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Best credit cards with no foreign transaction fees of February 2025

Updated February 09, 2025

Advertiser Disclosure: Bankrate’s editorial team chooses and recommends the credit cards on this page. While we may receive compensation when users apply for cards through this page, our recommendations and card ratings are produced independently without influence by advertising partnerships with issuers.

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Showing 16 results

Best starter travel card

Chase Sapphire Preferred® Card

Cardholder rating

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4.2

Bankrate score

star iconstar iconstar iconstar iconstar icon
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4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Chase's secure site

Intro offer

60,000 bonus points

Rewards rate

1x - 5x

Annual fee

$95

Regular APR

20.49% - 27.49% Variable

Why you'll like this: It earns valuable rewards in key everyday categories, so it’s easy to rack up points even if you don’t spend a ton on travel.

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Cardholder rating

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4.1

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 5 Miles

Annual fee

$95

Regular APR

19.99% - 29.24% (Variable)

Why you'll like this: Its sign-up bonus is one of the best it’s ever had, offering terrific first-year value on top of already-great rewards and flexible redemption.

Best for online shopping

Prime Visa

Bankrate score

star iconstar iconstar iconstar iconstar icon
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4.1
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Amazon's secure site

Intro offer

Get a $100 Amazon Gift Card

Rewards rate

1% - 10%

Annual fee

$0

Regular APR

19.49% - 28.24% Variable

Why you'll like this: It boasts a best-in-class rewards rate on local and global purchases on Amazon.com. It’s also offering a terrific sign-up bonus at the moment.

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2025 Bankrate Awards Winner

Best for budget luxury travel

Capital One Venture X Rewards Credit Card

Cardholder rating

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4.5

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0
Bankrate review
Recommended credit score:(740 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 10 Miles

Annual fee

$395

Regular APR

19.99% - 29.24% (Variable)

Why you'll like this: It offers several travel perks that matter most, including credits for Global Entry or TSA PreCheck, travel statement credits and airport lounge access.

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2025 Bankrate Awards Winner

Best for renters

Bilt Mastercard®

Cardholder rating

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4.0

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.0
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Bilt's secure site

See Rates & Fees

Intro offer

N/A

Rewards Rate

1X Points - 3X Points

Annual fee

$0

Regular APR

See Terms

Why you'll like this: You can pay your rent and earn rewards with this card while skipping common credit card processing fees.

Best for flexible rewards redemption

Bank of America® Travel Rewards credit card

Cardholder rating

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4.1

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Bank of America's secure site

Intro offer

25,000 points

Rewards rate

1.5X

Annual fee

$0

Regular APR

18.24% - 28.24% Variable APR on purchases and balance transfers

Why you'll like this: You can use your rewards to cover various travel purchases in the past 12 months.

Best for occasional travelers

Capital One VentureOne Rewards Credit Card

Cardholder rating

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4.3

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.1
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 20,000 miles

Rewards rate

1.25 Miles - 5 Miles

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you'll like this: It offers a straightforward and consistent rewards structure, so it’s a great fit if you value simplicity.

Best for flat-rate cash back

Capital One Quicksilver Cash Rewards Credit Card

Cardholder rating

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4.6

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
3.8
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn $200

Rewards rate

1.5% - 5%

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you'll like this: It keeps things simple with its unlimited flat cash back rate on all purchases.

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2025 Bankrate Awards Winner

Best for luxury perks

Chase Sapphire Reserve®

Cardholder rating

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4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0
Bankrate review
Recommended credit score:(740 - 850)
Apply nowLock

on Chase's secure site

Intro offer

60,000 bonus points

Rewards rate

1x - 10x

Annual fee

$550

Regular APR

21.49% - 28.49% Variable

Why you'll like this: Its boasts valuable, comprehensive travel benefits, including a generous annual travel credit and Priority Pass Select membership.

Best for bonus category variety

Discover it® Cash Back

Cardholder rating

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4.2

Bankrate score

star iconstar iconstar iconstar iconstar icon
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4.4
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Discover's secure site

See Rates & Fees

Intro offer

Cashback Match

Rewards rate

1% - 5%

Annual fee

$0

Regular APR

18.24% - 27.24% Variable APR

Why you'll like this: You can maximize rewards in a ton of popular categories thanks to its elevated cash back in rotating bonus categories.

Best for lounge access

The Platinum Card® from American Express

Cardholder rating

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4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.8
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

Earn 80,000 points

Rewards rate

5X - 5X

Annual fee

$695

APR

See Pay Over Time APR

Why you'll like this: Its extensive list of perks includes comprehensive airport lounge access, annual travel credits and hotel and resort benefits.

Best for low rates and fees

Discover it® Miles

Bankrate score

star iconstar iconstar iconstar iconstar icon
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3.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Discover's secure site

See Rates & Fees

Intro offer

Discover Match®

Rewards rate

1.5X

Annual fee

$0

Regular APR

18.24% - 27.24% Variable APR

Why you'll like this: Its unique bonus offer matches all the miles you’ve earned at the end of your first year — a big boost in short-term value.

Bankrate awards icon
2025 Bankrate Awards Winner

Best for dining

American Express® Gold Card

Cardholder rating

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4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

60,000 points

Rewards rate

1X - 4X

Annual fee

$325

APR

See Pay Over Time APR

Why you'll like this: Foodies and frequent travelers will get a ton of value out of its generous rewards on dining and groceries, plus valuable credits and travel perks.

Bankrate awards icon
2025 Bankrate Awards Winner

Best for students

Discover it® Student Cash Back

Cardholder rating

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4.5

Bankrate score

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5.0
Bankrate review
No Credit History
Apply nowLock

on Discover's secure site

See Rates & Fees

Intro offer

Cashback Match

Rewards rate

1% - 5%

Annual fee

$0

Regular APR

17.24% - 26.24% Variable APR

Why you'll like this: Its Cashback Match offer gives a huge boost to the rewards you’ve earned at the end of your first year.

Best for balance transfers

Discover it® Chrome

Cardholder rating

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star iconstar iconstar iconstar iconstar icon
4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.0
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Discover's secure site

See Rates & Fees

Balance transfer intro APR

0% for 18 months

Regular APR

18.24% - 27.24% Variable APR

Rewards rate

1% - 2%

Annual fee

$0

Why you'll like this: It’s a great option if you need to pay off a balance but still want to earn rewards and use your card abroad.

Best for transit

American Express Green Card®

American Express Green Card®

Cardholder rating

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4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
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4.4
Bankrate review
Recommended credit score:(670 - 850)

Intro offer

Earn 40,000 points

Rewards Rate

1X - 3X

Annual fee

$150

APR

20.24% - 28.24% (Variable)

Why you'll like this: There’s no fluff — it offers a nice mix of everyday rewards and practical travel perks.

compare
Compare

Compare Bankrate’s top no-foreign-transaction-fee credit cards

Card name Annual fee Best for Bankrate review score
$95

Starter travel card

4.9 / 5

Info Icon
(Read card review)
Apply now Lock Icon
on Chase's secure site
$95

Sign-up bonus

4.9 / 5

Info Icon
(Read card review)
Apply now Lock Icon
on Capital One's secure site
$0

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