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15 Best cash back credit cards for June 2024

Updated May 08, 2024

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Cash back credit cards earn a small percentage of your purchases back, redeemable in the form of statement credits, gift cards, direct deposits or more. Many of these cards earn cash back on eligible categories automatically, with some requiring quarterly activations to achieve the highest rate. The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6 percent cash back on common spending items, including travel, groceries, gas and more. Here are the best cash back cards on the market for May 2024.

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Info

Best for flat-rate rewards

Bankrate score

Rating: 4.3 stars out of 5
4.3
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on Wells Fargo's secure site

Intro offer

Info

Rewards rate

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2%

Annual fee

Regular APR

Info

Best for online shopping

Bankrate score

Rating: 4.6 stars out of 5
4.6
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply

Intro offer

Info

Rewards rate

Info

1% - 3%

Annual fee

APR

Info

Best for dining

Bankrate score

Rating: 5 stars out of 5
5.0
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on Capital One's secure site

Intro offer

Info

Rewards rate

Info

1% - 8%

Annual fee

Regular APR

Info

Best for groceries

Bankrate score

Rating: 4.4 stars out of 5
4.4
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply

Intro offer

Info

Rewards rate

Info

1% - 6%

Annual fee

APR

Info

Best for everything else

Bankrate score

Rating: 4.2 stars out of 5
4.2
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on Citi's secure site

Intro offer

Info

Rewards rate

Info

1% - 5%

Annual fee

Regular APR

Best for drugstores and dining

Bankrate score

Rating: 4.8 stars out of 5
4.8
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Chase's secure site

Intro offer

Info

Rewards rate

Info

1.5% - 5%

Annual fee

Regular APR

Best for rotating categories

Bankrate score

Rating: 4.4 stars out of 5
4.4
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Discover's secure site

Intro offer

Info

Rewards rate

Info

1% - 5%

Annual fee

Regular APR

Info

Best for stacking

Bankrate score

Rating: 4.4 stars out of 5
4.4
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on Citi's secure site

Intro offer

Info

Rewards rate

Info

1% - 5%

Annual fee

Regular APR

Info

Best for flexibility

Bankrate score

Rating: 4.3 stars out of 5
4.3
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on Bank of America's secure site

Intro offer

Info

Rewards rate

Info

1% - 3%

Annual fee

Regular APR

Only Available in 15 East Coast States and D.C.

Best for flat-rate cash back

Bankrate score

Rating: 4 stars out of 5
4.0
Info
N/A
Apply now Lock
on TD Bank's secure site

Intro offer

Info

Rewards rate

Info

2% Cash Back

Annual fee

Regular APR

Info

Best for simplicity

Bankrate score

Rating: 3.8 stars out of 5
3.8
Info
Recommended credit score: 670 - 850
Info
chance of approval
Info
Apply now Lock
on Capital One's secure site

Intro offer

Info

Rewards rate

Info

1.5% - 5%

Annual fee

Regular APR