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15 Best cash back credit cards for April 2024

Updated April 08, 2024

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Cash back credit cards earn a small percentage of your purchases back, redeemable in the form of statement credits, gift cards, direct deposits or more. Many of these cards earn cash back on eligible categories automatically, with some requiring quarterly activations to achieve the highest rate. The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6 percent cash back on common spending items, including travel, groceries, gas and more. Here are the best cash back cards on the market for April 2024.

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Info
Best for flat-rate rewards
Rating: 4.3 stars out of 5
4.3
Info
Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

2%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for dining
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 8%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for online shopping
Rating: 4.6 stars out of 5
4.6
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 3%

Rewards rate

Info

Annual fee

Regular APR

Best for rotating categories
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Discover's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

1% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for everything else
Rating: 4.2 stars out of 5
4.2
Info
Apply now Lock
on Citi's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 5%

Rewards rate

Info

Annual fee

Regular APR

Only Available in 15 East Coast States and D.C.
Best for quarterly customizable categories
Rating: 4 stars out of 5
4.0
Info
Apply now Lock
on TD Bank's secure site
See Terms
Info
Recommended Credit

Intro offer

Info

Earn 1% Cash Back - Earn 3% and 2% Cash Back

Rewards rate

Info

Annual fee

Regular APR

Info
Best for groceries
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 6%

Rewards rate

Info

Annual fee

Regular APR

BEST FOR DRUGSTORES AND DINING
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

Only Available in 15 East Coast States and D.C.
BEST FOR FLAT-RATE CASH BACK
Rating: 4 stars out of 5
4.0
Info
Apply now Lock
on TD Bank's secure site
See Terms
Info
Recommended Credit

Intro offer

Info

2% Cash Back

Rewards rate

Info

Annual fee

Regular APR

Info
Best for flexibility
Rating: 4.3 stars out of 5
4.3
Info
Apply now Lock
on Bank of America's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 3%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for stacking
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Citi's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for simplicity
Rating: 3.8 stars out of 5
3.8
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for Bank of America customers
Rating: 3.8 stars out of 5
3.8
Info
Apply now Lock
on Bank of America's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1.5%

Rewards rate

Info

Annual fee

Regular APR

Best for low APR
Rating: 3.1 stars out of 5
3.1
Info
Apply now Lock
on USAA's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

N/A

Intro offer

Info

1.5% cash back

Rewards rate

Info

Annual fee

Regular APR

Best for personal loan alternative
Rating: 4.2 stars out of 5
4.2
Info
Apply now Lock
on Upgrade's secure site
Good to Excellent (670 – 850)