Learn whether you’re personally responsible for your business credit card debt.
- Credit cards
- Rewards credit cards
- Travel credit cards
- Business credit cards
- Debt management
- Bachelor of Arts, San Francisco State University
- Certificate in Personal Financial Planning, UC Berkeley Extension
Erica Sandberg is a contributor to Bankrate covering credit cards, rewards credit cards, travel credit cards, business credit cards and debt management. She is the author of “Expecting Money: The Essential Financial Plan for New and Growing Families” and previously produced “Making It In San Francisco” on KRON4 and the “Adventures in Money” podcast.
In addition to Bankrate, Sandberg’s work includes contributions to Discover, Experian, First Republic Bank and U.S. News & World Report, and she has represented Chase, Western Union, the Better Business Bureau and Learning Resources in various media campaigns. She has also been quoted in several leading outlets, including the Los Angeles Times, the San Francisco Chronicle and The Wall Street Journal.
Sandberg began her career at Consumer Credit Counseling Service (CCCS), where she helped individuals and families overcome their debt issues and developed budgets, then transitioned to the agency's primary media spokesperson.
Sandberg devotes her time to causes that move her, including to Downtown Streets Team where she helped people experiencing homelessness fix their credit problems, open bank accounts and prepare for a financially independent future. Her volunteer board experience includes the San Francisco Police Department’s Community Advisory Board on Homelessness, San Francisco SAFE (Safety Awareness for Everyone) and the Salvation Army Harbor Lights Center advisory board.
Erica's latest articles
5 min read Dec 08, 2023
Putting personal funds into a business is risky, so take necessary precautions.5 min read Dec 05, 2023
Small-business cards have varied offerings, so by having multiple cards at your disposal, you can build a portfolio.5 min read Nov 29, 2023
If you need to finance a side business, business credit cards could serve you well.6 min read Nov 27, 2023
A business line of credit can offer more funds and can be more difficult to obtain.5 min read Nov 24, 2023
If you need capital for a business, consider a small-business loan or credit card.5 min read Nov 22, 2023
Check out our picks for the best points cards for business.6 min read Nov 21, 2023
Learn how you can use your credit card to earn elite status with each of the major U.S. carriers.8 min read Nov 20, 2023
Whether you’re looking for miles to help pay for travel or cash back to fund a new purchase, the best credit card sign-up bonuses can help you make it happen.Dec 08, 2023
Here are the best credit cards with no annual fee. Read reviews from personal finance experts and compare offers from our partners to find the best card for you.Dec 05, 2023
The United Explorer card helps you earn frequent flyer miles with every purchase. Read more to learn how you can boost your travels with the Explorer card.Nov 09, 2023
The Mastercard Black Card comes with many of the upscale perks we’ve come to expect from an expensive travel card.Oct 30, 2023