![Black woman shopping online](https://www.bankrate.com/2023/01/06100407/BRCC-editorial_-How-to-maximize-flat-rate-cash-back-credit-cards.jpg?auto=webp&fit=crop&width=230&height=150)
How to maximize flat-rate cash back credit cards
Rack up flat-rate cash back rewards with these tips.
Alice Lesperance is an editor on the Bankrate team. Alice has more than 9 years of professional writing and editing experience, and she is passionate about helping people at all stages of their credit card journeys take control of their personal finances. Prior to her work at Bankrate, Alice wrote and edited content across home services, financial, and legal verticals for clients in a marketing agency setting. Her reporting and longform journalism can also be found in outlets like The Atlantic, Teen Vogue, Charlotte Magazine, and more.
Outside of her work, Alice loves hanging out with her cats PJ Harvey and Joni Mitchell and listening to every kind of music under the sun.
Rack up flat-rate cash back rewards with these tips.
Foreign fees can pile up quickly if you are not mindful of your international spending. Here’s what foreign transaction fees are and how to avoid them while traveling internationally.
You can earn more credit card rewards from these simple strategies.
The right travel credit card ultimately depends on the type of traveler you are.
In a world where most people pay with plastic for convenience already, it makes sense to have a comprehensive credit card strategy in place to get the most out of cash back rewards.
With a $695 annual fee, the Amex Business Platinum is expensive. However, this card’s perks and rewards can easily be worth thousands every year.
The Amex Gold Card charges a $325 annual fee, but the rewards and perks still make it a sweet deal.
The Citi Diamond Preferred and Citi Double Cash are for different types of people.