What you do (or don’t do) with your credit cards in 2022 can make a significant difference in your budget.
About the author
“I share the advice I wish someone had shared with me a long time ago. I want my reader to find my words when they're most needed… and be able to make a better-informed financial decision because of something I've written. That's what keeps me going.” - Ana Staples
Ana Staples is a reporter for Bankrate and an expert on all things credit basics and personal finance for the younger generation. She has two expert columns that aim to offer financial education and encouragement to young people: “Swiping Right” on CreditCards.com and “Green & Growing” on Bankrate. Ana also covers credit card news and discusses women’s finance on To Her Credit.
Ana first started working as a writer in 2015 at a small car transportation firm in Los Angeles, California, focusing on the company’s SEO needs. Since that time, she’s written for a wide range of industries, from commercial interior design to ecommerce.
She entered the credit industry contracting with Experian in 2019, where Ana worked as an SEO content specialist and contributed a few articles to the bureau’s blog. She joined CreditCards.com in 2020 and began writing for Bankrate, as well, later that year.
Ana studied journalism and public relations at Moscow State Institute of International Relations before making a leap to try herself at acting in New York Film Academy in Los Angeles, California—you can check out her acting chops on Bankrate’s TikTok.
In her free time, Ana writes romance stories and plans a trip to the French Riviera she'll take one day—when she has enough points, that is.
Ana's Latest Articles
5 min read Jan 12, 2022
Citi is an advertising partner. If you’re looking for a no-annual-fee credit card, Citi has a few attractive products it offers, such as the Citi® Diamond Preferred® Card and the Citi® Double Cash [...]4 min read Jan 11, 2022
Find out how I got $3,026 in value from cash back, statement credits and free travel I booked with my credit cards.6 min read Dec 22, 2021
From security codes to minimum payments, here are the concepts you need to know.6 min read Dec 10, 2021
This year, most Americans are also planning to buy gifts for themselves.5 min read Dec 08, 2021
Statement credits happen within your card’s online portal, reflecting a near-immediate reduction to your card’s balance. It’s a no-fuss way to shave down your debt with little more than a click.6 min read Dec 02, 2021
All it takes to get the most out of this holiday season and maximize your savings is the right credit card.4 min read Nov 15, 2021
As the COVID-19 pandemic has begun to subside, the credit card world has gone to full-on overdrive.5 min read Nov 03, 2021