

Balance Transfers Intro APR

0% for 12 months (on balance transfers made within 45 days of account opening)

For $99 a year, the JetBlue Plus Card pays 6X points on all JetBlue purchases and the same 2X points on restaurants and groceries and one percent on all other spending. If you spend more than $1,650 a year on JetBlue flights, you’ll earn back the $99 annual fee and get some additional perks like a $100 statement credit when booking a JetBlue vacation package and a 30,000 point sign-up bonus. Unlike many other travel credit cards, the JetBlue Plus card doesn’t come with any travel or auto protections so you’d have to take that into consideration.

EDITORIAL NOTE

Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines, or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.