Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
How to get a business loan with an LLC
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Here are current rates for SBA loans in 2025
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How to choose the best small business lender
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Pros and cons of a business bank loan
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What's new
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How much can you borrow with a startup business loan?
Learn how much you can borrow with startup loans, including SBA loans for startups.
6 min read May 08, 2025 -
How the Federal Reserve affects business loans
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
8 min read May 07, 2025 -
What documents are required to apply for an equipment loan?
See the general list of documents you need when applying for an equipment loan.
5 min read May 05, 2025 -
Small business owners are seeking smaller loans. Here’s why it’s becoming harder.
Smaller business loans don’t always mean an easier time qualifying. Here’s why.
7 min read May 05, 2025 -
The SBA is changing. Here’s what small business owners need to know.
New rules around ownership and lending standards mean stricter loan requirements.
4 min read May 05, 2025 -
Secured vs. unsecured fast business loans
One type of business loan is more affordable but the other can be more convenient.
5 min read May 02, 2025 -
How to manage an unsecured business loan
Follow these steps to pay off your unsecured business loan successfully.
7 min read May 01, 2025 -
Small businesses can use AI to operate for a fraction of the cost — these experts reveal how
Bankrate spoke to experts to learn how you can use AI in your small business.
7 min read May 01, 2025 -
How much will a short-term business loan cost?
Short-term loans are great for emergencies and seasonal changes but aren’t cheap.
5 min read May 01, 2025 -
Is a small business loan secured or unsecured?
Small business loans can be either secured or unsecured.
4 min read May 01, 2025