Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
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Pros and cons of a business bank loan
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What's new
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Effective cash flow management strategies for your small business
Cash flow management tracks how money moves in and out of your business.
3 min read Aug 29, 2025 -
What is invoice factoring and how does it work?
Get your invoices paid immediately with invoice factoring. Here’s how.
9 min read Aug 28, 2025 -
Best business debt consolidation loans
Finding the right business debt consolidation loan can help your business manage outstanding debt.
6 min read Aug 28, 2025 -
What is the average small business loan amount?
According to the Federal Reserve, these are the average small business loan amounts.
8 min read Aug 28, 2025 -
What is a factor rate and how to calculate it
Factor rates are simple but costly. We’ll show you what you need to know.
6 min read Aug 27, 2025 -
What are tariffs and how do they impact small businesses?
Tariffs can increase prices for your business. Here’s what you should know.
6 min read Aug 26, 2025 -
What is a merchant cash advance?
Learn what a merchant cash advance is and what fees and terms to expect.
6 min read Aug 26, 2025 -
What is a working capital loan and how does it work?
Need help covering day-to-day costs? A working capital loan could be the answer.
9 min read Aug 26, 2025 -
How much can you borrow with a startup business loan?
Learn how much you can borrow with startup loans, including SBA loans for startups.
6 min read Aug 25, 2025 -
20 small business grants for minorities
Find out if you qualify for any grants for minority-owned small businesses.
13 min read Aug 25, 2025