Best credit cards for shopping in 2023
No matter the season, a rewards card can help lighten the load of your spending.
Your possibility for seeing the world is not contingent on having a lot of money, and you can experience luxury beyond your means without breaking your budget or going into debt.
— Stephanie Zito
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand circling the globe for more than 25 years. She’s a backpacker, expert and premium traveler who’s visited more than 130 countries and all seven continents. Her life motto is “See the world, change the world, have fun doing it!” and her mission is to inspire others along the journey.
Zito loves teaching aspirational travelers how to access the world. And she shares her tips in her two books: “Upgrade Unlocked: The Unconventional Guide to Luxury Travel on a Budget” and "The Honeymoon Hack.” She’s also presented at many events, including Women’s Travel Fest, The World Domination Summit, Frequent Traveler University, Econome and Creative Live.
Zito's favorite travel hack is a hotel upgrade that lands her in a soaking tub with a view of the ocean. When she isn’t working from an airport lounge or an over-the-water bungalow somewhere exotic, she can be found hiking and camping in Portland, Oregon. Zito studied journalism at Samford University where she also discovered her love for international travel while completing studying abroad programs in London and China.
Your possibility for seeing the world is not contingent on having a lot of money, and you can experience luxury beyond your means without breaking your budget or going into debt.
— Stephanie Zito
No matter the season, a rewards card can help lighten the load of your spending.
Returning an item purchased with credit will cause points earned to be deducted.
Booking car rentals with rewards points can offer some value to travelers.
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
Sustainable and responsible travel has reached the mainstream market.
Travel is open again but getting expensive. Here’s how to plan for it.
Savvy spenders can stack up points on their travel cards for later in the year.
Dear Cashing In: I really want to use my rewards points to travel internationally soon. Is it true that I’ll need to have a vaccine passport in order to book my flights?—Kellee Dear Kellee, It’s [...]
These are Bankrate's top picks for Citi credit cards to consider in 2024. Read our expert advice and compare the latest offers from Citi.
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The best way to maximize rewards is by playing the field, using different cards to your advantage and being “disloyal!”
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Credit card issuers are able to offer rewards because of the fees they collect.
An overview of major credit card issuers and some of their popular card options.