
Why USAA made our list: USAA provides comprehensive homeowners coverage with a list of discounts and coverage that is tailored to the needs of military members. While USAA is not eligible for official ranking due to its membership requirement, the company generally receives some of the highest scores out of the rated New Jersey home insurers, and it received one of the highest customer satisfaction scores in J.D. Power’s 2022 home insurance study. However, home insurance through USAA is only available to its members, and membership is limited to active-duty military, veterans and their eligible family members.
Who USAA may be good for: Service members who are stationed at Fort Dix, McGuire or any of New Jersey's other military installations may benefit from USAA insurance coverage. Coverage is military-focused, and includes, for example, coverage specifically for uniforms.