Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
Pros and cons of a business bank loan
6 min read
Here are current rates for SBA loans in 2025
5 min read
What's new
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What is the SBA weekly lending report and how does it work?
Learn more about where most of the SBA 7(a) and 504 loans go.
9 min read Sep 09, 2025 -
Here’s how recent increases in immigration enforcement could affect your business, and what you can do
Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce.
3 min read Sep 08, 2025 -
What is business loan refinance and when to do it
The best time to refinance a business loan is when you can qualify for loans at lower interest rates.
10 min read Sep 08, 2025 -
What is a business credit score and how does it work?
Your business’ credit score reflects its creditworthiness and iIt can be improved.
4 min read Sep 05, 2025 -
From legal trust to thin crust: What one lawyer learned when he started a pizza business
When opening a Brazilian pizza restaurant in Utah, Glen Wagstaff learned several lessons about how to manage a small business’s finances.
5 min read Sep 05, 2025 -
How to write a business plan
A good business plan requires you to think through your goals, audience, competition, finances and logistics before you spend money or time.
4 min read Sep 03, 2025 -
What’s happening with the “de minimis” exemption and how it could impact small businesses
The De Minimis Tax Exemption has ended. What does that mean for business owners?
2 min read Sep 03, 2025 -
Small business statistics in 2025
Small businesses are vital to the economy, making up a large part of the workforce.
5 min read Sep 03, 2025 -
SBA loan collateral vs. guarantee: What you need to know
A personal guarantee or collateral may be required for SBA loans. Learn the differences and requirements here.
4 min read Sep 02, 2025 -
Money-saving strategies for small business owners
You can use tactics that keep your business operations running smoothly while allowing you to maximize your resources.
5 min read Aug 29, 2025