Stephanie Zito


About the author

“Your possibility for seeing the world is not contingent on having a lot of money, and you can experience luxury beyond your means without breaking your budget or going into debt. Learning a few tricks and travel hacks to wisely earn and use reward points from credit cards and loyalty programs gives you the power to turn any trip you’ve dreamed about into a travel reality.” – Stephanie Zito


International Travel, Luxury Hotels, Credit Card Rewards


  • Samford University, Journalism & Mass Communications
  • Seeing the world


  • Travel experience across 130+ countries, 50 states, 7 continents
  • Speaker, author, lover of points and miles
  • Founder

Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand circling the globe for more than 25 years. She’s a backpacker, expect and premium traveler who’s visited more than 130 countries and all seven continents. Her life motto is “See the world, change the world, have fun doing it!”, and her mission is to inspire others along the journey.

Zito loves teaching aspirational travelers how to access the world. And she shares her tips in her two books: “Upgrade Unlocked: The Unconventional Guide to Luxury Travel on a Budget” and "The Honeymoon Hack.” She’s also presented at many events, including Women’s Travel Fest, The World Domination Summit, Frequent Traveler University, Econome and Creative Live.

 Zito's favorite travel hack is a hotel upgrade that lands her in a soaking tub with a view of the ocean. When she isn’t working from an airport lounge or an over-the-water bungalow somewhere exotic, she can be found hiking and camping in Portland, Oregon. You can learn more about Zito on her website


Zito studied journalism at Samford University where she also discovered her love for international travel while completing studying abroad programs in London and China.

Stephanie's Latest Articles

  • Woman taking a road trip

    How to book a rental car with rewards points

    With so many people planning on sticking around the U.S. for summer vacations this year, car rentals are in high demand. I’ve personally been searching for car rentals for Alaska in late June and the [...]

    4 min read May 04, 2021
  • Should I book travel for 2021 now?

    If you’re eager to get 2021 travel booked now, domestic travel is the way to go. International deals for the second half of 2021 can be booked with caution, but make sure they’re cancelable.

    4 min read Apr 30, 2021
  • Best hotel perks you can get with a credit card

    Hotel perks that come along with co-branded hotel credit cards are amazing. Believe it or not, hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access, [...]

    4 min read Apr 20, 2021
  • Do I need a vaccine passport to book a flight?

    Dear Cashing In: I really want to use my rewards points to travel internationally soon. Is it true that I’ll need to have a vaccine passport in order to book my flights?—Kellee Dear Kellee, It’s [...]

    4 min read Apr 06, 2021
  • Should I purchase travel insurance?

    Dear Cashing In, I’m booking travel for 2021, but I can’t decide if it’s worth the added cost to pay for travel insurance or if my credit card travel insurance is sufficient. Does travel insurance [...]

    5 min read Feb 23, 2021