Blue Delta SkyMiles® Credit Card from American Express

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Claire Dickey @ClaireDickey  in  Airline Advertising Disclosure
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Excellent Credit (740 - 850)

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Best airline card with no annual fee

Annual Fee:
$0
Purchase Intro APR:
N/A
Regular APR:
17.74%-26.74% Variable
Terms and Restrictions Apply | Rates and Fees

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Commonly used for: Airline, Auto Rental Insurance, Dining, EMV, Excellent Credit, Extended Warranty Program, Free Credit Score, Miles, Mobile Pay Ready, No Annual Fee, Presale Tickets, Purchase Protection, Rewards, Travel, Unsecured credit card, Zero Fraud Liability.

The Blue Delta SkyMiles® Credit Card from American Express offers a solid rewards rate and no annual fee for loyal Delta flyers who fall into a lower spending category.

The card’s mix of American Express benefits and light welcome bonus makes it an attractive starter card for those interested in dipping their toes into the world of points and miles.

Here are the details

With the Blue Delta SkyMiles, you’ll earn 2X miles at U.S. restaurants, 2X miles on direct Delta purchases and 1X miles per dollar on everything else.

You’ll also have the opportunity to earn 10,000 bonus miles when you spend $500 in your first three months of card membership. Miles can be redeemed toward Delta travel or more than 15 airline partners.

The bonus isn’t much compared to similar travel rewards cards, but the card does offer a few standard AmEx travel perks. Additionally, you’ll be provided with return and purchase protection and exclusive access to ticket presales for concerts, sporting events and more.

Is this card right for you?

If you frequently fly Delta and are looking for a simple, no annual fee travel card, the Blue Delta SkyMiles could be a good fit. Keep in mind if you travel outside of the U.S. often, this card charges a 2.7% foreign transaction fee on every purchase. (See Rates and Fees)

More seasoned Delta loyalists might want to consider the Gold Delta SkyMiles® Credit Card from American Express, which offers a larger introductory bonus and greater travel perks, for an annual fee of $95 (waived the first year).

Advantages
  • No annual fee
  • 20% savings in the form of a statement credit on eligible Delta in-flight purchases of food, beverages and audio headsets (when purchasing with your card)
  • American Express benefits such as purchase protection, extended warranty on eligible purchases, exclusive access to entertainment ticket presales and more
  • No blackout dates on Delta flights
Disadvantages
  • Small introductory offer of 10,000 bonus miles when you spend $500 in your first three months of card membership
  • Foreign transaction fee on each purchase made abroad

How much are the rewards worth?

If you spend $150 a month in this card’s restaurant category, $250 a month on Delta purchases and $50 on everything else, you’ll earn $102 worth of miles for the year — or 10,200 miles.

When you include the 10,000-mile bonus after spending $500 in your first three months, you’ll earn an additional $100 worth of miles.

As of July 2019, TPG has evaluated Delta’s points to be worth 1.2 cents per mile when redeemed for airfare, so keep in mind your miles may be worth slightly more depending on how you redeem.

How to use this card

You can expect to see the miles credited to your account eight to 12 weeks after reaching the $500 threshold required. Miles never expire and can be redeemed for airfare via Delta or partner airlines, seat upgrades, gift cards and more.

With the Blue Delta SkyMiles, you can receive a 20% savings in the form of a statement credit when you make eligible purchases on Delta flights using your card, including food, beverages and audio headsets. You can expect to see the statement credit in your account six to eight weeks after making your transaction.

There’s also a Pay It, Plan It® option that allows you to split up large purchases over a period of time for a fixed monthly fee. Create up to ten payment plans for purchases of $100 or more within your account.

As for travel perks, the Blue Delta Skymiles includes car rental loss and damage insurance, travel accident insurance, 24/7 access to the Global Assist Hotline when you travel more than 100 miles from home. For more information on the American Express travel benefits offered, view the card’s terms and conditions.

The bottom line

The Blue Delta SkyMiles can help casual travelers earn miles for flying, eating out and spending on everyday purchases.

It lacks an extravagant welcome bonus and top-notch travel perks, but for occasional travelers, this card gets the job done.

For the Rates and Fees of the Blue Delta SkyMiles Credit Card from American Express, please click here