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Prime Visa card review: The ideal card for Amazon shoppers

One of the best retail store card options available, especially for Amazon Prime subscribers.

 /  11 min
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Snapshot

4.1

Bankrate rating
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Rating: 4.1 stars out of 5

Bottom line

The Prime Visa card is a must-have for frequent Amazon shoppers. It offers impressive rewards categories and benefits for the retail giant, including Whole Foods. However, you might want to look elsewhere if you don’t shop often with these merchants.

Best for online shopping

Recommended credit score:(670 - 850)
Apply nowLock

on Amazon's secure site

Intro offer

Get a $150 Amazon Gift Card

Rewards rate

1% - 10%

Annual fee

$0

Regular APR

19.99% - 28.74% Variable

4.1
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Bankrate Score

Rewards value

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4.0 / 5

APR

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4.0 / 5

Rewards flexibility

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2.3 / 5

Features

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3.0 / 5
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Prime Visa Card Overview

The Prime Visa Card is a top credit card for online shopping offering high rewards rates on Amazon purchases with no spending caps and Visa Signature benefits. You can easily offset the cost of your Amazon Prime membership through Amazon purchases while enjoying key perks like travel and purchase protections. 

The most significant drawbacks are the cost of Amazon Prime membership and the fact that the best rewards rates are limited to Amazon-related purchases, although Amazon sells a wide variety of products.

  • Credit Card Cash Back Icon

    Rewards

    • Prime Card Bonus: Earn 10 percent back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
    • Unlimited 5 percent back at Amazon.com, Amazon Fresh and Whole Foods Market
    • Unlimited 5 percent back on Chase Travel℠ bookings
    • 2 percent back at restaurants, gas stations, local transit and commuting
    • 2 percent back on local transit and commuting
    • 1 percent back on all other purchases

    Expert Appraisal: Exceptional
    See our expert analysis

  • Rewards Icon

    Welcome offer

    • Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members

    Expert Appraisal: Fair
    See our expert analysis

  • Credit Card Search Icon

    Rates and fees

    • No annual fee ($139/year or $14.99/month Amazon Prime subscription required)
    • No foreign transaction fee
    • 19.99% - 28.74% Variable APR
    • 29.99 percent Cash advance APR
    • Up to $39 late/returned payment fee
    • Balance transfer/cash advance fee: Either 4 percent of the amount of each transaction or $5, whichever is greater

    Expert Appraisal: Typical
    See our expert analysis

  • Congrats Icon

    Other cardholder perks

    • Travel and purchase protections
    • Auto rental collision damage waiver
    • Roadside dispatch
    • Visa Signature benefits
    • Access to Chase Offers

    Expert Appraisal: Good
    See our expert analysis

Prime Visa card pros and cons

Pros

  • Checkmark Icon

    The card’s high earning rate at Amazon.com and Whole Foods can make everyday and grocery store purchases exceptionally rewarding.

  • Checkmark Icon

    A combination of high rewards rates for Chase travel purchases and no foreign transaction fees offers rare value for a store card.

  • Checkmark Icon

    It comes with substantial travel and purchase protections and Visa Signature benefits, providing better value compared to other store cards.

Cons

  • The required Amazon Prime membership is essentially an annual fee.

  • There is no option to transfer reward points to other programs, so you are limited in your redemption options.

  • Although it’s a Chase credit card, you don't earn Ultimate Rewards points and cannot use the Chase Ultimate Rewards portal.

Why you might want the Prime Visa Card

If you're a frequent Amazon shopper, the Prime Visa card is one of the best ways to earn cash back with the online retailer. You can also earn rewards for shopping at Whole Foods, restaurants, gas stations and more. This flexibility is astounding for any cash back card, let alone a retail card, and the card also carries a decent welcome offer and a great range of protections.

Rewards: Unmatched rewards rate at Amazon.com and Whole Foods

Amazon.com, Amazon Fresh, Whole Foods Market and Chase Travel purchases earn an unlimited 5 percent back in rewards. Plus, you’ll earn 2 percent at restaurants, gas stations and transit and 1 percent back on all other purchases.

Regular Amazon shoppers should have no problem earning plenty of rewards with the Prime Visa card. With one of the highest earning rates available for Amazon purchases, you’ll only need to spend $2,780 each year — or about $232 per month — on Amazon or Whole Foods purchases to offset the cost of your Prime membership. Since you can purchase nearly anything from the retailer, even occasional Amazon shoppers could benefit from adding this card to their wallet.

The 5 percent cash back rate at Whole Foods Market is remarkably competitive for grocery purchases, considering the Prime Visa is a store card. Its uncapped rate makes the Prime Visa one of the best cards for grocery rewards rates if you do your grocery shopping at Whole Foods Market.

Welcome offer: Solid value for a retail card

Currently, Amazon offers Prime members a gift card worth $150 just for getting approved for the Prime Visa card for Prime members. This is slightly lower than the bonus value on some of the best no-annual-fee cash back and rewards cards, but it doesn't require any spending to earn. It's certainly impressive for a retail card bonus, since many store cards don’t offer any sign-up bonus. If nothing else, the bonus can help offset the cost of an Amazon Prime membership for the first year. 

Cardholder perks: Strong travel protection for a store card

The Prime Visa card carries a surprising number of benefits for a retail card, including top-tier travel protections. The card’s auto rental collision damage waiver, roadside dispatch, travel accident insurance, lost luggage reimbursement and baggage delay insurance can help you recoup some expenses if your trip doesn’t go as planned.

The Prime Visa also offers extended warranty and purchase protection that covers damage or theft for new purchases for 120 days (up to $500 per claim, $50,000 per account). Considering how light co-branded store cards are on perks, the Prime Visa card’s depth of travel and purchase protection coverage is remarkable. 

Why you might want a different rewards card

While the Prime Visa card offers great tiered rewards, it may not be the best option if you don’t shop with Amazon Prime or Whole Foods. Additionally, point redemption options are limited — you cannot redeem or pool points with other Chase programs or portals.

Rates and fees: Must have an Amazon Prime membership 

The rates and fees for the Prime Visa card are standard, but the “no annual fee” comes with an important footnote. You must have an Amazon Prime membership to get the card, which is currently priced at $14.99 per month or $139 per year if paid annually.

It takes spending at least $232 each month on Amazon.com and Whole Foods combined with your card to break even on a Prime membership. Otherwise, you must spend almost $580 per month across your 2 percent categories with the card to offset the Prime membership cost. If you don’t spend much at Amazon or Whole Foods, you may want to consider a different alternative.

Redemption options: Limited for a Chase card

While the reward terms may suggest you’re earning cash back on purchases, in reality, you are earning points. These points have a 1:1 value and can be redeemed for cash back, travel, gift cards, or Amazon purchases upon checkout.

While no minimum rewards balance is required to redeem for cash back or Amazon purchases, there’s a disappointingly long list of items you can’t buy with points. Many of these items are small purchases such as digital music, Kindle eBooks and video downloads. 

Another drawback is that you cannot transfer points to Chase’s travel partners or other Ultimate Rewards cards. This limitation is disappointing, especially since the Chase Ultimate Rewards portal is one of the most rewarding travel portals, and several other Chase cards can access it. 

We tried it: Here’s what our experts say

Several members of the Bankrate staff love the Prime Visa card and dedicate a regular slot in their wallets to it. Bankrate editor Nouri Zarrugh enjoys the versatility the Prime Visa adds to his credit card rotation:

The Prime Visa card has given a nice boost to my cash back strategy. Considering the variety of items available on Amazon, this card gets you 5 percent back on almost anything you can think of — from streaming subscriptions via Amazon Channels to grocery deliveries via Amazon Fresh or Whole Foods to tools and home goods — making this easily one of the most versatile cards in my wallet.

— Nouri Zarrugh, Senior Editor, Bankrate

How the Prime Visa compares to other rewards cards

While maybe not as lucrative for Amazon.com purchases, certain credit cards still provide rewards for online and in-store shopping. Depending on your preferences, one of these cards could be a good option. 

Image of Prime Visa
Bankrate Score
Apply now Lock Icon
on Amazon's secure site

Annual fee

$0

Intro offer

Get a $150 Amazon Gift Card
Info Icon

Rewards rate

1% - 10%
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon
Image of Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

Annual fee

$0

Intro offer

N/A

Rewards rate

1% - 4%
Info Icon

Recommended Credit Score

Excellent (740 – 850)
Info Icon
Image of Bank of America® Customized Cash Rewards credit card
Bankrate Score
Apply now Lock Icon
on Bank of America's secure site

Annual fee

$0

Intro offer

$200
Info Icon

Rewards rate

1% - 3%
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon

Who is the Amazon Prime Visa card right for?

The Amazon Prime Visa is an ideal rewards card if you fall into one of these categories.

Bankrate’s Take — Is the Amazon Prime Visa worth it?

The Prime Visa card is undoubtedly worth it if you frequently order from Amazon — especially if you spend big during the holidays or on Amazon Prime Day. The unlimited 5 percent rewards easily outperform other credit cards’ online shopping categories, and you should be able to offset your Prime membership cost without overspending, better protect your purchases and enjoy a few travel perks while you’re at it. 

On the flip side, you might want to consider other cards if you want higher rates on bonus categories or other retailers. Still, the Prime Visa offers better rates and more versatile rewards compared to many store cards, making it an excellent choice.

**All information about the Capital One Walmart Rewards® Mastercard® has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.

How we rated this card

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150+
cards rated
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50+
rewards programs valued
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1800
data points analyzed
Credit Card Reviews Icon
40+
perks evaluated

We rate credit cards using a proprietary card scoring system that ranks each card’s estimated average rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more against those of other cards in its primary category.

Each card feature is assigned a weighting based on how important it is to people looking for a card in a given category. These features are then scored based on how they rank relative to the features on other cards in the category. Based on these calculations, each card receives an overall rating of 1-5 stars (with 5 being the highest possible score and 1 being the lowest). 

We analyzed over 150 of the most popular rewards and cash back cards to determine where each stacked up based on their value, cost, benefits and more. Here are some of the key factors that influenced this card’s overall score and how the score influenced our review:

Frequently asked questions

What cardholders think

Image of Prime Visa

Prime Visa

4.3 Star Icon
49 ratings
Info Icon
Score breakdown
5 stars
39%
4 stars
49%
3 stars
12%
2 stars
0%
1 star
0%
Score by category
Overall 4.3 / 5
Extra perks 3.4 / 5
Meets financial needs 4.2 / 5
Privacy and security 4.3 / 5
Customer service 3.8 / 5
Online portal or mobile app 4.3 / 5

In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.

Community Reviews

Explore Prime Visa reviews from certified cardholders.
Search Icon
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Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I was able to make a purchase that was paid for using the rewards that had accumulated in my Prime Visa account.
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I use this card for all my online purchases and recurring payments.
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I use the benefits for extra things
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I wanted the intro offer
Score by category
Extra perks 5 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
I do.
Score by category
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I wpuld recommend it to my frinds and have.
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I was pre approved for the offer
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I enjoy earning points towards Amazon purchases when i use the card. I have never had a problem with the card.
Score by category
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes I use it often
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend this card to a friend, because it makes it very easy to earn Prime rewards using it, and nowadays, since so many people use Amazon prime, I feel that it is a very practical card to have.
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Ability to use anywhere
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
5% back on Amazon purchases and customer service
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
It comes with extras like free streaming access and cash back rewards on purchases and the free stuff makes the annual fee worth it.
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Offered and needed a card
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I gets to save and budget my money with interest
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
It is a credit card which helps improve my credit score. It can provide luxury experiences and it is trusted and overall good card to use
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
We had received a flyer for this card and we chose to apply. We needed the assistance to buy gifts for our kids.
Score by category
Extra perks 5 / 5
Meets financial needs 3 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I like the extra cash back on Amazon
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I enjoyed prime and the benefits being offered by rhe card made it a good deal and advantage to utilize.
Score by category
Extra perks 5 / 5
Meets financial needs 3 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Cash back on Amazon purchases
Score by category
Extra perks 2 / 5
Meets financial needs 3 / 5
Online portal or mobile app 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
The Prime Visa gives you points back that can be used on Amazon. You get x amount of points per dollar spent at Amazon and you get x amount at all other retailers (I can't remember the exact percentage, but I know the points for shopping on Amazon are at least double other retailers). I'm able to use my points on anything I want from Amazon, I recently had been saving them and was able to purchase a laptop for my father with them. I also can break up large purchases in smaller fixed monthly payments with no extra interest charges, that came in handy when we had electric work done on our home.
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
If this card had an annual fee, I do not think it would be worth it. I am already paying a fee for Amazon Prime membership.
Score by category
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
It only works well for you if you have Amazon Prime
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
The rewards points are good.
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
I don't think the company should charge annual fees for the card it should be free.
Score by category
Extra perks 3 / 5
Online portal or mobile app 4 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend to anyone
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
No annual fee
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I have been able to reap the most out of the benefits they provide as they are relevant to me
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
It allows me to earn points that I can redeem for cash back.
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No, just use as needed
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Has some good features like pay over time with low interest
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 3 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I was able to use points for a treat for myself
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No, I'm trying to lower my credit card debt
Score by category
Extra perks 2 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
It was cute and simple at a great deal
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 3 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Enjoy traveling with points earned
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Features and convenience.
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I use this card for medical expenses.
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No I use it for gifts
Score by category
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes it is. I use every time I get gas since gas stations now have prepay or pay at the pump due to high gas prices and not enough workers
Score by category
Meets financial needs 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
good card, however, don't utilize the rewards portion that much
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Positive, I have had no issues
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Would recommend to a friend if asked for opinion. Convenience of use, accepted in most situations. No problems so far with customer services.
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
just got card so i am not sure
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
amazon benefits
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
It doesn’t have a fee.
Score by category
Extra perks 2 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No. I mainly use it for amazon purchases.
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Cash back offers given at the time
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 2 / 5
Customer service 2 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Promotion
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
It’s convenient and handy.
Score by category
Extra perks 2 / 5
Meets financial needs 3 / 5
Online portal or mobile app 4 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Written by
Re'Dreyona Walker
Associate Editor, Credit Cards
Re'Dreyona Walker is an editor for Bankrate and CreditCards.com, focusing on product guides and reviews. As a personal finance expert, she is dedicated to providing honest product reviews as well as in-depth, comprehensive guides to assist readers in building credit and finding the best credit cards for their needs.
Edited by Senior Editor, Credit Cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.